Insurance Exams6 min read

FREE New Mexico Life & Health Insurance Exam Guide 2026: OSI Exam Prep

Complete free New Mexico Life & Health insurance exam prep guide for 2026. Learn exam format, NM OSI requirements, and access free practice questions.

Ran Chen, EA, CFP®January 14, 2026

Key Facts

  • New Mexico does NOT require pre-licensing education (but it is recommended)
  • beWellnm is New Mexico's state-based exchange
  • Centennial Care is NM Medicaid
  • New Mexico requires 24 hours CE every 2 years (including 3 hours ethics)

New Mexico Life & Health Insurance License Exam Overview

The New Mexico Life & Health Insurance License Exam is administered by PSI on behalf of the New Mexico Office of Superintendent of Insurance (OSI). New Mexico operates beWellnm, a state-based health insurance exchange.

Exam Format at a Glance

ComponentDetails
Total Questions150 multiple-choice
Time Limit2.5 hours (150 minutes)
Passing Score70%
Testing VendorPSI
Exam Fee$45
Pre-licensing EducationNot required (recommended)

Why Get Licensed in New Mexico?

  • State exchange — beWellnm marketplace
  • Growing Albuquerque — Healthcare sector
  • Diverse population — Unique insurance needs
  • Regional opportunities — Southwest market

📚 Start Your FREE New Mexico Life & Health Exam Prep

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Key Topics Covered

Life Insurance (30%)

FeatureNM Standard
Grace Period30 days
Incontestability2 years
Free Look10 days

Health Insurance (30%)

  • beWellnm (state-based exchange)
  • New Mexico Medicaid (Centennial Care)
  • CHIP

NM Insurance Regulations (15%)

  • New Mexico Statutes Chapter 59A
  • OSI authority
TopicNM Requirement
Pre-licensingNot required
CE requirement24 hours/2 years
Passing score70%

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Test Your Knowledge
Question 1 of 2

What is NM's health insurance exchange called?

A
NM Health
B
beWellnm
C
Healthcare.gov
D
Enchanted Care
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