100+ Free BCS Written Finance Practice Questions

Prepare for the BCS Written Post-Related Finance, Subject Code 711, Total Marks 200 exam with instant access — no signup required.

✓ No registration✓ No credit card✓ No hidden fees✓ Start practicing immediately

100+ Questions

100% Free

Loading practice questions...

Same family resources

Explore More Bangladesh Civil Service (BCS) Exams

Continue into nearby exams from the same family. Each card keeps practice questions, study guides, flashcards, videos, and articles in one place.

2026 Statistics

Key Facts: BCS Written Finance Exam

200 marks

Official post-related Finance paper (Subject Code 711)

BPSC written syllabus

100 + 100

Part I and Part II marks

BPSC written syllabus

4 hours

Duration used for BPSC 200-mark written papers (confirm routine)

BPSC sitting practice

50% aggregate

Written-stage pass on the 900-mark written exam

BPSC BCS examination page

Tk. 200 / Tk. 50

50th BCS general / reduced application fee; no separate written fee

50th BCS circular reporting citing PSC

Descriptive

Official paper format (this bank is an English MCQ study adaptation)

BPSC written examination

BCS Finance is a 200-mark, 4-hour descriptive post-related written paper (code 711; Part I and Part II 100 marks each). BPSC requires 50% aggregate on the 900-mark written exam, with per-paper minima. The 50th BCS application fee is Tk. 200 general / Tk. 50 reduced categories, with no separate written fee. This page offers 100 English MCQs as a study aid, not an official-paper simulation.

Sample BCS Written Finance Practice Questions

Try these sample questions to test your BCS Written Finance exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Business finance is best described as the activity of:

A.Acquiring and allocating funds so that the firm can meet its objectives

B.Recording historical journal entries for tax inspectors only

C.Setting the statutory corporate-tax rate for Bangladesh

D.Printing banknotes and coins for the economy

Explanation: Business finance is the procurement and use of funds to achieve firm goals—liquidity, profitability and value. Accounting records transactions; monetary issue is a central-bank function, not a corporate finance function.

2The generally preferred goal of the financial manager is to:

A.Maximise this year's reported accounting profit only

B.Maximise the market value of owners' equity (shareholder wealth)

C.Keep the cash balance as large as possible in perpetuity

D.Minimise the firm's tax bill even if value is destroyed

Explanation: Wealth maximisation uses the market value of equity, which reflects timing, risk and cash flows. Profit maximisation ignores risk and the time value of money; idle cash and tax avoidance can reduce value.

3Which set best matches the usual split of treasurer versus controller functions?

A.Treasurer: financial reporting and internal audit; controller: bank relations and cash

B.Treasurer: product design and sales forecasts; controller: factory scheduling

C.Treasurer: cash, credit, capital raising and bank relations; controller: accounting, reporting, tax and audit

D.Both officers only set the statutory reserve ratios of commercial banks

Explanation: The treasurer manages the external finance interface—cash, receivables credit, funding and banks. The controller manages the information and control interface—accounts, reports, tax and audit. The split is a standard corporate-finance organising device.

4A finance officer who negotiates a term loan, invests surplus cash and maintains bank relationships is primarily performing:

A.Controller functions

B.External statutory audit

C.Central-bank monetary-policy operations

D.Treasurer functions

Explanation: Raising funds, cash investment and bank relations sit with the treasurer. The controller would be closing the books, costing, tax compliance or internal reporting.

5Which of the following is a primary internal source of financial information for a firm?

A.The firm's own financial statements, budgets and cost reports

B.An unrelated competitor's unpublished board minutes

C.A random social-media rumour with no supporting ledger

D.A foreign central bank's confidential intervention log

Explanation: Managers first use internal statements, budgets and cost reports. External sources (stock-exchange filings, industry data, Bangladesh Bank publications) supplement those internals; rumours and confidential third-party logs are not legitimate primary sources.

6A typical source of short-term finance is:

A.A 20-year secured debenture issue

B.Trade credit from suppliers and a bank overdraft

C.Ordinary-share flotation on the stock exchange

D.Perpetual preference capital

Explanation: Short-term finance is generally due within a year: trade credit, overdrafts, commercial paper and factoring. Debentures, ordinary shares and perpetual preference capital are long-term (or permanent) sources.

7Intermediate-term financing is best illustrated by:

A.Cash on delivery from a raw-material supplier

B.A perpetual bond with no maturity date

C.A 3-year bank term loan or a medium-term lease

D.Ordinary shares with no repayment obligation

Explanation: Intermediate (medium-term) finance typically runs beyond one year but is not permanent capital—term loans of a few years, hire-purchase and leases. COD is ultra-short; equity and perpetuities are permanent.

