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100+ Free MD General Contractor Practice Questions

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Key Facts: MD General Contractor Exam

70%

Passing Score

State Board

80 Q

Practice Questions

OpenExamPrep

3 hrs

Exam Time

State Board

Not Accepted

NASCLA

State Board

3 years

Experience Required

State Board

Maryland requires general contractors to pass a state Business & Law exam. The exam covers MD licensing law, contract law, lien law, bonds, insurance, safety codes, and business management.

Sample MD General Contractor Practice Questions

Try these sample questions to test your MD General Contractor exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Which specific Maryland commission licenses and regulates home improvement contractors?
A.Maryland Building Code Administration
B.Maryland Home Improvement Commission
C.Maryland Housing Finance Agency
D.Maryland Public Service Commission
Explanation: The Maryland Home Improvement Commission, within the Maryland Department of Labor, licenses and regulates home improvement contractors and salespersons. PSI administers the Commission-approved licensing examinations.
2What type of license must contractors hold to perform home improvement work in Maryland?
A.General Contractor License
B.MHIC Contractor License
C.Building Trades License
D.Construction Supervisor License
Explanation: Maryland requires contractors performing home improvement work to hold an MHIC Contractor License issued by the Maryland Home Improvement Commission. This license is required for any work on existing residential properties including alterations, remodeling, repair, and replacement.
3How many years of trade experience are required for an MHIC contractor license in Maryland?
A.1 year
B.2 years
C.3 years
D.5 years
Explanation: Maryland requires MHIC contractor license applicants to have at least 2 years of trade experience. This can include participation in apprenticeship programs, employment performing home improvements, commercial/residential construction work, or community service building programs.
4According to the current MHIC fee schedule, what is the contractor application fee before the original Guaranty Fund assessment and processing charge?
A.$150.00
B.$250.00
C.$281.25
D.$500.00
Explanation: The current schedule lists a $281.25 contractor application fee. The separate $100 original Guaranty Fund assessment and $22.50 processing fee make the listed original-license total $403.75.
5What minimum general liability insurance is required for Maryland MHIC licensed contractors?
A.$25,000
B.$50,000
C.$100,000
D.$250,000
Explanation: Maryland requires all MHIC licensed contractors to maintain a minimum of $50,000 in general liability insurance at all times. The insurance certificate must name the MHIC as the certificate holder and include both the individual applicant and company name.
6How can an MHIC contractor applicant satisfy the Commission's financial-solvency requirement?
A.By showing only that the business had gross revenue during the prior year
B.By meeting the personal net-worth guideline or using an approved $30,000 surety bond or indemnitor
C.By submitting only a company bank statement without personal financial information
D.By providing an estimate of future project income without assets, liabilities, credit information, or security
Explanation: MHIC evaluates the applicant's personal financial solvency. An applicant who does not meet the $30,000 net-worth guideline may use the required surety bond or an acceptable indemnitor.
7What is the surety bond amount required for Maryland MHIC applicants who do not meet financial solvency requirements?
A.$10,000
B.$20,000
C.$30,000
D.$50,000
Explanation: The current MHIC checklist requires an applicant who is not financially solvent by $30,000 to sign the Commission's $30,000 surety bond form or use an acceptable indemnitor.
8How long is the MHIC contractor license valid in Maryland?
A.1 year
B.2 years
C.3 years
D.5 years
Explanation: The MHIC contractor license is valid for 2 years from the date of issuance. Contractors must renew before expiration to continue legally performing home improvement work in Maryland.
9What testing agency administers the MHIC licensing exam in Maryland?
A.Prometric Testing Services
B.PSI Examinations
C.Pearson VUE Testing
D.NASCLA examination staff
Explanation: PSI Examinations administers the MHIC licensing exam in Maryland. All applicants must pass the licensing exam before they can apply for the MHIC contractor license.
10Which project is generally included in 'home improvement' under Maryland Business Regulation section 8-101?
A.Constructing a brand-new single-family dwelling
B.Remodeling the kitchen of an existing residence
C.Renovating offices in a commercial high-rise
D.Building the shared lobby of a large condominium
Explanation: The statutory definition includes additions, alterations, conversions, improvements, modernization, remodeling, repairs, and replacements involving an existing residence or qualifying adjacent structures. Remodeling an existing residential kitchen fits that definition.

About the MD General Contractor Exam

The Maryland general contractor exam covers state licensing law, construction contract law, mechanics lien law, bonding and insurance requirements, OSHA safety, building codes, project management, and business practices.

Questions

80 scored questions

Time Limit

3 hours

Passing Score

70%

Exam Fee

$150 (Maryland Home Improvement Commission)

MD General Contractor Exam Content Outline

30%

Business & Law

Maryland licensing statutes, contractor law, lien law, bonds, insurance, penalties

25%

Contract Law

Construction contracts, change orders, disputes, subcontractor agreements

20%

Safety & Codes

OSHA requirements, building codes, permits, inspections

15%

Project Management

Scheduling, estimating, supervision, quality control

10%

Financial

Accounting, taxes, payroll, financial statements, insurance

How to Pass the MD General Contractor Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 80 questions
  • Time limit: 3 hours
  • Exam fee: $150

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

MD General Contractor Study Tips from Top Performers

1Master Maryland's contractor licensing laws and regulations
2Study mechanics lien law — filing deadlines and requirements are heavily tested
3Know bond types: bid bonds, performance bonds, payment bonds
4Review OSHA safety requirements and penalties
5Understand construction contract terms and change order procedures

Frequently Asked Questions

What does the Maryland general contractor exam cover?

The MD GC exam covers state contractor licensing law, construction contracts, mechanics lien law, bonding, insurance, OSHA safety, building codes, and business management.

What is the passing score for the MD GC exam?

A minimum score of 70% is required to pass the Maryland general contractor licensing exam.

Does Maryland accept the NASCLA exam?

Maryland does not currently accept the NASCLA accredited exam. You must take the Maryland-specific contractor licensing exam.

What experience is needed for a Maryland contractor license?

Maryland typically requires 3 years of verifiable construction experience before applying for a general contractor license.