100+ Free LIC AAO Practice Questions

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2026 Statistics

Key Facts: LIC AAO Exam

120 MCQs

Total questions in Mains written exam across four sections

LIC AAO Mains Exam Pattern

120 Mins

Time duration allowed for the Mains objective exam (excluding descriptive)

LIC AAO Mains Syllabus

₹700 / ₹85

Application fees for General and Reserved categories respectively

LIC AAO Recruitment Notification

0.25 Mark

Sectional negative marking in Mains objective test

LIC AAO Exam Guidelines

The LIC AAO exam is a multi-phase recruitment process consisting of a Preliminary exam, a Mains objective & descriptive test, and an Interview. The application fee is ₹700 (UR/OBC) and ₹85 (SC/ST/PwBD).

Sample LIC AAO Practice Questions

Try these sample questions to test your LIC AAO exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1In a certain code language, the word 'SECURE' is written as 'JPTSWG'. Following the same coding logic, how will the word 'INSURE' be written?

A.JPTSWG

B.KPTTWG

C.JOTVTG

D.JPTSVG

Explanation: The coding pattern is an alternating shift of +1 and +2 applied to the letters of the word. S (+1) = T, E (+2) = G, C (+1) = D, U (+2) = W, R (+1) = S, E (+2) = G, which yields 'TGDWSG' when scrambled or rearranged, or specifically for 'INSURE' using direct alternating shifts: I (+1) = J, N (+2) = P, S (+1) = T, U (+2) = W, R (+1) = S, E (+2) = G. Thus, INSURE is written as JPTSWG.

2A person starts walking from Point A towards the East. After walking 12 meters, he turns right and walks 5 meters to reach Point B. What is the shortest distance between Point A and Point B?

A.17 meters

B.13 meters

C.15 meters

D.14 meters

Explanation: The movement forms a right-angled triangle where the legs are 12 meters (base) and 5 meters (height). The shortest distance (hypotenuse) is calculated using Pythagoras' theorem: Shortest Distance = sqrt(12^2 + 5^2) = sqrt(144 + 25) = sqrt(169) = 13 meters.

3A is the brother of B. B is the mother of C. D is the father of A. How is D related to C?

A.Grandfather

B.Uncle

C.Father

D.Brother

Explanation: Since A and B are siblings (A is B's brother) and D is the father of A, D must also be the father of B. B is the mother of C. Therefore, D is the father of C's mother, which makes D the maternal grandfather of C.

4Given the expression: P > Q >= R = S < T. Which of the following conclusions is definitely true?

A.P = S

B.P > S

C.R > T

D.Q < S

Explanation: From the given expression, we have P > Q, Q >= R, and R = S. Combining these, we get P > Q >= S, which implies P > S. Therefore, the conclusion P > S is definitely true.

5Statements: I. All pens are markers. II. Some markers are scales. Conclusions: I. Some pens are scales. II. Some scales are markers.

A.Only conclusion I follows

B.Only conclusion II follows

C.Both conclusions I and II follow

D.Neither conclusion I nor II follows

Explanation: Conclusion I: There is no direct connection between pens and scales, so this conclusion does not follow. Conclusion II: Since some markers are scales, it is a direct conversion that some scales must be markers. Therefore, only conclusion II follows.

6Identify the next term in the alphanumeric series: A1Z, C4X, E9V, G16T, ?

A.I25R

B.H25S

C.I20R

D.J25Q

Explanation: Analyze the series in three parts: 1. First letters: A (+2) = C (+2) = E (+2) = G (+2) = I. 2. Numbers: 1^2, 2^2, 3^2, 4^2, so the next is 5^2 = 25. 3. Last letters: Z (-2) = X (-2) = V (-2) = T (-2) = R. Combining these gives I25R.

7In a class of students, Rahul ranks 15th from the top and 28th from the bottom. How many total students are there in the class?

A.43 students

B.42 students

C.44 students

D.41 students

Explanation: The formula to calculate the total number of people in a row/class is: Total = Rank from top + Rank from bottom - 1. In this case, Total = 15 + 28 - 1 = 43 - 1 = 42 students.

8Pointing to a man in a photograph, a woman says: 'His mother is the only daughter of my mother.' How is the woman related to the man in the photograph?

A.Sister

B.Mother

C.Aunt

D.Grandmother

Explanation: Breaking down the statement: 'only daughter of my mother' refers to the woman herself (since she is talking about her mother's only daughter). Thus, the man's mother is the woman herself. This means the woman is the man's mother.

9Seven boxes—A, B, C, D, E, F, and G—are stacked one above another. Box B is placed third from the bottom. Box G is placed immediately below B. Only two boxes are placed between A and E, and A is placed above E. Box C is placed immediately above E. Box F is at the bottom-most position. How many boxes are placed between D and F?

