100+ Free LIC ADO Mains Practice Questions
Pass your LIC Apprentice Development Officer (ADO) Main Examination — Open Market Pattern exam on the first try — instant access, no signup required.
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Key Facts: LIC ADO Mains Exam
160 Q
Open Market Mains questions / marks
LIC ADO exam pattern (Careerpower / Guidely / Adda247 summaries of official pattern)
120 min
Composite Mains duration
LIC ADO Mains pattern tables
60 Q
Insurance & Financial Marketing section (Open Market)
LIC ADO Open Market Mains pattern
No penalty
Wrong-answer marking per Phase-II handout
LIC ADO Phase II Main Examination Information Handout
₹600 / ₹50
Typical UR-OBC / SC-ST-PwBD application fees
Careerpower / Oliveboard LIC ADO fee tables (confirm latest PDF)
40 marks
Maximum Interview marks added to Mains for final merit
LIC ADO selection process summaries aligned to official notifications
LIC ADO Open Market Mains is a 160 MCQ / 160-mark / 120-minute online test (50 reasoning-numerical, 50 GK/English, 60 insurance-financial marketing); Phase-II handout: five choices per item, no wrong-answer penalty. Interview (max 40) follows; fees typically ₹600 / ₹50 by category.
Sample LIC ADO Mains Practice Questions
Try these sample questions to test your LIC ADO Mains exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.
1In a certain code, LIFE is written as MJGF. How is RISK written in that code?
2Pointing to a photograph, Meera says, 'He is the only son of my mother's husband.' How is the person in the photograph related to Meera?
3If North becomes East, East becomes South, and so on, what does West become?
4Statements: All agents are advisors. Some advisors are managers. Conclusions: I. Some agents are managers. II. All advisors are agents. Which follows?
5Five development officers sit in a row facing north. A sits to the immediate left of B. C sits at one end. D sits between A and C. E sits to the immediate right of B. Who sits in the middle?
6Which number should replace the question mark in the series: 2, 6, 12, 20, 30, ?
7If 'P × Q' means P is the mother of Q, 'P + Q' means P is the brother of Q, and 'P ÷ Q' means P is the father of Q, which means M is the maternal uncle of N?
8In a queue of 40 candidates, Ravi is 12th from the front and Sita is 15th from the rear. How many candidates are between them?
9Statements: A ≥ B = C > D; E ≤ C. Conclusions: I. A > E II. A ≥ E. Which is true?
10Find the odd one out: Square, Rectangle, Rhombus, Triangle
About the LIC ADO Mains Exam
The LIC ADO Main Examination is the online objective stage used to shortlist Apprentice Development Officer candidates for interview. For the Open Market category, Mains has 160 questions for 160 marks in 120 composite minutes across Reasoning & Numerical Ability (50), GK/Current Affairs/English (50), and Insurance & Financial Marketing Awareness (60). Agents sit a 100-question / 160-mark paper with Elements of Insurance and Marketing of Insurance (60 Q / 120 marks); Employees sit Practice and Principle of Insurance, Marketing (60 Q / 120 marks). LIC's Phase-II information handout states each item has five alternatives and there is no penalty for wrong answers. Application fees in recent cycles have been about ₹600 for UR/OBC and ₹50 for SC/ST/PwBD (confirm latest notification). Final selection adds Interview marks (maximum 40) to Mains scores, followed by medical examination and apprenticeship training.
Assessment
Open Market: Reasoning Ability & Numerical Ability 50 Q / 50 marks; GK, Current Affairs & English (grammar/vocabulary emphasis) 50 Q / 50 marks; Insurance & Financial Marketing Awareness (life insurance & financial sector emphasis) 60 Q / 60 marks. Composite 120 minutes. Official Phase-II handout: five choices per question; no penalty for wrong answers.
