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100+ Free UIIC AO Practice Questions

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2026 Statistics

Key Facts: UIIC AO Exam

200

Total Questions

UIIC Exam Pattern

150 mins

Objective Exam Time

UIIC Exam Pattern

₹1,000

General Application Fee

UIIC Notification

0.25

Negative Marking Penalty

UIIC Marking Scheme

75:25

Online vs Interview Weight

UIIC Selection Criteria

30 mins

Descriptive Test Duration

UIIC Exam Pattern

The UIIC AO exam is an online objective test of 200 questions (250 marks) to be completed in 150 minutes, followed by a qualifying descriptive test. Sections include Reasoning, Quantitative Aptitude, English Language, General Awareness, and Computer Knowledge. A negative marking of 0.25 applies for wrong answers. The application fee is ₹1000 + GST for general candidates.

Sample UIIC AO Practice Questions

Try these sample questions to test your UIIC AO exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Statements: I. All pens are markers. II. Some markers are pencils. III. No pencil is an eraser. Conclusions: I. Some markers are pens. II. Some pencils are pens. III. No eraser is a pencil.
A.Only conclusion I follows
B.Only conclusion III follows
C.Both conclusions I and III follow
D.All conclusions I, II and III follow
Explanation: Since 'All pens are markers' is true, it implies 'Some markers are pens' is also true (Conclusion I follows). 'Some markers are pencils' and 'All pens are markers' does not establish a definite relation between pens and pencils, so 'Some pencils are pens' is not necessarily true (Conclusion II does not follow). 'No pencil is an eraser' is given, which directly implies 'No eraser is a pencil' (Conclusion III follows). Therefore, both I and III follow.
2In a certain code language, if the word 'INSURANCE' is coded as 'TKOVSZMXV', how will the word 'POLICIES' be coded in that same language?
A.KLORXRVH
B.GOLIBSJV
C.QLMHDJFT
D.OPKJBJDU
Explanation: The coding pattern is the opposite letter of each character in the word (A opposite Z, B opposite Y, etc. where the sum of alphabetical positions is 27). P (16) -> K (11), O (15) -> L (12), L (12) -> O (15), I (9) -> R (18), C (3) -> X (24), I (9) -> R (18), E (5) -> V (22), S (19) -> H (8). Combining these yields 'KLORXRVH'.
3Pointing to a photograph of a woman, Amit says, 'She is the only daughter of the only son of my paternal grandfather.' How is the woman in the photograph related to Amit?
A.Mother
B.Sister
C.Daughter
D.Cousin
Explanation: Amit's paternal grandfather's only son is Amit's father (assuming Amit has no uncles, or by the term 'only son'). The only daughter of Amit's father is Amit's sister. Therefore, the woman in the photograph is Amit's sister.
4A person starts from his office and walks 10 meters North. He then turns right and walks 15 meters. From there, he turns left and walks 10 meters. Finally, he turns left and walks 15 meters to reach his home. In which direction and at what distance is his home relative to his office?
A.20 meters North
B.20 meters South
C.30 meters North
D.10 meters East
Explanation: Let the office be at (0,0). Walking 10m North reaches (0, 10). Turning right and walking 15m East reaches (15, 10). Turning left and walking 10m North reaches (15, 20). Turning left and walking 15m West reaches (0, 20). The final position is (0, 20), which is 20 meters North of the office.
5Given the statement: A > B >= C = D < E Which of the following conclusions is/are definitely TRUE? I. A > D II. C < E
A.Only conclusion I is true
B.Only conclusion II is true
C.Neither conclusion I nor II is true
D.Both conclusions I and II are true
Explanation: From the statement, we can establish the relationship between A and D: A > B >= C = D. This implies A > D (Conclusion I is true). Between C and E, we have C = D < E, which implies C < E (Conclusion II is true). Therefore, both conclusions are true.
6Statements: I. Only a few policies are claims. II. All claims are premium. Conclusions: I. Some policies are premium. II. Some policies are not premium.
A.Only conclusion I follows
B.Only conclusion II follows
C.Both conclusions I and II follow
D.Neither conclusion I nor II follows
Explanation: 'Only a few policies are claims' implies 'Some policies are claims' and 'Some policies are not claims'. Since 'All claims are premium', the common part of policies and claims must be premium, which means 'Some policies are premium' definitely follows (Conclusion I is true). However, 'Some policies are not premium' does not definitely follow because all policies could potentially be premium (i.e. claims can be a subset of premium, and policies can also be a subset of premium, without violating the given conditions). Thus, only conclusion I follows.
7Seven friends A, B, C, D, E, F, and G are sitting in a straight line facing North. - F sits at the extreme right end of the row. - G sits at the extreme left end of the row. - Only three people sit between G and C. - B sits exactly between E and C. - D sits second to the left of B. - A sits immediately to the right of C. Who sits in the exact middle of the row?
A.A
B.B
C.C
D.D
Explanation: Number the seats 1 to 7 from left to right. F is at seat 7 and G is at seat 1. Three people between G and C places C at seat 5. B sits exactly between E and C, so the block is E-B-C and B is at seat 4 with E at seat 3. D sits second to the left of B, so D is at seat 2. A sits immediately to the right of C, so A is at seat 6. The unique arrangement is G, D, E, B, C, A, F. The middle seat (seat 4) is occupied by B.
8Given the statements: P < Q <= R; S >= R; T > S Which of the following conclusions is/are definitely TRUE? I. P < S II. T > Q
A.Only conclusion I is true
B.Only conclusion II is true
C.Neither conclusion I nor II is true
D.Both conclusions I and II are true
Explanation: From the statements, we can combine the inequalities: P < Q <= R <= S < T. For Conclusion I: we have P < Q <= R <= S, which simplifies to P < S. Thus, Conclusion I is true. For Conclusion II: we have Q <= R <= S < T, which simplifies to Q < T (or T > Q). Thus, Conclusion II is also true. Both conclusions are definitely true.
9In a certain code language: - 'lic policy holder' is written as 'ja pa ka' - 'holder claim status' is written as 'ka ra da' - 'policy premium status' is written as 'ja ma ra' What is the code for 'premium' in this language?
A.ja
B.ka
C.ma
D.ra
Explanation: By comparing the sentences: 1. 'lic policy holder' = 'ja pa ka' 2. 'holder claim status' = 'ka ra da' Common word is 'holder', and common code is 'ka'. So 'holder' = 'ka'. 3. 'policy premium status' = 'ja ma ra' Comparing (1) and (3): common word is 'policy', common code is 'ja'. So 'policy' = 'ja'. Comparing (2) and (3): common word is 'status', common code is 'ra'. So 'status' = 'ra'. In (3), the remaining word is 'premium' and the remaining code is 'ma'. Therefore, 'premium' = 'ma'.
10In a family of six members (P, Q, R, S, T, and U), there are two married couples. - Q is a doctor and the father of T. - U is the grandfather of R and is a contractor. - S is the grandmother of T and is a housewife. - There is one doctor, one contractor, one housewife, one nurse, and two students in the family. Who is the mother of T?
A.P
B.R
C.S
D.U
Explanation: From the clues, U is the grandfather of R and S is the grandmother of T. Since there are six members and two married couples, U (contractor) must be married to S (housewife). They represent the first generation. The second generation consists of Q (doctor) and another member, who must be married to Q. Since Q is the father of T, Q's spouse is the mother of T. The remaining members are P, R, and T. Since R and T are grandchildren (students), the spouse of Q must be P. P must be the nurse. Thus, P is the mother of T.

