100+ Free IPI/BIV Aptitude Test Practice Questions

Prepare for the IPI/BIV Practical Aptitude Test (Test d'aptitude pratique / Praktische bekwaamheidstest) — Belgian real-estate titular inscription exam with instant access — no signup required.

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IPI/BIV Competence Test (Test de compétence / Competentietest, Belgium)

Practice Questions100 questions

2026 Statistics

Key Facts: IPI/BIV Aptitude Test Exam

Official written MCQ items

IPI test d'aptitude pratique / BIV praktische bekwaamheidstest pages

2 hours

Written time limit (180 minutes with adjustment)

IPI/BIV aptitude pages

60%

Pass mark on written and on oral

IPI/BIV aptitude pages

36 months

Deadline from trainee inscription to pass both parts

IPI/BIV aptitude pages (2026 worked example)

1,500 hours

Principal stage practice (750 extra for a second column)

IPI/BIV stage and aptitude pages

EUR 945

2026 physical-person cotisation (titulaire / current stagiaire)

IPI 'Tout sur la cotisation IPI'

On site

Written and oral both at IPI/BIV (not remote)

IPI/BIV aptitude pages

NL / FR

Official assessment languages (no confirmed English paper)

IPI/BIV written-paper language choice and linguistic-role Chamber

Belgium's 2026 IPI/BIV practical aptitude test is a 60-item, 2-hour NL/FR MCQ (60% to pass) plus an oral before the Executive Chamber (also 60%). It is the licensing gate after the 1,500-hour stage. This page is an English MCQ study aid, not the official written paper or the viva.

Sample IPI/BIV Aptitude Test Practice Questions

Try these sample questions to test your IPI/BIV Aptitude Test exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1A stagiaire-courtier inscribed on 3 March 2026 has logged 900 hours by November 2026 and wants to sit the test d'aptitude pratique immediately so the oral can be done before year-end. What should you tell the trainee?

A.The written paper may be sat after 750 hours because that is the principal-column requirement.

B.The oral can be taken first if the maître de stage certifies competence; the written paper follows later.

C.The principal stage is 1,500 hours over at least 12 months, so the earliest close of this file is 3 March 2027; both written and oral must then be passed by 2 March 2029.

D.The competence test already sat at inscription replaces the aptitude written paper; only the oral remains.

Explanation: IPI's worked example is explicit: a trainee-broker since 3/3/2026 may close the stage at the earliest on 3/3/2027 after 1,500 hours (12–36 months). Written and oral of the aptitude test must both succeed by 2/3/2029 or the trainee is omitted on 3/3/2029. Hours below 1,500 or a stage shorter than 12 months do not unlock the exam.

2On the official written aptitude paper of 60 items, a candidate answers 35 correctly, leaves 4 blank, and answers 21 wrongly. There is no negative marking. What is the immediate consequence?

A.The candidate fails the written part (35/60 is below 60%) and is not invited to the oral; one retake of the written paper remains available.

B.Blanks are ignored, so the score is 35/56, which exceeds 60% and unlocks the oral.

C.Wrong answers deduct half a point, so the score is even lower and the stage ends immediately.

D.The 60% threshold applies only to the oral; any written score opens the Chamber sitting.

Explanation: Sixty per cent of 60 items is 36 correct. Wrong or blank answers score 0, with no penalty and no re-basing on answered items. 35/60 is below the written pass mark, so the oral is not unlocked. IPI/BIV grant one retake of that part; failing the retake ends the stage.

3A seller instructs you: list at EUR 390,000, keep everything above EUR 370,000 as your fee, and treat EUR 370,000 as the net she wants. The mandate is otherwise exclusive and in writing. What must you do?

A.Accept: a surplus-fee aligns the agent's interest with obtaining a higher price.

B.Accept if the surplus is disclosed in the compromis as a buyer's extra.

C.Accept only if the surplus is invoiced through the notary rather than the compte de tiers.

D.Refuse that fee structure: Code art. 65 forbids an intermédiaire from taking the surplus between the price agreed with the commettant and the price actually obtained.

Explanation: Article 65 of the Code de déontologie (AR 29 June 2018) prohibits any fee formula that pits the courtier against the commettant, and it names the surplus/overage fee as the classic example. Honoraires must be a clear, non-conflicting method (for example a percentage of the sale price or a fixed amount) stated in the written draft before acceptance (art. 8).

