Free Practice Questions for AHWD

AHWD (At Home With Diversity) is a NAR certification awarded to REALTORS who complete a 7-hour course and pass an assessment on fair housing law, cultural competency, accessibility, multicultural marketing, and risk reduction. It signals that an agent is trained to serve clients across protected classes in compliance with the Fair Housing Act of 1968 and the NAR Code of Ethics Article 10. Many brokerages use AHWD to satisfy fair housing training requirements.

To earn AHWD you must: 1) hold an active REALTOR membership, 2) complete the 7-hour AHWD course (in-person, virtual, or online with an approved provider), 3) pass the assessment with 70% or higher, and 4) submit the AHWD certification application with the $75 fee to NAR. There is no production, transaction, or experience requirement.

The AHWD certification application fee is $75. Course tuition varies by provider, typically $80 to $150 depending on format. Total all-in cost is generally $155 to $250 for the course, materials, and certification fee. Active REALTOR membership dues are also required separately.

A service animal under the ADA is a dog (or in limited cases a miniature horse) individually trained to perform a task related to a person's disability and is allowed in public accommodations. An emotional support animal (ESA) provides comfort but is not task-trained; under the FHA, ESAs are a reasonable accommodation in housing only and have no public-access right. AHWD candidates must apply the FHA standard for housing requests and the ADA standard for offices and public spaces.

The Housing for Older Persons Act (HOPA) exempts qualified senior communities from familial status protections under the Fair Housing Act. Two HOPA exemptions apply: 62+ communities where every resident must be 62 or older, and 55+ communities where at least 80% of occupied units must have a resident age 55 or older with the community publishing intent and verifying age. AHWD-certified agents must verify HOPA compliance documentation before marketing a property as age-restricted.

The Act's text lists "sex," not sexual orientation or gender identity. HUD issued guidance in February 2021 reading sex discrimination to include both, but withdrew it effective September 17, 2025. Many states and cities expressly add sexual orientation and gender identity as protected classes. NAR Code of Ethics Article 10 has explicitly listed both since 2011 (sexual orientation) and 2014 (gender identity), so REALTORS remain bound by that ethical standard.