100+ Free CILA CH4 Practice Questions
Pass your CILA Certificate CH4 Handling Claims for Specific Losses (Option 2 — Liability) exam on the first try — instant access, no signup required.
Loading practice questions...
Explore More CILA Certificate in Loss Adjusting
Continue into nearby exams from the same family. Each card keeps practice questions, study guides, flashcards, videos, and articles in one place.
Sample CILA CH4 Practice Questions
Try these sample questions to test your CILA CH4 exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.
1Which case established the neighbour principle?
2What does the Caparo test add to duty of care?
3Which test is used for factual causation?
4Which case is the leading authority on remoteness?
5What is the 'thin skull' rule?
6Under HASWA 1974, duty of employer is:
7Which defines standard of care for professionals?
8Res ipsa loquitur means:
9Vicarious liability requires:
10Which act governs liability to lawful visitors?
About the CILA CH4 Exam
CILA Certificate CH4 Handling Claims for Specific Losses (Option 2 — Liability) is the optional 'liability specific losses' paper of the CILA Certificate in Insurance Claims Handling. It covers tort and contract principles, negligence, employers' liability and statutory duties, public and products liability, claims investigation and civil procedure, and quantification of damages and reserving. The live exam is 45 scenario-based MCQs in 90 minutes via Pearson VUE.
Assessment
Computer-based multiple-choice examination including scenario-based items. CH4 is the 'Option 2 — Liability' optional paper for the CILA Certificate; candidates take it alongside CH1 and CH2 (or take CH3 — Option 1 General — instead). Official exams are delivered by Pearson VUE at a test centre or via OnVUE online proctoring.
Time Limit
90 minutes for 45 multiple-choice questions (scenario-based)
Passing Score
Pass mark varies slightly by paper weighting and is no higher than 75% (CILA Certificate Handbook).
Exam Fee
£360 per Certificate exam entry via Pearson VUE (confirm current fee when booking). Resits are charged again at the then-current rate. CILA membership is required to register and attain the qualification. (Chartered Institute of Loss Adjusters (CILA))
CILA CH4 Exam Content Outline
Law of Tort and Contract Principles
Negligence elements, key cases (Donoghue, Caparo, Wagon Mound, Bolam, Bolitho), defences and novus actus.
Employers' Liability and Statutory Duties
HASWA, MHSWR, PUWER, COSHH, MHOR, WAHR, RIDDOR, HSE, EL compulsory insurance and sub-contractor status.
Public and Products Liability
OLA 1957/1984, Defective Premises Act 1972, CPA 1987 strict liability, PL/products policy cover and exclusions.
Liability Claims Investigation and Civil Procedure
Burden of proof, site inspection, witness statements, limitation, Claims Portal, CPR tracks, Part 36, QOCS and fundamental dishonesty.
Quantification of Damages and Reserving
General and special damages, JC Guidelines, Ogden multipliers, discount rate, CRU and reserving practice.
EL/PL Policy Operation and Coverage Triggers
Loss-occurring vs claims-made, EL certificates, subrogation, ex gratia and without prejudice negotiations.
How to Pass the CILA CH4 Exam
What You Need to Know
- Passing score: Pass mark varies slightly by paper weighting and is no higher than 75% (CILA Certificate Handbook).
- Assessment: Computer-based multiple-choice examination including scenario-based items. CH4 is the 'Option 2 — Liability' optional paper for the CILA Certificate; candidates take it alongside CH1 and CH2 (or take CH3 — Option 1 General — instead). Official exams are delivered by Pearson VUE at a test centre or via OnVUE online proctoring.
- Time limit: 90 minutes for 45 multiple-choice questions (scenario-based)
- Exam fee: £360 per Certificate exam entry via Pearson VUE (confirm current fee when booking). Resits are charged again at the then-current rate. CILA membership is required to register and attain the qualification.
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
CILA CH4 Study Tips from Top Performers
Frequently Asked Questions
What is CILA Certificate CH4 and who is it for?
CH4 Handling Claims for Specific Losses (Option 2 — Liability) is the optional 'liability specific losses' paper of the CILA Certificate in Insurance Claims Handling. It is aimed at claims handlers and loss adjusters dealing with personal injury and property damage liability claims, and is taken alongside CH1 and CH2 to attain the Certificate membership grade. CH3 (Option 1 — General) is the alternative optional paper.
How many questions are on the live CILA CH4 exam and how long do I get?
The official CH4 exam is 45 scenario-based multiple-choice questions in 90 minutes, sat via Pearson VUE at a test centre or through OnVUE online proctoring. This free practice bank has 100 questions for extra syllabus coverage and revision.
What is the CILA CH4 pass mark and fee?
CILA states the pass mark varies slightly with question weighting and is no higher than 75%. Exam entry for CH4 costs £360 via Pearson VUE (confirm the current fee when booking). CILA membership is required to sit and attain the qualification.
Should I take CH4 or CH3?
CH4 covers liability-specific losses (tort, EL/PL, products, damages quantification). CH3 covers general specific losses (property damage, business interruption, catastrophe, alternative accommodation). Choose the option that best matches your day-to-day claims role; both satisfy the optional-paper requirement for the Certificate.