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200+ Free Kentucky Notary Practice Questions

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2026 Statistics

Key Facts: Kentucky Notary Exam

4 years

Commission Term

KRS 423.390, Kentucky Secretary of State

$1,000

Required Surety Bond

KRS 423.390

No exam

Mandatory State Notary Exam

Kentucky Secretary of State (KRS Chapter 423)

$10

Secretary of State Application Fee

Kentucky Secretary of State (KRS 423.430)

No cap

Statutory Maximum Notary Fee Per Act

KRS 423.430 (post-2020 RULONA)

2020

Remote Online Notarization Effective Date

Senate Bill 114 (2019); KRS 423.355 and 423.455

A Kentucky notary commission lasts four years and is granted by the Secretary of State; there is no mandatory state notary exam. Applicants pay a $10 application fee, post a $1,000 surety bond, and take an oath of office before the county clerk within 30 days of receiving the commission. Since 2020 there is no statutory maximum per-act fee, a seal is optional for paper acts, and remote online notarization is authorized (Senate Bill 114, effective January 1, 2020) for notaries who register with the Secretary of State.

Sample Kentucky Notary Practice Questions

Try these sample questions to test your Kentucky Notary exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Which Kentucky office receives notary applications, approves commissions, and maintains the electronic database of active notaries public?
A.The Kentucky Department of Insurance
B.The Kentucky Lieutenant Governor
C.The Kentucky Secretary of State
D.The Kentucky Attorney General
Explanation: Under KRS 423.390, the Kentucky Secretary of State receives applications for appointment and reappointment, administers the commissioning process, and maintains the electronic roll of active notaries and online notaries.
2How long is a Kentucky notary public commission valid from the date it is issued?
A.Two years
B.Four years
C.Five years
D.Ten years
Explanation: A Kentucky notary commission is valid for four years. Under KRS 423.390, the notary must reapply and obtain a new $1,000 bond to be reappointed for an additional four-year term.
3What is the minimum age to be commissioned as a notary public in Kentucky?
A.16 years old
B.21 years old
C.There is no minimum age
D.18 years old
Explanation: KRS 423.390 requires a notary applicant to be at least eighteen (18) years of age. Applicants must also be able to read and write English and not be disqualified under the statute.
4Which of the following is a residency or employment requirement for a Kentucky notary applicant under KRS 423.390?
A.The applicant must own real property in Kentucky
B.The applicant must reside in, or be employed or practice in, the Kentucky county where applying
C.The applicant must have lived in Kentucky for at least 10 years
D.The applicant must be a registered voter in Kentucky
Explanation: Under KRS 423.390, an applicant must be a resident of, or be employed or practice in, the Kentucky county listed on the application. The county of commission is the county of residence or principal employment.
5Does Kentucky require an applicant to pass a mandatory written state notary examination before being commissioned?
A.Yes, a proctored 50-question state exam is required
B.No, Kentucky does not require a mandatory written state notary exam
C.Yes, but only for online notaries
D.Yes, an open-book exam administered by the county clerk is required
Explanation: Kentucky does not mandate a statewide written notary examination. Commissioning under KRS 423.390 requires an application, qualifications, a $1,000 bond, and an oath of office, but no passing exam score. Studying the law remains essential because notaries are still liable for errors.
6What is the amount of the surety bond (assurance) a Kentucky notary must obtain and file?
A.$500
B.$5,000
C.$1,000
D.$15,000
Explanation: Under KRS 423.390, a Kentucky notary must submit an assurance in the form of a $1,000 surety bond. The bond is filed with the county clerk and protects the public against financial harm caused by the notary's misconduct.
7After receiving the commission from the Secretary of State, where must a Kentucky notary go to take the oath of office and file the bond?
A.The Secretary of State's office in Frankfort
B.The county clerk listed in the commission application
C.The circuit court clerk
D.Any licensed attorney's office
Explanation: KRS 423.390(4) requires the notary, within thirty (30) days of receiving the commission, to appear in person before the county clerk listed in the application to take the oath of office, submit the surety bond, and file the commission.
8Within how many days of receiving the commission must a Kentucky notary appear before the county clerk to take the oath, post the bond, and file the commission?
A.10 days
B.60 days
C.30 days
D.90 days
Explanation: KRS 423.390(4) provides that within thirty (30) days of receiving the notary commission from the Secretary of State, the applicant must appear before the county clerk to complete the oath, bond, and filing. Missing this window can void the commissioning.
9What non-refundable filing fee does the Kentucky Secretary of State charge to process a notary application?
A.$25
B.$50
C.$75
D.$10
Explanation: The Secretary of State charges a $10.00 non-refundable application filing fee, payable to the State Treasurer, as referenced in KRS 423.390 and KRS 423.430. The county clerk charges an additional, separate fee at the oath/bond filing step.
10Under current Kentucky law (KRS 423.430), what is the maximum fee a notary may charge for a single notarial act?
A.$2 per act
B.$5 per act
C.There is no statutory maximum fee per act
D.$10 per act
Explanation: Since the 2020 revisions under the Revised Uniform Law on Notarial Acts, KRS 423.430 sets no statutory maximum fee per notarial act. A notary may set a fee but must comply with KRS 64.300 and clearly disclose the fee in advance.

