FREE Tennessee Life & Health Insurance Exam Guide 2026: TDCI Exam Prep
Video
Which Tennessee state agency is responsible for regulating the insurance industry, including life and health insurance?
Tn Licensing
Question · Easy
After two years: a gospel of grace
Short
Blog
Tennessee Department of Commerce and Insurance (TDCI)
TN Regulation & Licensing
Flashcard
Which testing vendor administers the Tennessee life and health insurance licensing exams?
Kind of life insurance that pays only if the insured dies within a set number of years or before a stated age.
Life policy types
Guess the Term
Standalone Coverage Map
Study guide
Cheat sheet
What is the passing score for the Tennessee Life & Health insurance licensing exam?
1035 Exchange
term
1. IRC Section 1035 permits qualifying exchanges of specified life insurance, endowment, annuity and qualified long-term care contracts without immediate recognition of gain or loss. It does not permit an annuity-to-life e…
Glossary
Read the clue and guess the term in 6 tries.
Game
Tennessee Commissioner of Commerce and Insurance
The Tennessee Life & Health insurance licensing exam consists of how many questions?
___ life insurance: permanent coverage that can be kept in force for the insured's entire life, with premiums in its basic form paid over that same lifetime.
Accelerated Death Benefit
1. An accelerated death benefit is a life insurance policy provision that allows terminally ill policyholders to receive a portion of their death benefit while still living, typically when diagnosed with a terminal illness…
In Tennessee, how many of the 24 required continuing education hours must be in ethics?
RMDs start at 73
Tennessee Insurance Code (Title 56)
What is the time limit for completing the Tennessee Life & Health insurance licensing exam?
Policy ___: money an owner borrows from the insurer against a policy's cash value, usually with interest owed.
Life policy provisions
Introduction: Tennessee Life & Health Insurance Exam Overview
Tennessee Life & Health Exam Overview
A Tennessee insurance producer license is valid for:
Actual Cash Value (ACV)
1. Actual Cash Value is a property valuation method that equals replacement cost minus depreciation, representing what property is worth today after accounting for wear and tear.
Swap tiles to line up three of the same term.
Term Match
Tennessee Pre-Licensing Education
In Tennessee, a producer who fails the licensing exam must wait how long before retaking it?
Amendment attached to an insurance policy that changes its coverage, often by adding an optional benefit.
Adverse Selection
1. Adverse selection is an insurance phenomenon where higher-risk individuals are more likely to purchase insurance than lower-risk individuals, creating an imbalanced risk pool that can lead to increased premiums and pote…
The Tennessee Commissioner of Commerce and Insurance is:
Question · Medium
Irrevocable: a first dance
Tennessee Producer CE Requirement
A Tennessee producer who allows their license to lapse may reinstate it within:
Kind of deferred annuity that guarantees at least a minimum interest rate set by the insurer, with no tie to a market benchmark.
Annuity types
National Portion: Insurance & Risk Fundamentals
1.1 Risk, Peril, Hazard, and the Law of Large Numbers
Under Tennessee law, the free-look period for a life insurance policy is:
Tn Regulations
Annuity
1. An annuity is an insurance contract that provides a stream of income payments, typically for retirement, in exchange for an initial lump sum or series of payments.
Flip two cards at a time to find matching terms.
Term Pairs
Tennessee Non-Resident Licensing
The incontestability clause in a life insurance policy limits the contestability period to:
Life Policy Provisions
Life policy that fails the seven-pay test, so its loans and withdrawals are taxed on an income-first basis.
Retirement concepts
Assignment (Insurance)
1. Assignment is the transfer of some or all policy rights from the policyholder to another party, commonly used for collateral assignments (securing loans) or absolute assignments (permanent transfer of ownership).
Life insurance proceeds are protected from creditors:
Life and health terms people mix up
Tennessee License Reinstatement & Retake
Insurance law requires that life insurance policy illustrations include:
Life Insurance Policies
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