PracticeVideosBlogFlashcards
All Practice Exams

Free Practice Questions for MD MHIC Contractor

Exam-style questions and explanations by OpenExamPrep.

✓ No registration✓ No credit card
100+ Questions
100% Free

Loading practice questions...

Same family resources

Explore More General Contractor License

Continue into nearby exams from the same family. Each card keeps practice questions, study guides, flashcards, videos, and articles in one place.

California General Contractor

Practice Questions212 questionsStudy Guide59 topicsVideos1 videoBlogs1 blogFree CE

Virginia General Contractor

Practice Questions150 questionsStudy Guide26 topicsCheat Sheet156 factsFlashcards50 cardsVideos1 videoBlogs1 blogFree CE

North Carolina General Contractor

Practice Questions102 questionsStudy Guide23 topicsCheat Sheet71 factsFlashcards50 cardsVideos1 videoBlogs1 blogFree CE

Florida General Contractor

Practice Questions100 questionsStudy Guide34 topicsVideos1 videoBlogs1 blogFree CE

Massachusetts General Contractor

Practice Questions167 questionsStudy Guide36 topicsFree CE

Arkansas Contractor Business and Law Examination

Practice Questions160 questionsStudy Guide36 topicsFree CE

More From This Family

Videos and articles for deeper review.

VideoFree General Contractor Practice Test by State 2026: 3,300+ QuestionsArticleFree General Contractor Practice Test by State 2026: 3,300+ Questions24 min read
Exam Review

Key Facts: MD MHIC Contractor Exam

55

Scored Exam Items

PSI MHIC bulletin

150 minutes

Contractor Exam Time

PSI bulletin updated October 10, 2025

39 / 55

Correct Answers to Pass

PSI MHIC bulletin

$63

Examination Fee

MHIC and PSI

2 years

Qualifying Experience / Education

MHIC requirements

$500,000

Required Liability Insurance

Maryland MHIC: Business Regulation §8-302.1, effective June 1, 2024

The MHIC home improvement contractor exam has 55 scored items, a 150-minute limit, a 39-correct passing requirement, and a $63 exam fee under the PSI bulletin updated October 10, 2025. Qualifying license applicants need two years of experience/related education and $500,000 liability insurance.

Sample MD MHIC Contractor Practice Questions

Try these sample questions to review concepts for the MD MHIC Contractor exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Which specific Maryland commission licenses and regulates home improvement contractors?
A.Maryland Building Code Administration
B.Maryland Home Improvement Commission
C.Maryland Real Estate Commission
D.Maryland Public Service Commission
Explanation: The Maryland Home Improvement Commission, within the Maryland Department of Labor, licenses and regulates home improvement contractors and salespersons. PSI administers the Commission-approved licensing examinations.
2What type of license must contractors hold to perform home improvement work in Maryland?
A.General Contractor License
B.MHIC Contractor License
C.Building Trades License
D.Construction Supervisor License
Explanation: A person acting or offering to act as a contractor for covered Maryland home improvement work must hold an MHIC contractor license, subject to statutory exceptions. Covered work includes alterations and repairs to an existing residence, but the law excludes specified projects such as new homes, common condominium areas, and apartment buildings with four or more units.
3How many years of trade experience are required for an MHIC contractor license in Maryland?
A.1 year
B.2 years
C.3 years
D.5 years
Explanation: Maryland requires MHIC contractor license applicants to have at least 2 years of trade experience. This can include participation in apprenticeship programs, employment performing home improvements, commercial/residential construction work, or community service building programs.
4According to the current MHIC fee schedule, what is the contractor application fee before the original Guaranty Fund assessment and processing charge?
A.$150.00
B.$250.00
C.$281.25
D.$500.00
Explanation: Under COMAR 09.08.07.02 and the current MHIC fee schedule (effective August 2024), the two-year contractor application/license base fee is $281.25 per location, before adding the separate Guaranty Fund assessment and processing charge.
5What minimum general liability insurance must a Maryland MHIC contractor maintain under current Business Regulation section 8-302.1?
A.$25,000
B.$500,000
C.$100,000
D.$250,000
Explanation: Section 8-302.1 requires applicants and licensed contractors to maintain at least $500,000 of general liability insurance. The increase took effect June 1, 2024. Insurance must remain in effect; the current application checklist also requires an insurance certificate naming MHIC as certificate holder.
6How can an MHIC contractor applicant satisfy the Commission's financial-solvency requirement?
A.By showing only that the business had gross revenue during the prior year
B.By meeting the personal net-worth guideline or using an approved surety bond or indemnitor
C.By submitting only a company bank statement without personal financial information
D.By providing an estimate of future project income without assets, liabilities, credit information, or security
Explanation: Under COMAR 09.08.01.19 and the MHIC financial-solvency instructions, MHIC evaluates the applicant's personal financial solvency. An applicant who does not meet the Commission's personal net-worth guideline may qualify by providing an MHIC-approved surety bond or an acceptable indemnitor.
7What is the surety bond amount required for Maryland MHIC applicants who do not meet financial solvency requirements?
A.$10,000
B.$20,000
C.$30,000
D.$50,000
Explanation: The current MHIC checklist requires an applicant who is not financially solvent by $30,000 to sign the Commission's $30,000 surety bond form or use an acceptable indemnitor.
8How long is the MHIC contractor license valid in Maryland?
A.1 year
B.2 years
C.3 years
D.5 years
Explanation: The MHIC contractor license is valid for 2 years from the date of issuance. Contractors must renew before expiration to continue legally performing home improvement work in Maryland.
9What testing agency administers the MHIC licensing exam in Maryland?
A.Prometric Testing Services
B.PSI Examinations
C.Pearson VUE Testing
D.NASCLA examination staff
Explanation: PSI Examinations administers the MHIC licensing exam in Maryland. All applicants must pass the licensing exam before they can apply for the MHIC contractor license.
10Which project is generally included in 'home improvement' under Maryland Business Regulation section 8-101?
A.Constructing a brand-new single-family dwelling
B.Remodeling the kitchen of an existing residence
C.Renovating offices in a commercial high-rise
D.Selling a freestanding appliance where the seller performs no installation work
Explanation: The statutory definition includes additions, alterations, conversions, improvements, modernization, remodeling, repairs, and replacements involving an existing residence or qualifying adjacent structures. Remodeling an existing residential kitchen fits that definition.