4You already hold a running exclusive sale mandate. A second IPI courtier phones and asks you to sign a co-exclusive so both offices can market the same dwelling. The seller has not terminated the first mandate. What is the correct deontological position?

A.Co-exclusivity is never treated as exclusivity, so overlapping files are always allowed.

B.You may not accept a second exclusive (including co-exclusive) while the first exclusive mandate is still in force (art. 48); overlapping exclusives are forbidden.

C.You may accept if the second office is in the other linguistic role.

D.You may accept if both offices share one compte de tiers.

Explanation: Article 48 forbids overlapping exclusive mandates. The Code's definition of exclusivité expressly includes co-exclusivité: two agents charged to the exclusion of others are still in an exclusive situation. The first exclusive must end before another exclusive (or co-exclusive) can be accepted.

5An IPI inspector finds that last Friday you transferred EUR 1,200 from the courtier's compte de tiers to the agency's operating account to cover the office rent, intending to repay it on Monday when a commission cleared. Which statement is correct?

A.A weekend bridging debit is allowed if the account is back in credit within 72 hours.

B.Set-off against a commission that will soon be due is authorised by art. 31 once the notary is appointed.

C.The compte de tiers may never go into debit, may not be used as credit or security, and may not be set off against the agent's own accounts; the debit is a deontological and legal breach.

D.Syndics must use a compte de tiers this way; courtiers may follow the same practice.

Explanation: The compte de tiers directive (arts. 29, 66 and 68) and the 2013 law require a never-debit balance, no credit facility, no security, and no set-off with the agent's own money. Bridging the office rent, even with an intention to repay, is exactly the mixing IPI chambers sanction. Courtiers and régisseurs must hold a compte de tiers; syndics manage ACP money on ACP accounts instead.

6At 18:40 on Friday you receive a signed, unconditional offer at the asking price on an exclusive sale file. The seller is at a wedding until Sunday evening and asked not to be disturbed. What does art. 52 require?

A.Transmit the firm offer to the commettant immediately; weekend convenience of the seller does not authorise parking a firm offer until Monday.

B.Hold the offer until the next working day because IPI only counts business hours.

C.Counter-sign the offer yourself under the exclusive mandate so the seller is not disturbed.

D.Tell the buyer the file is frozen until the oral aptitude sitting is booked.

Explanation: Article 52 requires immediate transmission of firm offers to the commettant. A courtier may not filter, delay or 'protect' the seller from a valid firm offer. Immediate contact by phone, email or the channel already agreed in the mandate is required; the agent's diary does not rewrite art. 52.

7While your exclusive sale mandate is running, you decide the listed Brussels apartment would suit you as a personal investment. What must happen before you can become the buyer?

A.You may buy if you pay the asking price and waive commission.

B.You must first withdraw from the mission; art. 67 forbids the intermédiaire from becoming the counterparty while still acting on the file.

C.You may buy through a company you control so the named buyer is not you personally.

D.You may buy if the Chambre exécutive stamps the compromis.

Explanation: Article 67 is categorical: the intermédiaire cannot become the counterparty to the commettant's transaction unless the agent first withdraws from the mission. A personal or corporate vehicle does not cure the conflict while the mandate is live. Transparency after the fact is not a substitute for withdrawal.

8You are inscribed as titulaire in both the courtier and syndic columns. How many hours of formation permanente (CPD) does art. 37 require for the year?

A.10 hours in total, because IPI counts one professional title.

B.20 hours in the syndic column only; the courtier column is exempt after the stage.

C.5 hours per column, 10 in total.

D.10 hours per column, so 20 hours because you sit in both columns.

Explanation: Article 37 requires 10 hours of CPD per column. A dual-column titulaire therefore owes 20 hours. Trainees follow the IPI-imposed courses (art. 38) in addition to the path rules; the 10/20 split is the standing deontological CPD rule for titulaires.

9A review of your consumer-facing materials shows the IPI number and professional-indemnity insurer on every paper mandate, but the website only shows the trade name and a mobile number. What is missing under art. 20?

A.Nothing: art. 20 is limited to paper documents handed to the commettant.

