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100+ Free Haryana BSEH SS NSQF BFSI Practice Questions
Board of School Education Haryana (BSEH) Senior Secondary Class 12 NSQF Banking, Financial Services & Insurance (Code BFI 978) practice questions are available now; exam metadata is being verified.
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Overall Senior Secondary pass percentages are published with each BSEH result; no fixed standing subject-wise BFSI pass-rate figure is used here. Pass Rate
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2026 Statistics
Key Facts: Haryana BSEH SS NSQF BFSI Exam
BFI 978
BSEH Senior Secondary NSQF subject code (BFSI)
BSEH Class 12 NSQF syllabus / QP design 2025–26
30 + 50 + 20
Theory + Practical + Internal Assessment
BSEH NSQF Course Structure 2025–26 (confirm circular)
2h 30m
Theory Paper Duration
BSEH NSQF Question Paper Design 2025–26
33%
Typical Pass Threshold
Standard BSEH Senior Secondary passing criteria (confirm current circular)
100 FREE
English MCQ practice questions on this page
OpenExamPrep 2026 study adaptation
BSEH Senior Secondary NSQF BFSI (Code BFI 978) is Haryana’s Class 12 Banking, Financial Services & Insurance skill paper: Theory 30 + Practical 50 + IA 20 = 100, about 2h 30m theory, pass typically 33%. Free English MCQ practice covers cashless banking, microfinance, customer service, ethics, and employability—not a full written/practical simulation.
Sample Haryana BSEH SS NSQF BFSI Practice Questions
Try these sample questions to test your Haryana BSEH SS NSQF BFSI exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.
1What is a banking transaction in the Indian banking system?
A.Any exchange of money or value through a bank account or bank channel such as deposit, withdrawal, transfer, or loan-related payment
B.Only the printing of new currency by the Reserve Bank of India
C.Only stock-exchange trades executed by brokers
D.Only informal cash lending between friends
Explanation: A banking transaction is an authorized movement of funds or value through bank accounts or bank channels—deposits, withdrawals, transfers, loan credits/debits, and similar operations.
2Which of the following is a cash deposit banking transaction?
A.Buying shares with a demat account only
B.Placing physical currency or coins into a bank account and receiving credit for that amount
C.Paying a utility bill with a prepaid mobile wallet that never touches a bank ledger
D.Writing a personal diary entry about planned savings
Explanation: Cash deposit means handing over physical cash at a branch, ATM cash recycler, or authorized channel so the bank credits the customer’s account.
3Cash withdrawal from a bank account primarily means:
A.Increasing the account balance without any debit
B.Only transferring funds to another customer’s account
C.Receiving physical cash against a debit to the customer’s account
D.Closing a fixed deposit before maturity without cash
Explanation: Cash withdrawal debits the account and delivers physical currency to the account holder or authorized person.
4A loan instalment deposit is best described as:
A.Opening a new demat account for equities
B.Buying foreign currency for travel only
C.Cashing a third-party cheque without a loan
D.Paying a scheduled EMI or instalment amount toward an outstanding loan account
Explanation: Loan instalment deposit means the borrower remits the due EMI/instalment so the loan account is updated for principal and interest as applicable.
5Money transfer or fund transfer between bank accounts typically involves:
A.Only mailing physical currency notes by post
B.Moving funds from one account to another through channels such as NEFT, RTGS, IMPS, UPI, or branch/kiosk transfer facilities
C.Only changing the account holder’s name without moving money
D.Only printing a passbook without any debit or credit
Explanation: Fund transfer is electronic or assisted movement of money between accounts using authorized payment systems and bank channels.
6In microfinance and banking-agent contexts, ‘working as an agent’ often refers to:
A.Acting as an unregulated money lender without any bank relationship
B.Only managing a stock-brokerage terminal
C.Performing limited banking services for customers on behalf of a bank or financial institution under authorized rules
D.Issuing independent currency notes
Explanation: Business correspondents / CSPs and similar agents deliver specified banking services for a bank under a contract and code of conduct.
7What is a banking kiosk primarily used for in financial-inclusion delivery?
A.A warehouse for storing gold jewellery of all bank customers
B.A courtroom for settling only cheque-bounce cases
C.A printing press for academic textbooks
D.A point where authorized staff or agents help customers complete basic banking and related transactions using connected systems
Explanation: Banking kiosks support account services, transfers, and other assisted digital/banking operations, often in locations closer to underserved customers.
8Customer Service Point (CSP) in banking outreach is best described as:
A.An authorized last-mile outlet or agent location that delivers specified banking and financial services to customers
B.The RBI’s monetary-policy committee meeting room
C.A stock-exchange trading floor for F&O only
D.An insurance company headquarters only
Explanation: CSPs extend bank services into communities through authorized agents/outlets, supporting deposits, withdrawals, transfers, and related inclusion activities under bank rules.
9Which role of a Customer Service Point (CSP) directly supports financial literacy?
A.Hiding all product terms from customers
B.Encouraging customers to avoid bank accounts permanently
C.Explaining products, processes, and responsible usage of formal financial services so customers make informed decisions
D.Selling only unregulated chit funds without disclosure
Explanation: Financial-literacy activities at CSPs help customers understand accounts, payments, credit, insurance, and scheme features so inclusion is meaningful, not just account opening.
10Uniform branding at CSPs and banking outlets mainly helps to:
A.Guarantee every loan is interest-free forever
B.Replace the need for KYC completely
C.Allow agents to ignore the bank’s code of conduct
D.Signal authorized affiliation so customers can recognize legitimate service points and trust the channel
Explanation: Consistent branding and signage reduce confusion with unauthorized operators and reinforce that the outlet works under a bank’s identity and standards.
About the Haryana BSEH SS NSQF BFSI Practice Questions
Verified exam format metadata for Board of School Education Haryana (BSEH) Senior Secondary Class 12 NSQF Banking, Financial Services & Insurance (Code BFI 978) is pending. The practice questions above remain available while official exam length, timing, passing score, fee, and administrator details are reviewed.