About the Kentucky Notary Exam

The Kentucky Notary Public commission is issued by the Kentucky Secretary of State under KRS Chapter 423, the state's version of the Revised Uniform Law on Notarial Acts. Kentucky does not require a written notary exam, but applicants must meet eligibility rules, post a $1,000 surety bond, and take an oath of office before the county clerk. This free practice test covers the law every Kentucky notary must know.

Assessment

Question count not published by the exam provider

Time Limit

No state exam; self-paced practice

Passing Score

No state passing score (notary-law practice test)

Exam Fee

$10 Secretary of State application fee (plus ~$19 county clerk filing/oath fee) (Kentucky Secretary of State)

Kentucky Notary Exam Content Outline

22%

Qualifications, Commissioning & Term

Age 18, residency or Kentucky employment, ability to read and write English, four-year commission from the Secretary of State, $10 application fee, $1,000 bond, oath of office before the county clerk, and the fact that no mandatory exam or course is required.

22%

Notarial Acts & Certificate Wording

Acknowledgments versus jurats, oaths and affirmations, copy certifications, witnessing signatures, certifying tangible copies of electronic records, and the required elements of a certificate of notarial act and short-form certificates under KRS 423.360 and 423.365.

16%

Identification & Personal Appearance

Mandatory personal appearance under KRS 423.320, personal knowledge and satisfactory evidence of identity under KRS 423.325, credible witnesses, handling name discrepancies, and refusing acts when identity or willingness is in doubt.

16%

Remote & Electronic Notarization

Registration with the Secretary of State to perform electronic and remote online notarizations, two-way audio-video technology, identity proofing and credential analysis, the requirement that the notary be physically in Kentucky, and the 10-year audio-visual recording and journal retention rule.

12%

Fees, Bond & Liability

No statutory maximum per-act fee under KRS 423.430, the duty to disclose fees in advance, the $1,000 surety bond as public protection, personal liability that can exceed the bond, and optional errors-and-omissions insurance.

12%

Prohibited Acts, UPL & Discipline

Unauthorized practice of law under KRS 423.405, conflicts of interest and self-notarization, false or backdated certificates, stamp security under KRS 423.375, and grounds for denial, suspension, or revocation under KRS 423.395.

How to Pass the Kentucky Notary Exam

What You Need to Know

  • Passing score: No state passing score (notary-law practice test)
  • Assessment: Question count not published by the exam provider
  • Time limit: No state exam; self-paced practice
  • Exam fee: $10 Secretary of State application fee (plus ~$19 county clerk filing/oath fee)

Keys to Passing

  • Work through all 200 available questions
  • Review every answer and explanation
  • Track weak areas and revisit them
  • Use our AI tutor for tough concepts

Kentucky Notary Study Tips from Top Performers

1Read KRS Chapter 423 (sections 423.300 to 423.455) and the Secretary of State notary handbook; Kentucky has no exam, but you are personally liable, so know the law cold.
2Memorize the core numbers: four-year term, $1,000 bond, $10 application fee, 30 days to complete the oath before the county clerk, and 10-year retention for online notary records.
3Learn the difference between an acknowledgment (signer confirms willing signing) and a jurat (signer swears the contents are true and signs in your presence).
4Drill the identification rules: personal knowledge versus satisfactory evidence (current photo ID) versus a credible witness under KRS 423.325.
5Understand the unauthorized practice of law: you may not choose certificate wording for a signer, draft legal documents, or advise on legal effect (KRS 423.405).
6Know when to refuse an act under KRS 423.330: incomplete documents, no personal appearance, doubtful identity, coercion, or a disqualifying personal interest.

Frequently Asked Questions

Does Kentucky require a notary exam?

No. Kentucky does not require a mandatory written notary exam or a state-approved education course. Under KRS 423.390 you apply to the Secretary of State, meet the eligibility rules, post a $1,000 bond, and take an oath of office. Studying KRS Chapter 423 is still essential because notaries are personally liable for their acts.

How long is a Kentucky notary commission, and who issues it?

A Kentucky notary commission is valid for four years and is issued by the Kentucky Secretary of State. Within 30 days of receiving the commission, the notary must appear before the county clerk to take the oath of office, post the $1,000 surety bond, and file the commission.

What does it cost to become a Kentucky notary?

There is a $10 non-refundable application fee paid to the Secretary of State, plus a county clerk filing fee of roughly $19 for recording the bond and administering the oath. A $1,000 surety bond is also required, which typically costs about $30 to $50 from a surety provider.

How much can a Kentucky notary charge per notarial act?

Since the 2020 revisions under KRS 423.430, Kentucky sets no statutory maximum fee per notarial act. A notary may set a fee but is not required to charge one, must comply with KRS 64.300, and must clearly disclose any fee to the requester in advance.

Is a notary seal or journal required in Kentucky?

A seal or official stamp is not required for paper notarial acts since January 1, 2020, though if used it must show the notary's name, 'Notary Public,' 'Commonwealth of Kentucky,' the commission number, and the expiration date. A journal is required only for online and electronic notaries under KRS 423.380; it is best practice but not mandatory for traditional paper acts.

Can Kentucky notaries perform remote online notarizations?

Yes. Senate Bill 114 (2019) authorized remote online notarization effective January 1, 2020. A notary must register with the Secretary of State, use two-way audio-video technology with identity proofing, remain physically located in Kentucky, and retain the audio-visual recording and electronic journal for at least 10 years.