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Under the NAR Code of Ethics, which article requires REALTORS to protect and promote the interests of their clients?

A
B
C
D
to track
2026 Statistics

Key Facts: GRI Exam

$30K+

Higher Annual Income

NAR

105

Coursework Hours

7 modules

70-75%

Passing Score

Per module

5 years

Completion Window

All modules

$0

Annual Dues

No renewal fees

1.45M+

NAR Members

GRI eligible

The GRI designation is recognized nationwide as the gold standard for real estate educational achievement. REALTORS with GRI earn $30,000 more annually on average than those without (NAR). The program consists of 105 coursework hours across 7 modules, with 50-question exams requiring 70-75% to pass. No annual dues are required after earning the designation.

Sample GRI Practice Questions

Try these sample questions to test your GRI exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Under the NAR Code of Ethics, which article requires REALTORS to protect and promote the interests of their clients?
A.Article 1
B.Article 6
C.Article 11
D.Article 17
Explanation: Article 1 of the NAR Code of Ethics states that REALTORS must protect and promote the interests of their clients while treating all parties honestly. This is the foundational duty of representation in the Code of Ethics.
2What does Article 2 of the NAR Code of Ethics address?
A.Disclosure of property condition information
B.Commission agreements between brokers
C.Advertising standards
D.Arbitration of disputes
Explanation: Article 2 requires REALTORS to avoid exaggeration, misrepresentation, or concealment of pertinent facts relating to the property or transaction. It emphasizes the duty of honesty in dealing with all parties.
3Under the Code of Ethics, which article specifically addresses cooperation with other brokers?
A.Article 1
B.Article 3
C.Article 10
D.Article 12
Explanation: Article 3 requires REALTORS to cooperate with other brokers except when cooperation is not in the client's best interest. This establishes the cooperative framework of the MLS system while allowing exceptions for client protection.
4Which of the following is the first step in filing an ethics complaint against a REALTOR?
A.Contact the NAR Professional Standards Committee
B.File a complaint with the local association of REALTORS
C.Attempt mediation with the respondent
D.Contact the state real estate commission
Explanation: Ethics complaints must be filed with the local association of REALTORS where the respondent holds membership. The complaint must be in writing and filed within 180 days of the alleged violation.
5Under the NAR Code of Ethics, what is the deadline for filing an ethics complaint?
A.90 days from the alleged violation
B.180 days from the alleged violation
C.One year from the alleged violation
D.There is no deadline
Explanation: Ethics complaints must be filed within 180 days from the time the complainant knew or reasonably should have known of the alleged violation. This time limit ensures timely resolution of disputes.
6A listing agent receives a buyer referral from another agent and fails to disclose to the buyer that they will receive a referral fee. Which Article of the Code of Ethics has been violated?
A.Article 1
B.Article 6
C.Article 9
D.Article 12
Explanation: Article 6 requires REALTORS to disclose any financial benefit they may receive from recommending real estate products or services. Failure to disclose the referral fee violates this article.
7In a procuring cause dispute, which of the following factors is given the MOST weight by hearing panels?
A.Who wrote the initial offer
B.Who first showed the property to the buyer
C.Who obtained the first signed, written offer
D.Who spent the most time with the buyer
Explanation: While all factors are considered, hearing panels typically give the most weight to who obtained the first signed, written offer that was ultimately accepted. This demonstrates the agent's direct role in bringing about the sale.
8Under Pathways to Professionalism, which of the following is considered a professional courtesy?
A.Sharing all client information with cooperating brokers
B.Arriving early to all appointments and showings
C.Returning phone calls and emails within 24 hours
D.Offering the same commission split to all brokers
Explanation: Pathways to Professionalism establishes voluntary courtesies including responding to other agents' communications within 24 hours. While arriving on time is important, the 24-hour communication standard is specifically listed in Pathways.
9Article 10 of the Code of Ethics prohibits discrimination based on all of the following EXCEPT:
A.Race
B.Sexual orientation
C.Familial status
D.Source of income
Explanation: Article 10 prohibits discrimination based on race, color, religion, sex, handicap, familial status, national origin, or sexual orientation. While source of income is protected under some state and local fair housing laws, it is not specifically listed in Article 10.
10A buyer's agent learns that the seller's agent has made a false statement about the property's square footage. Under the Code of Ethics, what should the buyer's agent do?
A.Report the violation to the local board immediately
B.Disclose the discrepancy to their client and document the communication
C.Confront the listing agent and demand they correct the MLS
D.Ignore it as it is not their listing
Explanation: The buyer's agent has a duty to their client under Article 1 to protect their interests. They should disclose the discrepancy to their client and document this communication. They may also report the violation but their primary duty is to their client.