8Which mix is a set of long-term financing sources?

A.Bank overdraft, factoring and 30-day trade credit

B.Accrued wages and a revolving one-month credit line

C.A lock-box collection float only

D.Retained earnings, ordinary shares and long-term debentures

Explanation: Long-term finance supports fixed assets and permanent working capital: equity (including retained earnings) and long-term debt. Overdrafts, factoring, accruals and collection float are short-term cash tools.

9A funds-flow (sources-and-uses) statement primarily explains:

A.Where funds came from and how they were applied between two balance-sheet dates

B.Why the statutory corporate-tax rate changed this year

C.The physical quantity of goods in a warehouse

D.The face value of notes issued by Bangladesh Bank

Explanation: Funds-flow analysis reconcilies changes in working capital (or cash) by listing sources (profit, depreciation, new capital, asset sales) and uses (losses, asset purchases, debt repayment, dividends). It is a corporate-planning tool, not a tax or monetary-issue statement.

10Percent-of-sales financial forecasting assumes that:

A.Every balance-sheet item is legally fixed by Bangladesh Bank

B.Selected assets and spontaneous liabilities vary in proportion to sales unless there is evidence otherwise

C.Sales never affect receivables or inventory

D.Long-term debt must always equal exactly half of sales

Explanation: The percent-of-sales (and related regression) approaches project items that move with sales—typically current assets and spontaneous payables—then derive the external-funds needed. Discretionary items (long-term debt, equity issues) are plug figures, not automatic percentages.

About the BCS Written Finance Exam

BCS Written Post-Related Finance (Subject Code 711) is a 200-mark descriptive paper for technical/professional-cadre and dual-cadre BCS applicants. Part I covers business finance, corporate planning, working capital, capital budgeting, cost of capital, leverage, ratio analysis, dividend and share issues, insurance, and Bangladesh institutions named in the syllabus (BSB, BSRS, ICB, the Securities and Exchange Commission, and the stock exchanges). Part II covers banking theory, the Negotiable Instruments Act, bank funds and credit, Islamic modes of investment, rural and microfinance, Bangladesh Bank, nationalized and private commercial banks, development banks, and electronic banking. Official papers are written, not multiple choice. This free bank is an English-language MCQ study adaptation of the assessable knowledge—not an official translation, format simulation, or substitute for writing practice.

Assessment

Official written paper: 200 marks in two parts of 100 marks each — Part I (business finance, corporate planning, ratios, insurance, BSB/BSRS/ICB, SEC and stock exchange) and Part II (banking, negotiable instruments, Islamic banking, rural/microfinance, Bangladesh Bank and commercial banks, e-banking). Duration used for BPSC 200-mark written papers is 4 hours; confirm the sitting routine. This bank is an English-language MCQ study adaptation, not an official translation or format simulation.

Time Limit

4 hours (duration used for BPSC 200-mark written papers; confirm the current routine)

Passing Score

50% aggregate on the 900-mark written examination (BPSC page); per-paper minima also apply as set by BPSC. Confirm the current circular.

Exam Fee

Tk. 200 general (50th BCS); Tk. 50 for ethnic minority, persons with disabilities, and third-gender applicants; no separate written or viva fee. Confirm the live circular. (Bangladesh Public Service Commission (BPSC))

BCS Written Finance Exam Content Outline

50% of the official paper (100 marks)

Part I — Business finance and corporate financial management

Goals and functions of business finance; financial manager, controller and treasurer; sources of information and of short-, intermediate- and long-term finance; funds-flow analysis; forecasting; cash and working-capital management; capital budgeting; cost of capital and capital-structure theory; financial leverage; corporate and personal taxes; ratio and time-series analysis; pro-forma statements; financial markets; dividend policy, bonus and rights issues; valuation of shares; insurance principles and Bangladesh insurance operations; BSB, BSRS, ICB; Securities and Exchange Commission and stock-exchange operations in Bangladesh.

50% of the official paper (100 marks)

Part II — Banking, Islamic finance, rural credit and e-banking

Need for banks; commercial and central banking; banker–customer relationship; Negotiable Instruments Act; comparative banking; deposit, capital, reserve, liquidity and loan management; cash credit and overdrafts; credit analysis and problem loans; financial-service marketing and pricing; Islamic banking modes; rural economy, rural credit and microfinance sustainability; foreign-exchange reserve management; banking-reform and regulatory arrangements; investment of bank funds; electronic banking, e-payments, cheques, cards, lock box, clearing house, ATM and tele-banking; Bangladesh Bank, nationalized commercial banks, private commercial banks and development-bank operations.

