100+ Free DE MLO Practice Questions
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Key Facts: DE MLO Exam
75%
Passing Score
NMLS
55 Q
State Exam Questions
NMLS UST
20 hrs
Pre-License Education
DE Bank Comm.
$25,000
Surety Bond
Delaware
The Delaware MLO state exam covers Delaware-specific mortgage laws administered by the Office of the State Bank Commissioner. Combined with the national NMLS SAFE exam, candidates must pass both components to originate mortgages in Delaware. Delaware is a judicial foreclosure state where all foreclosures proceed through the Court of Chancery, and the state's Licensed Lenders Act governs mortgage lending activities.
About the DE MLO Exam
The Delaware MLO state exam tests knowledge of Delaware-specific mortgage laws, licensing requirements, and consumer protection regulations. This exam is taken alongside the national NMLS SAFE exam component.
Questions
55 scored questions
Time Limit
1 hour 30 minutes
Passing Score
75%
Exam Fee
$110 (Delaware Office of the State Bank Commissioner)
DE MLO Exam Content Outline
Delaware Licensing Requirements
State-specific education, renewal, and licensing requirements
Delaware Mortgage Law
State mortgage statutes, usury laws, and lending regulations
Consumer Protection
State disclosure requirements, borrower rights, fair lending
Regulatory Authority
State Bank Commissioner oversight, enforcement, and compliance
Foreclosure Procedures
Delaware-specific judicial foreclosure process, timelines, and remedies
How to Pass the DE MLO Exam
What You Need to Know
- Passing score: 75%
- Exam length: 55 questions
- Time limit: 1 hour 30 minutes
- Exam fee: $110
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
DE MLO Study Tips from Top Performers
Frequently Asked Questions
What is the Delaware MLO exam?
The Delaware MLO exam is the state-specific component of the NMLS licensing test. It covers Delaware mortgage laws, licensing requirements administered by the Office of the State Bank Commissioner, and state consumer protection regulations. You must pass both this state exam and the national SAFE exam.
How many questions are on the Delaware MLO state exam?
The Delaware MLO state exam has 55 questions with a 1 hour 30 minute time limit. You need 75% (approximately 41 correct) to pass. Administered through NMLS at Prometric testing centers.
What Delaware-specific topics should I study?
Focus on Delaware's Licensed Lenders Act, the judicial foreclosure process through the Court of Chancery, the State Bank Commissioner's enforcement authority, Delaware's specific surety bond and net worth requirements, and the state's consumer protection and disclosure rules.
What are the Delaware MLO license requirements?
Delaware requires 20 hours of NMLS-approved pre-license education, passing scores on both the national and state exams, a background check with fingerprinting, a surety bond of $25,000, and submission of a license application through NMLS. Annual renewal requires continuing education including Delaware-specific coursework.