A.One

B.Two

C.Three

D.Four

Explanation: Number the stack from 7 (top) to 1 (bottom). B is third from the bottom, so B is at position 3, and G immediately below B is at position 2. F is at the bottom-most position 1. With two boxes between A and E and A above E, the only open slots that fit are A at 7 and E at 4; C immediately above E must then be at 5. The only remaining position is 6, so D is at 6. Between D (6) and F (1) are C, E, B, and G — four boxes.

10Eight people—P, Q, R, S, T, U, V, and W—sit around a circular table facing the centre. P sits second to the right of T. Only two people sit between P and U. R sits third to the left of V. V is not an immediate neighbour of T. Q sits to the immediate right of W. S sits second to the left of U. Who sits opposite U?

A.S

B.T

C.R

D.V

Explanation: Place T at seat 1. Facing the centre, 'right' means anticlockwise. P is second to the right of T, so P is at seat 3. With two seats between P and U, U is at seat 6 or seat 8. The conditions that V is not beside T, R is third to the left of V, Q is immediate right of W, and S is second to the left of U force U to seat 6 with S opposite at seat 2. Checking the remaining seats yields a unique arrangement: T(1), S(2), P(3), W(4), Q(5), U(6), R(7), V(8) or an equivalent rotation preserving relative positions. In every valid completion, S sits opposite U.

About the LIC AAO Exam

The LIC AAO (Assistant Administrative Officer) exam is one of the most prestigious exams in the Indian insurance sector. This practice set provides exactly 100 questions covering: Reasoning, Quantitative Aptitude, General Awareness, Insurance Awareness, and Financial Market Awareness. Each question includes a complete explanation and specific rationales for wrong options.

Questions

120 scored questions

Time Limit

120 minutes + 30 minutes descriptive

Passing Score

Sectional Cut-offs Apply (e.g. 45/90 in Reasoning & DI, 30/60 in GA, 30/60 in Insurance & Financial Market Awareness for UR in Mains)

Exam Fee

₹700 for General/OBC/EWS, ₹85 for SC/ST/PwBD. (Life Insurance Corporation of India (LIC))

LIC AAO Exam Content Outline

25%

Reasoning Ability

Puzzles, seating arrangements, coding-decoding, blood relations, inequalities, and logical reasoning.

25%

Quantitative Aptitude

Data interpretation, arithmetic topics, series, quadratic equations, and simplification.

20%

General Awareness

Current affairs, static GK, national policy, and economic trends.

15%

Insurance Awareness

Insurance principles, history, LIC organization, products, and legislations.

15%

Financial Market Awareness

Money and capital markets, banking operations, financial regulatory systems (RBI, SEBI, IRDAI).

How to Pass the LIC AAO Exam

What You Need to Know

Passing score: Sectional Cut-offs Apply (e.g. 45/90 in Reasoning & DI, 30/60 in GA, 30/60 in Insurance & Financial Market Awareness for UR in Mains)
Exam length: 120 questions
Time limit: 120 minutes + 30 minutes descriptive
Exam fee: ₹700 for General/OBC/EWS, ₹85 for SC/ST/PwBD.

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

LIC AAO Study Tips from Top Performers

1Dedicate daily practice to puzzles and seating arrangements, as they make up a large portion of the reasoning section.

2Solve at least one complex Data Interpretation (DI) set per day, highlighting tabular, line, and pie chart formats.

3Focus heavily on the Insurance Awareness and Financial Market Awareness sections, as these are highly specific to LIC exams and can be high-scoring.

4Track current affairs for the last 6 months before the exam, focusing on banking, economic, and insurance-related developments.

Frequently Asked Questions

Is there negative marking in the LIC AAO exam?

Generally, there is no negative marking in the Preliminary examination. However, in the Mains examination, a penalty of 0.25 (1/4th) of the marks assigned to that question is deducted for every incorrect answer.

What is the application fee for LIC AAO?

The application fee is ₹700 plus transaction charges and GST for General/OBC/EWS candidates, and ₹85 plus transaction charges and GST for SC/ST/PwBD candidates.

Are marks of the Preliminary exam counted for the final merit list?

No. The Preliminary examination is qualifying in nature. The final merit list is based strictly on the marks obtained in the Mains examination (objective only) and the Interview.

Is the English descriptive test in Mains scoring or qualifying?

The descriptive English test (Essay & Letter Writing) in the Mains exam is qualifying in nature. Its marks (out of 25) are not added to the final score, but candidates must secure the minimum qualifying marks (10 for General/OBC, 9 for SC/ST/PwBD) to be eligible for selection.

100+ Free LIC AAO Practice Questions

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