100+ Free IPI/BIV Competentietest Practice Questions

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IPI/BIV Practical Aptitude Test (Test d'aptitude pratique / Praktische bekwaamheidstest, Belgium)

Practice Questions100 questions

2026 Statistics

Key Facts: IPI/BIV Competentietest Exam

Official written MCQ items

IPI test de compétence / BIV competentietest pages

1 hour

Official time limit

IPI and BIV competence-test pages

Non-eliminating

Score does not bar trainee inscription

IPI: 'Personne n'est exclu…'; BIV: 'géén ingangsexamen'

EUR 125

Trainee-application dossier fee (credited to first cotisation)

IPI inscription page and cotisation 2026 table

EUR 945

2026 physical-person cotisation (titulaire / current stagiaire)

IPI 'Tout sur la cotisation IPI'

10 hours

Annual CPD per IPI column (20 if both columns)

IPI Code of Deontology art. 37; SPF Economie 20 March 2026

EQF 6

Minimum diploma for the diploma-and-stage route

IPI inscription page; AR 30 August 2013

NL / FR

Official assessment languages (no confirmed English paper)

IPI/BIV linguistic-role rules

Belgium's 2026 IPI/BIV competentietest is a 30-item, 1-hour NL/FR diagnostic MCQ before trainee inscription. It is mandatory but not eliminating. Themes match the later aptitude test (deontology, sale/letting, tax, syndic). This page is an English four-option study aid, not the official paper.

Sample IPI/BIV Competentietest Practice Questions

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1In the IPI/BIV diploma route, what is the test de compétence / competentietest?

A.A pass/fail licensing exam that replaces the later practical aptitude test

B.A non-eliminating diagnostic written test taken before inscription on the liste des stagiaires

C.An oral viva that SPF Economie uses to issue the IPI number

D.A 60 percent gate administered by FPS Finance

Explanation: IPI/BIV presents the competence test as a written awareness diagnostic. Nobody is excluded from the trainee list on the basis of the score. The later practical aptitude test (test d'aptitude / bekwaamheidsproef), after the stage, is the licensing gate for the tableau des titulaires.

2Which three independent activities does Belgian law protect under the title agent immobilier / vastgoedmakelaar?

A.Intermédiaire/courtier (broker), syndic/syndicus, and régisseur/rentmeester

B.Notary, land surveyor, and mortgage lender

C.Estate agent, landlord, and property developer

D.Only sale brokerage and mortgage intermediation

Explanation: The loi of 11 February 2013 and the IPI Code distinguish three protected activities: broker (sale, purchase, exchange, letting), syndic of the common parts of forced copropriété, and régisseur (property management other than syndic). Independent practice of those activities requires inscription on the IPI/BIV tableau des titulaires or liste des stagiaires.

3A candidate wants inscription in both the broker (courtier/bemiddelaar) and syndic columns. How many competence tests must that candidate sit?

A.One combined paper that automatically covers both columns

B.None; the Chamber waives the diagnostic if both columns are requested

C.A separate competence test for each column

D.Only the syndic test, which is treated as covering brokerage

Explanation: IPI/BIV requires a separate competence test for each column. A broker candidate may still see some syndic items and vice versa, but sitting both columns means two diagnostics. The test remains non-eliminating in each column.

4When may a diploma-route candidate legally start the IPI/BIV stage?

A.On the day the stage convention is signed, even before Chamber inscription

B.After paying the EUR 125 dossier fee, without waiting for the Chamber

C.Immediately after sitting the competence test, before an IPI number exists

D.Only after inscription on the liste des stagiaires and receipt of the IPI number

Explanation: The convention is effective from trainee-list inscription, not from the signature date. After the competence test the Executive Chamber typically needs at least about two weeks to confirm inscription and issue the IPI number. Only then may the candidate start the independent stage under a maître de stage / stagemeester.

5A candidate documents six years of full-time relevant employee work in the last ten years. Under the IPI/BIV experience route, what may the Chamber do?

A.Waive the competence test only, while still requiring a 36-month stage

B.Send the candidate to the practical aptitude test without requiring the stage

C.Inscribe the candidate immediately as titulaire with no further test

D.Reduce the annual cotisation to the EUR 125 dossier amount

Explanation: SPF Economie and IPI describe an experience route: six years' relevant full-time employee work in the ten years before the application. The Chamber may then send the candidate to the practical aptitude test without the stage. That route does not turn the competence test into a licensing exam and does not skip aptitude.

6How many documented stage hours does IPI require for a principal column and for a secondary column?

