100+ Free MRP Practice Questions
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What document does a veteran need from the VA to prove eligibility for a VA home loan?
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Key Facts: MRP Exam
$195
One-Time MRP Application Fee
NAR
0%
VA Loan Down Payment for Eligible Borrowers
U.S. Department of Veterans Affairs
60-day
Standard VA Loan Occupancy Requirement
VA Lenders Handbook
12 months
Spouse Occupancy Window During PCS Deployment
VA Lenders Handbook
6%
SCRA Interest Rate Cap on Pre-Service Debts
Servicemembers Civil Relief Act
100
Free MRP Practice Questions
OpenExamPrep
MRP is a NAR certification (not a designation) earned via a one-day course and a final assessment. The one-time application fee is $195 plus course materials, and active REALTOR membership is required. The curriculum centers on the VA home loan program (0% down, no PMI, COE, funding fee, IRRRL), the PCS process, BAH housing affordability, and SCRA tenant protections, so REALTORS can confidently guide military buyers through orders-driven moves.
Sample MRP Practice Questions
Try these sample questions to test your MRP exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.
1What document does a veteran need from the VA to prove eligibility for a VA home loan?
2Which feature is a defining benefit of the VA home loan program for eligible borrowers?
3Within how many days of closing must a buyer typically occupy a home purchased with a VA loan?
4An active-duty service member is purchasing with a VA loan but cannot personally occupy the home for several months because of a deployment. Who can satisfy the VA occupancy requirement on the borrower's behalf, and for how long?
5Which fee is charged on most VA loans to help offset the cost of the program to taxpayers?
6Which group is generally exempt from paying the VA funding fee?
7An MRP-certified agent is explaining funding fee tiers to a first-time VA loan user. Compared with first use, the funding fee on a subsequent VA purchase loan with no down payment is:
8How is the basic VA entitlement amount most accurately described?
9What changed for VA loan limits in 2020 for borrowers with full entitlement?
10A borrower already has an active VA loan on a previous home and now wants to use VA financing to buy a new primary residence after a PCS move. Which of the following is most accurate?
About the MRP Exam
The MRP (Military Relocation Professional) is a NAR certification for REALTORS who serve active-duty military, veterans, and their families. Earned through a one-day course and final assessment, MRP covers VA home loan benefits, PCS timelines, BAH, military culture, spouse employment, and the SCRA protections that shape every military real estate transaction.
Questions
100 scored questions
Time Limit
1 hour
Passing Score
70%
Exam Fee
$195 + course materials (NAR)
MRP Exam Content Outline
VA Home Loan Program
Certificate of Eligibility (COE), 0% down payment, no PMI, VA funding fee tiers and waivers, basic and bonus entitlement, county loan limits removed in 2020 for full entitlement, 60-day occupancy rule with PCS exceptions, IRRRL streamline refinance, cash-out refinance seasoning, and assumption rights
PCS Process and Timeline
Permanent Change of Station orders, 60-120 day report-by windows, accompanied vs unaccompanied tours, CONUS vs OCONUS tour lengths, household goods (HHG) shipment, DITY/PPM personally procured moves, and Temporary Lodging Expense (TLE) limits
BAH and Military Pay Concepts
Basic Allowance for Housing set annually by ZIP code, rank, and dependent status; OHA for overseas locations; partial BAH for single service members in barracks; and translating BAH into mortgage qualification and home affordability
Military Culture and Communication
Branch identities, enlisted (E-1 to E-9) vs officer (O-1 to O-10) rank structures, common acronyms (PCS, TDY, ETS, BAH, COE), deployment rhythms, and communication norms that build trust with service members and their families
Active Duty vs Veterans vs Retirees
Differences in service status, VA loan entitlement restoration, retiree pay and benefits, surviving spouse eligibility, and how VA disability ratings affect funding fee waivers and qualifying income
Military Spouse Employment and Family Considerations
MSEP (Military Spouse Employment Partnership), state license portability for military spouses, EFMP families, school transitions, and the SCRA lease termination, interest rate cap, and foreclosure protections
Code of Ethics and Compliance
NAR Code of Ethics applied to military clients, fair housing, accurate representation of VA loan terms, and avoiding misstatements about BAH or SCRA rights
How to Pass the MRP Exam
What You Need to Know
- Passing score: 70%
- Exam length: 100 questions
- Time limit: 1 hour
- Exam fee: $195 + course materials
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
MRP Study Tips from Top Performers
Frequently Asked Questions
What is the MRP certification?
MRP (Military Relocation Professional) is a NAR certification, not a designation. It signals that a REALTOR has completed structured training on the VA home loan program, the PCS process, BAH, military culture, and the SCRA, so they can effectively serve active-duty service members, veterans, retirees, and military families.
How do I earn the MRP certification?
Earning MRP requires active REALTOR membership, completion of the one-day NAR MRP certification course (offered online and in classroom formats by approved providers), passing the final course assessment with 70% or higher, and submitting the MRP application with the one-time $195 certification fee.
What does the MRP exam cover?
The final assessment covers VA loan benefits and rules (COE, 0% down, no PMI, funding fee, occupancy, IRRRL), the PCS timeline and orders-driven moves, BAH and military pay, military culture and rank structure, working with active duty vs veterans vs retirees, spouse employment, the SCRA, and the NAR Code of Ethics applied to military clients.
Is MRP a designation or a certification?
MRP is a NAR certification. NAR uses the word designation for credentials like ABR, CRS, CRB, and SRES that typically require more education and experience. Certifications such as MRP, PSA, and ePRO are achievable in a single course and recognize specialized expertise rather than top-tier residential production.
How is MRP different from working with a VA-approved lender?
MRP trains the buyer's or seller's REALTOR, not the lender. Lenders underwrite VA loans; the MRP-certified agent helps the client understand entitlement, occupancy, funding fee, and PCS timing, coordinates with the lender, and keeps the transaction moving despite military variables like deployment, last-minute orders, or SCRA protections.
Do I need MRP to help a military buyer?
No. Any REALTOR can represent a military buyer, but MRP signals fluency in VA loan rules, BAH-based affordability, the PCS timeline, and SCRA tenant protections. That fluency reduces costly mistakes (for example, missing the 60-day occupancy rule or misquoting the funding fee) and helps the agent earn referrals from military communities.