100+ Free OICL AO Practice Questions
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Key Facts: OICL AO Exam
100 MCQs
Total questions in the official OICL AO Prelims exam
Official Notification
60 Minutes
Total duration allowed for the examination
Exam Guidelines
0.25 Marks
Negative marking points for incorrect answers
Exam Scheme
₹1000 / ₹250
Application fees (plus GST) for General/OBC and SC/ST/PwBD categories
Fee Structure
The OICL AO Prelims CBT exam consists of 100 questions to be solved in 60 minutes with a negative marking of 0.25. The fee is ₹1000 + GST for General/OBC/EWS candidates and ₹250 + GST for SC/ST/PwBD.
Sample OICL AO Practice Questions
Try these sample questions to test your OICL AO exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.
1Identify the grammatical error in the following sentence: 'Each of the partners in the joint venture are required to submit their financial statements by the end of the fiscal year.'
2Choose the word that is most nearly SYNONYMOUS with the word in bold: 'The underwriter's decision to reject the proposal was based on the **spurious** claims made by the applicant.'
3Select the correct phrase to improve the bold part of the sentence: 'Hardly had the policyholder registered the claim **when the surveyor arrived** at the accident spot.'
4Fill in the blanks with the most appropriate pair of words: 'The insurance sector is highly ______ by regulations, which makes it ______ for new firms to enter the market without substantial compliance systems.'
5Rearrange the following sentences (A, B, C, D, E) to form a coherent paragraph, then answer: which is the THIRD sentence after rearrangement? (A) While life insurance dominates the Indian market, non-life insurance is growing rapidly. (B) Consequently, general insurance players are introducing customized products to attract customers. (C) This growth is driven by rising health awareness and mandatory motor vehicle policies. (D) Insurance penetration in India has historically been low compared to global averages. (E) However, economic reforms and digital transformation are altering this trend.
6Choose the word that is most nearly OPPOSITE in meaning to the word in bold: 'The company was criticized for its **profligate** spending on advertising campaigns that yielded little return.'
7Identify the grammatical error in the following sentence: 'If the policyholder would have submitted the claim documents on time, the company would have settled the claim within a week.'
8Fill in the blank with the most appropriate word: 'The regulator has issued a warning to insurers against using ______ terms in policy documents that might mislead the general public.'
9Select the option that corrects the bold phrase to improve the sentence: 'The claims manager prefers settling disputes through mediation **than taking** the matter to court.'
10Identify the grammatical error in the following sentence: 'Lest we should not fail to grab the market share, we must launch the new insurance policy immediately.'
About the OICL AO Exam
The OICL AO Prelims exam is a competitive computer-based recruitment test conducted by the Oriental Insurance Company Limited. The paper features 100 multiple-choice questions to be completed within 60 minutes. This practice test contains exactly 100 questions aligned with the official syllabus structure: 30 questions of English Language, 35 of Reasoning Ability, and 35 of Quantitative Aptitude. Each question includes step-by-step explanations and wrong-option rationales to help you master the material and avoid the 0.25 negative marking.
Questions
100 scored questions
Time Limit
60 minutes
Passing Score
Merit-based (with sectional and overall cut-offs)
Exam Fee
₹1000 + GST for General/OBC/EWS; ₹250 + GST for SC/ST/PwBD (Oriental Insurance Company Limited (OICL))
OICL AO Exam Content Outline
English Language
Reading comprehension, cloze test, error spotting, para jumbles, and sentence correction.
Reasoning Ability
Puzzles, seating arrangement, syllogism, coding-decoding, blood relations, and logical reasoning.
Quantitative Aptitude
Simplification, number series, quadratic equations, data interpretation, and arithmetic word problems.
How to Pass the OICL AO Exam
What You Need to Know
- Passing score: Merit-based (with sectional and overall cut-offs)
- Exam length: 100 questions
- Time limit: 60 minutes
- Exam fee: ₹1000 + GST for General/OBC/EWS; ₹250 + GST for SC/ST/PwBD
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
OICL AO Study Tips from Top Performers
Frequently Asked Questions
Is there negative marking in the OICL AO Prelims Exam?
Yes, there is a negative marking of 0.25 marks (1/4th of a mark) for every incorrect answer. No marks are deducted for unattempted questions.
What is the age limit for the OICL AO exam?
Candidates must typically be between 21 and 30 years of age. Standard government age relaxations apply for reserved categories.
What is the qualification required to apply for OICL AO Generalist?
Candidates must have a Bachelor’s degree in any discipline from a recognized university with a minimum of 60% marks (55% for SC/ST candidates).
What is the difference between Prelims and Mains?
Prelims is an objective test of 100 marks and 60 minutes, which is qualifying in nature. Mains consists of objective tests for 200 marks and a descriptive test, whose scores are counted for final merit.