Real Estate Exams9 min read

Iowa Real Estate Exam Prep: Best Study Plan and Practice Test Path (2026)

Iowa real estate exam prep for 2026 with an exact 30-day study plan, PSI exam structure, state/national split, practice-test targets, remediation workflow, pass benchmarks, and exam-day checklist.

Ran Chen, EA, CFP®February 19, 2026

Key Facts

  • Iowa salesperson exam is split into 80 national questions and 40 state questions in the PSI bulletin structure.
  • Candidates must pass each section separately at 70 percent, which maps to 56 correct on national and 28 on state.
  • PSI bulletin timing is 120 minutes for national and 60 minutes for state content.
  • Iowa allows both in-person and remote online-proctored real estate testing through PSI workflows.
  • Iowa licensing path includes a 60-hour course plus three 12-hour courses tied to buying, listing, and professionalism.
  • Section-level timed practice is higher value than untimed mixed drilling for final pass readiness.
  • A remediation loop based on error type tagging is one of the fastest ways to raise borderline scores.
  • Most avoidable failures come from weak Iowa-law preparation and lack of section-specific timing practice.
Iowa real estate exam prep 2026 with 80 national and 40 state question split and 30-day plan

📺 Watch the Video

Last updated: February 19, 2026. Built from Iowa Professional Licensing and PSI Iowa candidate bulletin references.

Iowa Exam Prep: Fast Answer

If your goal is to pass quickly, use this framework:

  • Exam format: 120 total questions
  • Split: 80 national + 40 Iowa state
  • Time: 2 hours national + 1 hour state
  • Passing: 70% on each section (56/80 national, 28/40 state)
  • Testing options: in-person and remote online proctored

Step 1: Know the Iowa Licensing Path

Iowa's sales licensing path is not just "take exam and done."

  1. Complete the 60-hour Principles and Practices course.
  2. Meet exam eligibility and schedule with PSI.
  3. Pass both exam portions.
  4. Complete the three required 12-hour Iowa courses (Buying, Listing, Professionalism/Ethics).
  5. Complete application/background/insurance requirements and file through Iowa Professional Licensing.

Step 2: Study in the Right Order

Most people lose time by random-topic studying. Use this order:

  1. National contracts + agency + finance foundation
  2. National math and transaction mechanics
  3. Iowa law and licensing rules
  4. Timed mixed sets (national + state)
  5. Final weak-area repair

This sequence gives better score lift than memorizing Iowa law first.

30-Day Iowa Study Plan

Days 1-7

  • Build national foundation (ownership, agency, contracts, finance basics)
  • 30-40 questions/day

Days 8-14

  • National heavy topics (financing, valuation, transfer, calculations, disclosures)
  • 40-60 questions/day

Days 15-20

  • Iowa-specific rules (licensing workflow, trust handling, disclosure timing, state rules)
  • 30-50 Iowa-focused questions/day

Days 21-26

  • Timed section drills
  • National set target: 80 questions in 120 minutes
  • State set target: 40 questions in 60 minutes

Days 27-30

  • Two full simulations and targeted remediation
  • Fix only high-miss topics, not everything

Question Targets That Actually Work

PhaseQuestion Target
Foundation weeks250-350 total
Mixed/timed phase250-350 total
Final 4 days150-250 total
Total prep range650-950 questions

Weak-Area Remediation Loop

Use this 4-step loop every time you score low in a domain:

  1. Label misses by reason (concept gap, law detail, math error, reading error).
  2. Re-study only that micro-topic for 20-30 minutes.
  3. Re-test 15-20 targeted questions.
  4. Add one-line rule to your final review sheet.

If you skip labeling error types, you will repeat the same mistakes.

Pass Benchmarks Before Booking

MetricSafer Benchmark
National timed sets78-82%
Iowa timed sets80-85%
Last two full mocks80%+ overall and section-level pass

Day-Before Checklist

  1. Confirm your PSI appointment and ID requirements.
  2. Run one short mixed warm-up set (not a full cram day).
  3. Review only your error log and formula/rule sheet.
  4. Sleep on time and keep test-day routine stable.

Common Iowa Pitfalls

  1. Studying national only and under-prepping Iowa law.
  2. Ignoring section-level pass requirement (must pass both portions).
  3. Waiting too late to start post-exam licensing items.
  4. Doing only untimed practice.
  5. Not tracking error types.

Practice Test Path

Official Sources (2026)

Test Your Knowledge
Question 1 of 4

What is the Iowa exam split in the PSI bulletin?

A
100 national / 20 state
B
90 national / 30 state
C
80 national / 40 state
D
70 national / 50 state
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