Time Limit
120 minutes
Passing Score
No single published pass percentage; LIC sets zone/category cut-offs for interview shortlisting; final merit = Mains + Interview (max 40)
Exam Fee
Typically ₹600 (UR/OBC) / ₹50 (SC/ST/PwBD) application fee — confirm in the latest notification (Life Insurance Corporation of India (LIC))
LIC ADO Mains Exam Content Outline
Reasoning Ability & Numerical Ability
Puzzles, seating, syllogism, inequalities, coding-decoding, blood relations, arithmetic, percentages, interest, time-work, speed-distance, and related aptitude
GK, Current Affairs & English
Static GK, Indian economy/banking awareness, current affairs themes, grammar, vocabulary, and sentence skills
Insurance & Financial Marketing Awareness
Life insurance principles and products, IRDAI, LIC and market structure, PMJJBY/PMSBY/PMFBY, bancassurance, ULIPs, ethics, and financial-market basics
How to Pass the LIC ADO Mains Exam
What You Need to Know
- Passing score: No single published pass percentage; LIC sets zone/category cut-offs for interview shortlisting; final merit = Mains + Interview (max 40)
- Assessment: Open Market: Reasoning Ability & Numerical Ability 50 Q / 50 marks; GK, Current Affairs & English (grammar/vocabulary emphasis) 50 Q / 50 marks; Insurance & Financial Marketing Awareness (life insurance & financial sector emphasis) 60 Q / 60 marks. Composite 120 minutes. Official Phase-II handout: five choices per question; no penalty for wrong answers.
- Time limit: 120 minutes
- Exam fee: Typically ₹600 (UR/OBC) / ₹50 (SC/ST/PwBD) application fee — confirm in the latest notification
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
LIC ADO Mains Study Tips from Top Performers
Frequently Asked Questions
What is the LIC ADO Mains exam?
It is the online objective Main Examination conducted by Life Insurance Corporation of India for Apprentice Development Officer recruitment. Open Market candidates typically reach Mains after a qualifying Prelims; Agents and Employee categories often appear directly for Mains as per the notification.
What is the Open Market Mains pattern?
Three sections in 120 composite minutes: Reasoning Ability & Numerical Ability (50 Q / 50 marks); General Knowledge, Current Affairs and English Language with emphasis on grammar and vocabulary (50 Q / 50 marks); Insurance and Financial Marketing Awareness with emphasis on life insurance and the financial sector (60 Q / 60 marks). Total 160 questions / 160 marks.
Is there negative marking in LIC ADO Mains?
LIC's Phase-II Main Examination information handout states there will be no penalty for wrong answers, and each question presents five alternatives. Always re-check the handout issued for your specific recruitment cycle.
How much is the LIC ADO application fee?
Recent cycles have charged about ₹600 for UR/OBC and ₹50 for SC/ST/PwBD (some summaries also list EWS at ₹50). Confirm exact amounts in the latest official advertisement PDF on licindia.in.
What happens after Mains?
Candidates are shortlisted for Interview based on Mains marks. Interview carries a maximum of 40 marks. Final merit uses Mains + Interview, followed by a pre-recruitment medical examination and apprenticeship training.
Do Agents and Employee categories have the same Mains paper?
No. Both are 100 questions / 160 marks / 120 minutes with Reasoning & Numerical (20/20) and GK/Current Affairs/English (20/20), but the heavy third section differs: Agents — Elements of Insurance and Marketing of Insurance (60 Q / 120 marks); Employees — Practice and Principle of Insurance, Marketing (60 Q / 120 marks), per LIC's Phase-II handout. This practice bank is weighted to the Open Market 50+50+60 mix.
What education is required?
A bachelor's degree in any discipline from a recognised university, or Fellowship of the Insurance Institute of India, Mumbai, plus age and category-specific conditions in the notification.
Where do I apply?
Applications are accepted online through LIC's official website (licindia.in) under Careers when an ADO notification is live. Keep the registration number and fee receipt for admit cards.