Key Takeaways

  • Must possess current NC Notary Public Guidebook
  • Surety bond is NOT required in North Carolina
  • E&O insurance is optional but recommended
  • Records should be kept secure and accessible
  • Old commission documents should be safely stored
Last updated: January 2026

Notary Supplies and Record Keeping

Beyond the seal, North Carolina notaries need certain supplies and must follow good record-keeping practices.

Required Supplies

ItemRequired?Notes
NC Notary Public GuidebookYesCurrent edition required
Official Seal/StampYesMust meet all requirements
Black Ink PenRecommendedPermanent ink preferred
JournalRecommended (Required for RON)Strongly encouraged

NC Notary Public Guidebook

RequirementDetail
Must PurchaseRequired for all notaries
Current EditionMost recent approved by Secretary of State
PublisherUNC School of Government
Keep as ReferenceThroughout commission term
AvailabilityThrough Secretary of State or UNC

Bond and Insurance

ItemNC Requirement
Surety BondNOT required
E&O InsuranceOptional but recommended

Why E&O Insurance is Recommended

Even though not required, Errors and Omissions (E&O) insurance:

  • Protects against claims of negligence
  • Covers legal defense costs
  • Provides peace of mind
  • Notaries are personally liable without it

Commission Documents to Retain

DocumentPurposeRetention
Commission CertificateProof of authorityDuring commission term
Oath of OfficeFiled with Register of DeedsCopy for records
Application (Copy)ReferencePersonal records
JournalEvidence and protection10+ years recommended

Record Keeping Best Practices

PracticeBenefit
Secure StorageProtect sensitive information
Organized SystemEasy retrieval when needed
Backup Important DocumentsProtection against loss
Proper DisposalShred old documents securely

Commission Changes

When your commission information changes:

ChangeAction Required
Name ChangeNotify Secretary of State; may need new commission
Address ChangeUpdate with Secretary of State
Employer ChangeUpdate if relevant to non-resident status

End of Commission

When your commission ends or is not renewed:

ActionRequired
Destroy SealDeface or physically destroy
Retain RecordsKeep journal and records for 10+ years
Do Not NotarizeCannot perform acts after expiration
Obtain New SuppliesIf renewing, get new seal with new expiration

Key Points for the Exam

  • Guidebook required: Must purchase and keep current edition
  • No bond required: NC does not require surety bond
  • E&O insurance: Optional but strongly recommended
  • Record retention: Keep records 10+ years
  • When commission ends: Destroy seal, keep records
Test Your Knowledge

Is a surety bond required for North Carolina notaries?

A
B
C
D
Test Your Knowledge

What publication must all NC notaries purchase and keep as a reference?

A
B
C
D