Updated January 2026

Best ExamFX Alternatives for Exam Prep

Looking for alternatives to ExamFX? Whether you want longer access, a free option, or better content—we've got you covered.

TL;DR

Our Top Picks

Best Free

OpenExamPrep

FREE

AI tutor, unlimited access

Start Free
Longest Access

Achievable

$99

12 months, adaptive learning

Learn More
Best Insurance Alt

America's Prof

$79

97% pass rate, 6 months

Learn More
The Problem

Why Consider ExamFX Alternatives?

ExamFX offers affordable prep with a pass guarantee. But their short access period is a major drawback.

Only 60-90 Days

Very short access period. Competitors offer 5-12 months or unlimited.

Content Gaps

Some users report missing topics or outdated material on certain exams.

No AI Features

Lacks modern AI tutoring that newer platforms like Achievable and OpenExamPrep offer.

Extensions Cost Extra

If you don't pass in 60 days, you'll need to pay for an extension.

For Reference

ExamFX's 2026 Pricing

What you'd pay if you went with ExamFX

SIE
$99-$159
60-90 days
SERIES7
$99-$209
60-90 days
Life & Health
$79-$149
60-90 days
P&C
$79-$149
60-90 days
ADJUSTER
$79-$149
60-90 days

* ExamFX packages include 60-90 days access. Extensions cost extra.

The Alternatives

Best ExamFX Alternatives

For securities and insurance exams

#1

OpenExamPrep

RECOMMENDED

Budget-conscious learners who want unlimited access

FREE
100% free forever
Pass Rate: N/A
Pass Guarantee
Access: Unlimited
AI Tutor

Pros

  • Completely free - no credit card required
  • AI tutor for personalized help
  • Unlimited access (vs ExamFX's 60 days)
  • Modern, clean interface

Cons

  • Newer platform
  • No pass guarantee (it's free!)
#2

Achievable

Self-paced learners who want longer access

$99-$199
Securities exams
Pass Rate: 95%+
Pass Guarantee
Access: 12 months
AI Tutor

Pros

  • 12 months access (vs ExamFX's 60 days)
  • Adaptive learning technology
  • Pass guarantee included
  • Modern mobile-friendly design

Cons

  • No live classes
  • Securities only (no insurance)
#3

Kaplan

Learners who want live instruction

$99-$229
SIE exam
Pass Rate: N/A
Pass Guarantee
Access: 5 months
AI Tutor

Pros

  • 80+ years of brand trust
  • Live online classes available
  • 5 months access (vs 60 days)
  • Many employer partnerships

Cons

  • No pass guarantee
  • Premium packages expensive
#4

Securities Institute of America

Traditional learners who prefer structured study

$109-$146
SIE exam
Pass Rate: GreenLight
Pass Guarantee
Access: 6 months
AI Tutor

Pros

  • Part of John Wiley & Sons
  • GreenLight exam simulator
  • 6 months access
  • Strong money-back guarantee

Cons

  • Interface feels dated
  • No mobile app
#5

America's Professor

Insurance exam takers who want budget option

$79-$149
Insurance exams
Pass Rate: 97%
Pass Guarantee
Access: 6 months
AI Tutor

Pros

  • 97% pass rate claimed
  • Pass guarantee included
  • Cheaper than ExamFX for insurance
  • 6 months access

Cons

  • Insurance only (no securities)
  • Less comprehensive than some
Side by Side

Quick Comparison Table

ProviderPricePass GuaranteeAccessBest For
OpenExamPrepFREE-UnlimitedFree securities prep
ExamFX$99-$20960-90 daysBudget prep
Achievable$99-$19912 monthsAdaptive learning
Kaplan$99-$2295 monthsLive classes
SIA$109-$1466 monthsTraditional study
America's Prof$79-$1496 monthsInsurance exams
To Be Fair

When ExamFX Might Still Be Right

ExamFX isn't a bad choice for everyone. It could be the right fit if:

You can study fast

60 days is enough for focused prep

You want phone support

Talk to real instructors

You need insurance prep

Covers Life/Health and P&C

Pass guarantee matters

Get extended access if you fail

FAQ

Frequently Asked Questions

Why look for ExamFX alternatives in 2026?

While ExamFX offers affordable exam prep with a pass guarantee, there are reasons to consider alternatives: (1) Very short 60-90 day access - competitors offer 5-12 months or unlimited, (2) Content gaps reported - some users find missing topics, (3) No AI tutoring - newer platforms offer AI-powered help, (4) Extensions cost extra if you need more time.

What is the best free alternative to ExamFX?

OpenExamPrep is the best free alternative to ExamFX for securities exams (SIE, Series 7, etc.). It offers comprehensive study materials, an AI tutor, practice questions, and unlimited access - all completely free. For insurance exams, state insurance departments often provide free study guides and practice tests.

Does ExamFX have a pass guarantee?

Yes, ExamFX offers a pass guarantee called 'Guarantee to Pass'. If you complete their program (including practice exams with required scores) and don't pass the actual exam, you can get free extended access. The specific terms vary by exam and package level.

Which has longer access - ExamFX or Achievable?

Achievable offers significantly longer access. ExamFX provides only 60-90 days depending on the package, while Achievable offers 12 months. If you need time flexibility, Achievable or free alternatives like OpenExamPrep (unlimited access) are better choices.

Is ExamFX good for insurance exams?

ExamFX is a solid option for insurance exams (Life & Health, Property & Casualty) with its pass guarantee and phone support. However, alternatives like America's Professor often offer cheaper pricing and longer access for insurance exams specifically. Some users report ExamFX insurance content has more gaps than competitors.

What do ExamFX users complain about most?

Based on reviews, common ExamFX complaints include: (1) Very short 60-day access period, (2) Some outdated or missing content, (3) Practice questions don't always match actual exam style, (4) Extensions cost extra if you need more time, (5) No AI-powered features like modern competitors, (6) Support response times can be slow.

Still Have Questions?

Our AI tutor can answer specific questions about any of these exam prep providers, compare features, or help you create a study plan.

Start Studying for Free Today

Why pay $100+ for limited access when you can start learning right now for free? OpenExamPrep offers unlimited access to comprehensive study materials.