About the UIIC AO Exam

The UIIC Administrative Officer (Scale I) recruitment exam selects qualified candidates for officer-level positions in United India Insurance Company Limited, a leading public-sector general insurance company in India. The examination tests candidates in five key areas: Reasoning, English Language, Quantitative Aptitude, General Awareness (with focus on financial and insurance sectors), and Computer Knowledge. There is a penalty of 0.25 marks for every wrong answer.

Assessment

200 multiple-choice questions (objective test) + 2 descriptive questions (30 minutes)

Time Limit

150 minutes (objective) + 30 minutes (descriptive)

Passing Score

Section-wise and total cut-offs established by the UIIC selection committee

Exam Fee

₹1,000 + GST (United India Insurance Company Limited (UIIC))

UIIC AO Exam Content Outline

25%

Reasoning Ability

Includes logical and analytical reasoning items: puzzles, seating arrangements, syllogisms, coding-decoding, blood relations, inequalities, direction sense, and input-output.

25%

English Language

Focuses on comprehension, vocabulary, grammar rules, spotting errors, cloze tests, and paragraph reconstruction.

20%

Quantitative Aptitude

Covers arithmetic word problems, number series, quadratic equations, simplification, and data interpretation (DI).

20%

General Awareness (Financial/Insurance Sector)

Involves static and current knowledge of general insurance principles, IRDAI history, banking systems, Union Budget, government initiatives, and national current affairs.

10%

Computer Knowledge

Evaluates computer hardware, operating system software, MS Office applications, computer networks, cyber threats, and database concepts.

How to Pass the UIIC AO Exam

What You Need to Know

  • Passing score: Section-wise and total cut-offs established by the UIIC selection committee
  • Assessment: 200 multiple-choice questions (objective test) + 2 descriptive questions (30 minutes)
  • Time limit: 150 minutes (objective) + 30 minutes (descriptive)
  • Exam fee: ₹1,000 + GST

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

UIIC AO Study Tips from Top Performers

1Practice high-level puzzles and seating arrangements with timer setups as Reasoning has strict sectional timing.
2Strengthen arithmetic basics (percentages, ratios, averages) to solve data interpretation sets faster in Quantitative Aptitude.
3Read standard financial news and follow developments in IRDAI regulations, general insurance policies, and Union Budget announcements.
4Brush up on keyboard shortcuts, database concepts, and cyber security terms for the Computer Knowledge section.
5Review basic grammar rules and practice reading comprehension passages to increase speed and accuracy in English.

Frequently Asked Questions

What is the UIIC AO selection process?

The recruitment process has three stages: an Online Objective Test (200 questions, 250 marks), a Descriptive Test (30 marks, qualifying nature), and an Interview. Final selection is based on the combined performance in the online objective test and the interview in a 75:25 ratio.

Is there sectional timing in the UIIC AO online exam?

Yes, there is sectional timing in the online objective test. Candidates must complete each section within its allotted time limit: 40 minutes for Reasoning, 40 minutes for English, 30 minutes for Quantitative Aptitude, 25 minutes for General Awareness, and 15 minutes for Computer Knowledge.

Is there negative marking in the UIIC AO exam?

Yes, there is a negative marking of one-fourth or 0.25 of the marks assigned to that question for every incorrect answer. No marks are deducted for unattempted questions.

What is the application fee for UIIC AO?

The application fee is ₹1,000 + GST for General, OBC, and EWS candidates. For SC, ST, and PwBD candidates, the fee is ₹250 + GST.

What are the core insurance concepts tested in the General Awareness section?

Candidates are expected to know the principles of insurance (Utmost Good Faith, Insurable Interest, Indemnity, Subrogation, Contribution, Proximate Cause), history of general insurance in India, roles and regulations of IRDAI, and common terms like premium, deductible, reinsurance, and underwriting.