A.1,500 hours for the principal stage and 750 hours for the secondary stage, each within 12 to 36 months

B.500 hours for each column, completed within six months

C.2,000 hours in one combined stage that covers both columns

D.1,500 hours only if the candidate fails the competence test

Explanation: IPI's stage rules set 1,500 hours for the principal column and 750 extra hours for a secondary column. Each stage runs at least 12 months and at most 36 months, in Belgium, under a maître de stage inscribed in the matching column. Aptitude is taken per column after the relevant stage.

7How is the linguistic role (French or Dutch Chamber) determined for a candidate's professional establishment?

A.Always French, because IPI's head office is in Brussels

B.Always Dutch if the candidate's diploma was issued in Flanders

C.From the postcode of the professional establishment: Wallonia = French, Flanders = Dutch, Brussels = a choice

D.The candidate may switch language for each sitting without regard to the establishment

Explanation: Linguistic affiliation follows the professional-establishment postcode. Wallonia is French, Flanders is Dutch, and Brussels allows a choice. Official sittings are in NL or FR; this English bank is a study adaptation, not an official paper.

8Which statement about the IPI EUR 125 dossier fee is correct?

A.It is a separate competence-test sitting fee and is refunded if the score is low

B.SPF Economie invoices it as an exam tax

C.It is optional for syndic-only trainees

D.It is paid with the trainee application, credited to the first cotisation, and not refunded if the application is refused

Explanation: Candidate-stagiaires pay EUR 125 with the inscription file. IPI treats that sum as part of the first annual cotisation, so it is credited forward, and IPI states it will not issue a separate invoice for it. It is not refunded if the application is refused, and it is not a sitting fee for the diagnostic.

9For 2026, what annual cotisation does IPI publish for physical-person titulaires and current stagiaires?

A.EUR 125 for the whole year

B.EUR 945

C.EUR 447.50 for every physical person for the whole year

D.EUR 21.63 CTIF only, with no IPI cotisation

Explanation: IPI's 2026 physical-person cotisation is EUR 945 for titulaires and current stagiaires. New stagiaires pay EUR 895 if inscribed between 1 January and 30 June 2026, or EUR 447.50 if inscribed between 1 July and 31 December 2026. Syndic-only members may deduct EUR 21.63 CTIF; that is not the cotisation itself.

10Under IPI Code article 8, what must the agent do before accepting any mission?

A.Propose a written draft convention stating the parties' obligations and how fees are calculated and paid

B.Start advertising the property to test the market

C.Collect a cash retainer on the office current account

D.Obtain oral clearance from the Executive Chamber

Explanation: Article 8 requires a written draft convention before acceptance of any mission. The draft must set out obligations clearly, especially the method of calculating and paying honoraires. The agent must also draw the potential client's attention to the essential terms of the proposed brokerage or management contract.

About the IPI/BIV Competentietest Exam

The IPI/BIV test de compétence / competentietest is the mandatory written diagnostic every diploma-route candidate sits after the Executive Chamber accepts the trainee dossier and before inscription on the liste des stagiaires. Official format is 30 multiple-choice items in 1 hour (three choices; no negative marking). It is not an entrance exam: IPI/BIV states nobody is barred from the trainee list by the score. Themes cover deontology and the broker and syndic columns; a separate test is required for each column. Official delivery is Dutch or French. This English four-option bank is a study adaptation of those official themes — not an official translation or a simulation of the IPI/BIV account sitting.

Assessment

Mandatory but non-eliminating written diagnostic before inscription on the IPI/BIV trainee list. Official languages are Dutch and French (linguistic role). IPI/BIV publishes two theme lists: broker/régisseur (deontology, letting, sale, tax, financing/insurance, architecture/expertise, property management) and syndic/régisseur (deontology, administrative, architectural/technical, financial, insurance/claims, property management). The same themes return on the later written aptitude test. This English four-option bank is a study adaptation — not an official translation, not a three-choice simulation, and not a substitute for the Dutch or French sitting.

Time Limit

1 hour

Passing Score

Non-eliminating diagnostic; IPI/BIV does not exclude candidates from the trainee list based on this score.

Exam Fee

No separate sitting fee published. EUR 125 dossier fee on the trainee application (credited to first 2026 cotisation: EUR 945 titular/current trainee; new trainee EUR 895 H1 / EUR 447.50 H2). (Institut Professionnel des Agents Immobiliers / Beroepsinstituut van Vastgoedmakelaars (IPI/BIV))

IPI/BIV Competentietest Exam Content Outline

~16% of this local bank

Deontology and professional duties

Protected titles, Code of Deontology, IPI number on documents, RC insurance, 10 CPD hours per column, and compte de tiers.

~14% of this local bank

Letting mandate, file and lease

Letting mission, rental file, regional principal-residence leases, deposits and health-index rent indexation.

~14% of this local bank

Sale mandate, file and compromis

Sale mission, information duty, compromis, Breyne Law, and 14-day consumer withdrawal on intermediation contracts.