About the MD MHIC Contractor Exam

This Maryland MHIC exam licenses home improvement contractors for work within the Commission’s scope. The current PSI bulletin specifies 55 scored items, 150 minutes, and 39 correct answers to pass. It is an open-book computer examination covering home improvement law, door-to-door sales, labor laws, safety, and estimating; it is not a statewide general-building or NASCLA accredited contractor examination.

Exam sponsor: Maryland Home Improvement Commission; PSI Services LLC. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.

Questions

55 questions

Time Limit

150 minutes

Passing Score

39 of 55 scored items (70% minimum)

Exam / Certification Fees

$63

Exam sponsor website

Reported exam pass rate: Not published. No first-time pass-rate percentage is published in the cited MHIC/PSI examination resources. Exam sponsor website

Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.

Official sources

Our practice resources: topics covered

We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.

41 of 55 items

Home Improvement Law

Maryland home improvement licensing law, Commission authority, business responsibilities, and homeowner protections.

4 of 55 items

Door-to-Door Sales Act

Maryland door-to-door sales requirements and cancellation protections.

3 of 55 items

Labor Laws

Labor-law requirements in the PSI-approved content outline.

4 of 55 items

Safety Regulations

Safety requirements in the PSI-approved content outline.

3 of 55 items

Estimating

Estimating principles in the PSI-approved content outline.

Preparing for the MD MHIC Contractor Exam

What You Need to Know

  • Passing score: 39 of 55 scored items (70% minimum)
  • Exam length: 55 questions
  • Time limit: 150 minutes
  • Exam / certification fees: $63 Official sources

Using Our Practice Resources

  • Work through all 100 available questions
  • Review every answer and explanation
  • Track weak areas and revisit them
  • Use our AI tutor for tough concepts

MD MHIC Contractor: Suggested Study Strategy

1Start with the PSI MHIC content outline; Home Improvement Law accounts for 41 of the 55 scored items.
2Use the current PSI-approved Maryland MHIC contractor reference edition; the October 10, 2025 bulletin lists the NASCLA 7th edition.
3Practice locating Maryland licensing and homeowner-protection rules in the authorized references.
4Review door-to-door cancellation, labor laws, safety regulations, and estimating.
5Follow PSI rules for highlighting and permanent tabs; additional papers and written notes are prohibited.

Frequently Asked Questions

What does the Maryland MHIC contractor exam cover?

The PSI outline assigns 41 scored items to Home Improvement Law, 4 to Door-to-Door Sales, 3 to Labor Laws, 4 to Safety Regulations, and 3 to Estimating. The exam concerns home improvement licensing, not every form of general contracting.

What score and time limit apply?

The current PSI bulletin lists 39 correct answers out of 55 scored items and 150 minutes. MHIC states a minimum of 70%. Its generic webpage still lists two hours; the newer exam-specific PSI bulletin supplies the timing used here.

Can a NASCLA exam replace the MHIC examination?

The MHIC instructions require its own PSI-administered examination. A NASCLA-published reference book is authorized by PSI, but using that book does not make this the NASCLA accredited commercial contractor examination.

What experience is needed for an MHIC contractor license?

MHIC requires at least two years of qualifying home improvement, construction, and/or related education, subject to its review and permitted substitutions. Financial responsibility and $500,000 liability insurance are separate licensing requirements.