B.Only the BCE number is required online; the insurer is a paper-only mention.

C.Art. 20 requires the IPI number and the insurer plus policy references on documents and on the website.

D.Art. 20 is satisfied if the panonceau is displayed on the office door.

Explanation: Article 20 requires the IPI identification number and the professional-indemnity insurer with policy references both on professional documents and on the website. A paper-only compliance is incomplete. Social-media and site mentions are part of the same consumer-facing duty.

10On Tuesday a consumer signs your exclusive letting mandate at the office after receiving the written draft. On Friday she emails that she withdraws. No visit has been organised. What is the correct analysis under AR 28 September 2023?

A.A consumer intermediation contract carries a 14 calendar-day withdrawal right; Friday is within that window, so the mandate ends and no fee is due for the unused mission.

B.Withdrawal exists only for distance contracts, so an office signature is immediately binding.

C.The 14-day right applies only to syndics' ACP contracts.

D.She may withdraw only if she pays a forfait equal to one month's rent.

Explanation: AR 28 September 2023 gives consumers a 14 calendar-day withdrawal right on intermediation contracts (sale or letting). An office signature does not strip that right. Because no performance that would justify a fee has yet occurred, the consumer walks away without honoraire.

About the IPI/BIV Aptitude Test Exam

The IPI/BIV test d'aptitude pratique / praktische bekwaamheidstest is the real licensing exam at the end of the Belgian real-estate stage. Unlike the earlier competence test, this one must be passed. The written part is 60 computer MCQs in 2 hours at IPI/BIV (60% to proceed). The oral is a case interview before the Executive Chamber of the candidate's linguistic role (60%), drawing on the stage file and deontology. Diploma-route candidates need 1,500 principal-stage hours (plus 750 for a second column) within 12–36 months. Official papers are Dutch or French. This English four-option bank is a study adaptation of the official themes — not an official translation or a simulation of the PC paper or the viva.

Assessment

End-of-stage licensing exam. Written MCQ (60 items, 2 hours, 60%) at IPI/BIV, then an oral case interview before the linguistic-role Executive Chamber (stage-tool documents such as a lease or compromis plus deontology; 60%). One aptitude per column. Official languages are Dutch and French. Communication devices and notes are banned. This English four-option bank is a study adaptation of the official themes — not an official translation, not a three-choice PC simulation, and not a substitute for oral practice before the Chamber.

Time Limit

Written: 2 hours (up to 180 minutes with a documented reasonable adjustment). Oral: scheduled by IPI/BIV; duration is not published as a fixed minute count.

Passing Score

60% on the written MCQ to reach the oral; 60% on the oral. Both required within 36 months of trainee inscription.

Exam Fee

No separate sitting fee published. EUR 125 dossier fee on the original trainee application (credited to first 2026 cotisation: EUR 945 titular/current trainee; new trainee EUR 895 H1 / EUR 447.50 H2). (Institut Professionnel des Agents Immobiliers / Beroepsinstituut van Vastgoedmakelaars (IPI/BIV) Executive Chamber)

IPI/BIV Aptitude Test Exam Content Outline

~16% of this local bank

Deontology and professional duties

Code of Deontology, conflicts, IPI mentions, CPD, and oral ethics questions.

~14% of this local bank

Letting mandate, file and lease

Letting mission, regional leases, deposits, indexation, and reading a lease aloud at the oral.

~14% of this local bank

Sale mandate, file and compromis

Sale mission, information duty, compromis clauses, Breyne Law, and consumer withdrawal.

~10% of this local bank

Real-estate taxation

Flanders 12%/2%, Wallonia 12.5%/3%, Brussels 12.5% with EUR 200,000 abattement, and 21% VAT on new builds.

~8% of this local bank

Financing and insurance

Mortgage conditions, IPI RC/cautionnement, and building insurance.

~8% of this local bank

Architecture and expertise

PEB/EPB, planning documents, and sincere valuations.

~8% of this local bank

Property management (régisseur)

Management mandate, compte de tiers, and AG proxy limits.

~8% of this local bank

Syndic administrative management

ACP, distinct account, AG, and syndic neutrality.

~6% of this local bank

Syndic technical management

Common-parts conservation, contractors, and works provisions.