How to Pass the BCS Written Finance Exam

What You Need to Know

Passing score: 50% aggregate on the 900-mark written examination (BPSC page); per-paper minima also apply as set by BPSC. Confirm the current circular.
Assessment: Official written paper: 200 marks in two parts of 100 marks each — Part I (business finance, corporate planning, ratios, insurance, BSB/BSRS/ICB, SEC and stock exchange) and Part II (banking, negotiable instruments, Islamic banking, rural/microfinance, Bangladesh Bank and commercial banks, e-banking). Duration used for BPSC 200-mark written papers is 4 hours; confirm the sitting routine. This bank is an English-language MCQ study adaptation, not an official translation or format simulation.
Time limit: 4 hours (duration used for BPSC 200-mark written papers; confirm the current routine)
Exam fee: Tk. 200 general (50th BCS); Tk. 50 for ethnic minority, persons with disabilities, and third-gender applicants; no separate written or viva fee. Confirm the live circular.

Keys to Passing

Work through all 100 available questions
Review every answer and explanation
Track weak areas and revisit them
Use our AI tutor for tough concepts

BCS Written Finance Study Tips from Top Performers

1Practise full written answers after you lock the MCQ concepts: BPSC awards marks for structure, definitions, and Bangladesh examples (BB, ICB, DSE/CSE), not for circling options.

2For Part I calculations, show current ratio, NPV, payback, WACC (after-tax debt) and leverage workings; do not memorise unpublished Bangladesh Bank rates as if they were in the syllabus.

3Keep insurance principles distinct: indemnity and subrogation do not apply to life assurance in the same way as to property insurance.

4For Part II, be able to contrast cash credit, overdraft and term loans, and name Islamic modes (mudarabah, musharakah, murabaha, ijarah, bai-salam, bai-muajjal) with one sentence each.

5Use official names from the syllabus (Bangladesh Bank, ICB, BSB, BSRS, Securities and Exchange Commission). If you mention a later renaming or merger, label it as later institutional history, not as a substitute syllabus title.

6Treat this MCQ bank as concept drill, then write timed 200-mark answers under a 4-hour constraint.

Frequently Asked Questions

What is BCS Written Post-Related Finance?

It is the 200-mark post-related written paper (Subject Code 711) in the BCS written stage for technical/professional-cadre and dual-cadre applicants. The official BPSC syllabus splits it into Part I and Part II of 100 marks each.

Is the official Finance paper multiple choice?

No. The official paper is descriptive (written). This bank is a free English-language MCQ study adaptation of the syllabus knowledge, not an official translation, format simulation, or substitute for writing practice.

What is the pass mark?

The BPSC page requires 50% aggregate on the 900-mark written examination. Per-paper minima also apply as set by BPSC. Confirm the current circular rather than treating any unofficial per-paper percentage as official.

How long is the Finance written paper?

Four hours is the duration used for BPSC 200-mark written papers on this site and in longstanding BPSC sitting practice. Always confirm the timetable on the current written-exam routine.

Is there a separate fee for the written Finance paper?

No. The BCS application fee covers preliminary, written, and viva stages. For the 50th BCS the published fee is Tk. 200 general and Tk. 50 for ethnic minority, persons with disabilities, and third-gender applicants. Confirm the live circular.

Does this bank use current Bangladesh Bank policy rates?

No. CRR, SLR, repo and provision percentages change by circular and are not treated here as fixed syllabus facts. Questions test concepts (what CRR or classified loans are for) and use invented classroom numbers only where a calculation is required.

Why do items still say BSB, BSRS and SEC?

Those are the official syllabus names. Bangladesh Shilpa Bank (BSB) and Bangladesh Shilpa Rin Sangstha (BSRS) were development-finance institutions later amalgamated into Bangladesh Development Bank Limited (BDBL). The Securities and Exchange Commission is now the Bangladesh Securities and Exchange Commission (BSEC). The bank keeps the syllabus names and notes verified successors without inventing replacements.

In what language is this practice bank?

User-facing items are in English, preserving official names (Bangladesh Bank, ICB, BSB, BSRS, and essential Bangla/Arabic finance terms). This is an original study adaptation, not an official BPSC paper or translation.

100+ Free BCS Written Finance Practice Questions

Explore More Bangladesh Civil Service (BCS) Exams

BCS Preliminary Test (BPSC, Bangladesh)

BCS Viva Voce (BPSC, Bangladesh)

BCS Written Compulsory: Bangla (BPSC, Bangladesh)

BCS Written Compulsory: Bangladesh Affairs (BPSC, Bangladesh)

BCS Written Compulsory: English (BPSC, Bangladesh)

BCS Written Compulsory: General Science & Technology (BPSC, Bangladesh)