About the GRI Exam

The Graduate REALTOR Institute (GRI) designation is the gold standard for real estate education achievement. The program covers professional standards, agency law, fair housing, finance, contracts, business planning, and real estate investment across 7 course modules.

Questions

50 scored questions

Time Limit

1.5 hours per module

Passing Score

70-75%

Exam Fee

$300-600 total (varies by state) (NAR / State REALTOR Associations)

GRI Exam Content Outline

15%

Ethics & Professional Standards

NAR Code of Ethics, professional conduct, ethics enforcement, and Pathways to Professionalism

15%

Agency Law & Relationships

Types of agency, fiduciary duties, dual agency, disclosure requirements, and broker relationships

10%

Fair Housing

Federal Fair Housing Act, protected classes, HUD complaint process, reasonable accommodations

15%

Real Estate Finance

Mortgage types, qualifying ratios, FHA/VA loans, credit scoring, trust funds, and escrow

15%

Contracts & Disclosures

Purchase agreements, listing agreements, contingencies, required disclosures, and offer presentation

15%

Business Planning & Marketing

Goal setting, business plans, prospecting, CMA preparation, and marketing strategies

15%

Investment & Property Management

Investment analysis, cap rates, 1031 exchanges, depreciation, property management, and landlord-tenant law

How to Pass the GRI Exam

What You Need to Know

  • Passing score: 70-75%
  • Exam length: 50 questions
  • Time limit: 1.5 hours per module
  • Exam fee: $300-600 total (varies by state)

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

GRI Study Tips from Top Performers

1Focus on the NAR Code of Ethics - know Articles 1-17 and Standards of Practice
2Master agency relationships - understand the differences between single, dual, and designated agency
3Learn fair housing thoroughly - protected classes and prohibited practices are heavily tested
4Practice finance calculations - qualifying ratios, mortgage payments, and proration problems
5Understand contract contingencies and their timeframes
6Study investment formulas - cap rates, cash-on-cash return, and NOI calculations

Frequently Asked Questions

What is the GRI designation?

The Graduate REALTOR Institute (GRI) designation is recognized nationwide as the gold standard for real estate educational achievement. It signifies that a REALTOR has advanced knowledge in professional standards, agency law, fair housing, finance, contracts, business planning, and real estate investment.

How much more do GRI designees earn?

According to NAR, REALTORS with the GRI designation earn $30,000 more per year on average than those without the designation. The GRI signals expertise to clients and can lead to higher commission rates and more referrals.

How many courses are required for GRI?

The GRI program typically requires completion of 7 course modules (105 total hours): GRI 101-103 (Standards of Practice), GRI 201-202 (Essential Real Estate Techniques), and GRI 301-302 (Real Estate Specialties). Each module includes a 50-question exam requiring 70-75% to pass.

How long do I have to complete the GRI program?

Students must complete all GRI coursework within 5 years of starting the program. Courses can be taken in any order and are offered both in-person and online through state REALTOR associations.

Are there annual dues for the GRI designation?

Unlike many professional designations, GRI does not require annual renewal fees or continuing education to maintain the designation. Once earned, the GRI designation is yours for life as long as you remain a member of NAR.

What topics are covered on the GRI exams?

GRI exams cover: Ethics & Professional Standards (NAR Code of Ethics), Agency Law (fiduciary duties, dual agency), Fair Housing (protected classes, HUD process), Real Estate Finance (mortgages, qualifying ratios, FHA/VA), Contracts (purchase agreements, disclosures), Business Planning (goal setting, marketing), and Investment (cap rates, 1031 exchanges, property management).