~8% of this local bank

Syndic finance and claims

Working capital, reserve, charge calls, claims, and 10-year archives.

How to Pass the IPI/BIV Aptitude Test Exam

What You Need to Know

Passing score: 60% on the written MCQ to reach the oral; 60% on the oral. Both required within 36 months of trainee inscription.
Assessment: End-of-stage licensing exam. Written MCQ (60 items, 2 hours, 60%) at IPI/BIV, then an oral case interview before the linguistic-role Executive Chamber (stage-tool documents such as a lease or compromis plus deontology; 60%). One aptitude per column. Official languages are Dutch and French. Communication devices and notes are banned. This English four-option bank is a study adaptation of the official themes — not an official translation, not a three-choice PC simulation, and not a substitute for oral practice before the Chamber.
Time limit: Written: 2 hours (up to 180 minutes with a documented reasonable adjustment). Oral: scheduled by IPI/BIV; duration is not published as a fixed minute count.
Exam fee: No separate sitting fee published. EUR 125 dossier fee on the original trainee application (credited to first 2026 cotisation: EUR 945 titular/current trainee; new trainee EUR 895 H1 / EUR 447.50 H2).

Keys to Passing

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IPI/BIV Aptitude Test Study Tips from Top Performers

1Pass the written paper first: 60% of 60 items in 2 hours, no guessing penalty, but blanks score zero — answer every item.

2Re-read your stage tool before the oral: the Chamber may pull a lease, compromis, agenda or evaluation as the hook, then ask broader column knowledge.

3Drill the Code of Deontology with article-level duties (written mandate, IPI mentions, compte de tiers, no surplus-fee, 10 CPD hours per column).

4Keep regional law separate: Flanders, Brussels and Wallonia each set principal-residence leases and registration duties.

5Practise explaining a compromis and a residential lease out loud; that is the skill the oral tests and that this MCQ bank cannot simulate.

6Official items use three choices on a closed PC; this bank uses four-option English MCQs as a study aid, not a format simulation.

7Do not wait until month 35: IPI's 2026 example requires both parts passed before the third anniversary of trainee inscription.

Frequently Asked Questions

What is the IPI/BIV practical aptitude test?

It is the end-of-stage licensing exam (test d'aptitude pratique / praktische bekwaamheidstest). IPI/BIV contrasts it with the earlier competence test: this one must be passed. It has a written MCQ and an oral before the Executive Chamber.

How many questions and what is the pass mark?

The written paper has 60 multiple-choice items in 2 hours. You need at least 60% to be invited to the oral, and at least 60% on the oral. This page's 100 four-option English items are a study bank, not that official paper.

Is the oral just one question?

No. IPI/BIV lists that rumour as a misconception. The Chamber uses the stage file (for example a lease or compromis) plus deontology and may ask follow-up knowledge questions across the whole column, not only the documents you uploaded.

What languages is the official exam in?

Dutch or French on PC for the written paper; the oral is before the Executive Chamber of your linguistic role. A candidate-chosen interpreter is allowed at the oral. IPI/BIV has not published an official English sitting. This bank is an English-language MCQ study adaptation, not an official translation and not a viva simulation.

What happens if I fail?

You get one retake of the failed part. Failing the retake ends the stage and omits you from the column. You may restart a stage immediately only once; after that, re-inscription waits three years. You must still finish both parts within 36 months of the original trainee inscription.

Is there a published exam fee?

IPI/BIV does not publish a separate aptitude ticket. The trainee dossier fee is EUR 125 (credited to the first cotisation). 2026 physical-person cotisation is EUR 945 for titulaires and current stagiaires.

Can I sit from home?

No. IPI/BIV states both the written and oral parts take place at IPI/BIV. Reasonable adjustments (extra time up to 180 minutes on a printed written paper, a reader, a specific seat, or the candidate's own attenuating headset) are requested via tests@ipi.be or testen@biv.be with a medical certificate.

Do broker and syndic candidates sit the same exam?

Each column has its own aptitude. A principal stage (1,500 hours) must be validated before the secondary-column aptitude (extra 750 hours). Written themes overlap, and IPI notes broker candidates may still see syndic items and vice versa on the earlier competence test; the oral is column-specific.