~10% of this local bank

Real-estate taxation

Flanders 12%/2% verkooprecht, Wallonia 12.5%/3%, Brussels 12.5% with EUR 200,000 abattement, and 21% VAT on new construction.

~8% of this local bank

Financing and insurance

Mortgage basics, IPI collective RC and cautionnement, and property insurance in the file.

~8% of this local bank

Architecture and expertise

PEB/EPB certificates, planning information, and sincere valuations.

~8% of this local bank

Property management (régisseur)

Management mandate, third-party account, annual accounts, and AG proxy limits.

~8% of this local bank

Syndic administrative management

ACP legal personality, distinct account, AG, and syndic neutrality.

~6% of this local bank

Syndic technical management

Common-parts conservation, approved contractors, and works provisions.

~8% of this local bank

Syndic finance and claims

Working capital, reserve fund, charge calls, insurance claims, and 10-year archives.

How to Pass the IPI/BIV Competentietest Exam

What You Need to Know

Passing score: Non-eliminating diagnostic; IPI/BIV does not exclude candidates from the trainee list based on this score.
Assessment: Mandatory but non-eliminating written diagnostic before inscription on the IPI/BIV trainee list. Official languages are Dutch and French (linguistic role). IPI/BIV publishes two theme lists: broker/régisseur (deontology, letting, sale, tax, financing/insurance, architecture/expertise, property management) and syndic/régisseur (deontology, administrative, architectural/technical, financial, insurance/claims, property management). The same themes return on the later written aptitude test. This English four-option bank is a study adaptation — not an official translation, not a three-choice simulation, and not a substitute for the Dutch or French sitting.
Time limit: 1 hour
Exam fee: No separate sitting fee published. EUR 125 dossier fee on the trainee application (credited to first 2026 cotisation: EUR 945 titular/current trainee; new trainee EUR 895 H1 / EUR 447.50 H2).

Keys to Passing

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IPI/BIV Competentietest Study Tips from Top Performers

1Treat this as a map of the later aptitude syllabus: IPI/BIV re-uses the same theme lists on the written bekwaamheidsproef.

2Learn the three protected activities: courtier/intermédiaire (broker), syndic, and régisseur/rentmeester (property manager).

3Memorise Code of Deontology staples: written draft mandate before acceptance, IPI number on documents, 10 CPD hours per column, and the compte de tiers rules.

4Do not mix regional lease and tax regimes: Flanders, Brussels and Wallonia each set principal-residence leases and registration duties.

5Official items use three choices; this bank uses four-option English MCQs as a study aid, not a format simulation.

6Keep Dutch and French legal terms (compromis, compte de tiers, syndic, verkooprecht, PEB/EPB) even when you study in English.

7If you want both columns, plan two competence tests and later two aptitude tests (principal stage 1,500 hours, secondary 750 hours).

Frequently Asked Questions

What is the IPI/BIV competence test?

It is the written test de compétence / competentietest that diploma-route candidates sit after the Executive Chamber accepts the trainee dossier. IPI/BIV describes it as mandatory but non-eliminating: the score maps knowledge gaps and does not bar inscription on the trainee list.

How many questions and how long is the official test?

IPI and BIV both publish 30 multiple-choice items in 1 hour, with three answer choices and no negative marking. This page's 100 four-option English items are a study bank, not that official paper.

Is there a pass mark?

No published pass/fail cut-score. IPI/BIV states nobody is excluded from the liste des stagiaires on the basis of the competence-test result. The later practical aptitude test is the real licensing exam (60% on written and oral).

Do I sit one test or two?

If you apply for both columns (broker/courtier/bemiddelaar and syndic), you sit a separate competence test for each column. IPI notes a broker candidate may still see syndic items and vice versa.

What languages is the official test in?

Dutch and French, according to the linguistic role of the professional establishment (Brussels postcodes may choose). IPI/BIV has not published an official English sitting. This bank is an English-language MCQ study adaptation, not an official translation.

What does the 2026 application cost?

EUR 125 dossier fees, credited to the first cotisation and not refunded if the application is refused. 2026 physical-person cotisation is EUR 945 for titulaires and current stagiaires; new stagiaires pay EUR 895 (H1) or EUR 447.50 (H2). No separate competence-test sitting fee is published.

What diploma do I need?

A higher-education diploma at EQF level 6 (bachelor), an equivalent jury certificate, or a chef d'entreprise diploma for the real-estate agent profession. You also need a maître de stage, independent-status attestation, and a criminal-record extract less than three months old.

How does this differ from the aptitude test?

The competence test is a 30-item diagnostic before the stage. The practical aptitude test (test d'aptitude pratique / praktische bekwaamheidstest) is the end-of-stage licensing exam: 60 written MCQs in 2 hours (60% to reach the oral) plus an oral before the Executive Chamber (also 60%).