9.1 Tort Reforms and Liability Distinctions

Key Takeaways

  • Florida transitioned from a pure comparative negligence system to a modified comparative negligence system with a 51% bar in 2023 under HB 837.
  • Medical malpractice actions are exempt from the 2023 tort reforms and continue to be governed by pure comparative negligence.
  • The statute of limitations for general negligence claims in Florida was reduced from four years to two years.
  • Sovereign immunity tort claims are capped at $200,000 per person and $300,000 per occurrence, with pre-judgment interest and punitive damages prohibited.
  • The dangerous instrumentality doctrine imposes vicarious liability on vehicle owners for the negligence of permissive drivers, subject to statutory liability caps.
Last updated: July 2026

9.1 Tort Reforms and Liability Distinctions

Florida’s tort landscape underwent a seismic shift with the passage of House Bill (HB) 837, signed into law on March 24, 2023. This legislation significantly overhauled liability standards, statutes of limitations, and evidentiary rules in civil actions. For the Florida Bar Exam, understanding the pre-reform common law rules alongside these new statutory distinctions is critical, as examiners frequently test the intersection of negligence, apportionment of fault, and sovereign immunity.

Modified Comparative Negligence (The 51% Bar)

Prior to March 24, 2023, Florida was a pure comparative negligence state. Under the old system, a plaintiff could recover damages in a negligence action regardless of their own percentage of fault. If a plaintiff was found to be 90% responsible for their injuries and the defendant was 10% responsible, the plaintiff could still recover 10% of their total damages.

HB 837 amended Florida Statute § 768.81 to transition Florida to a modified comparative negligence jurisdiction. Under the current rule:

  1. A plaintiff is barred from recovering any damages if they are found to be more than 50% at fault (51% or more) for their own injuries.
  2. If the plaintiff is 50% or less at fault, their recovery is reduced in proportion to their percentage of fault, as under the pure comparative negligence system.

Example: A plaintiff is injured in a slip and fall. At trial, the jury finds the plaintiff’s damages are $100,000 and lands on the following apportionment of fault: Plaintiff is 49% at fault, Defendant is 51% at fault. Under current Florida law, the plaintiff is awarded $51,000 (representing the defendant’s 51% share of fault). However, if the jury found the plaintiff to be 51% at fault and the defendant 49% at fault, the plaintiff would recover nothing because the plaintiff’s fault exceeds the 50% threshold.

Critical Exception: The modified comparative negligence rule does not apply to medical negligence actions governed by Chapter 766. In medical malpractice cases, Florida retains the pure comparative negligence standard, meaning a plaintiff who is 90% at fault can still recover 10% of their damages from a negligent doctor.

Reduction in the Statute of Limitations for Negligence

Another massive change introduced by HB 837 concerns the timeline for bringing a lawsuit. Fla. Stat. § 95.11(4) was amended to reduce the statute of limitations for actions founded on general negligence from four (4) years to two (2) years.

  • This applies to typical negligence claims, including motor vehicle accidents, premises liability (slip and falls), and general personal injury claims.
  • The two-year limitation matches the limitation periods for wrongful death, medical malpractice, and intentional torts (like assault and battery).
  • It is important to note that the cause of action accrues when the last element of the tort occurs (or, in cases like medical malpractice, when the injury is or should have been discovered).

Sovereign Immunity and Liability Caps

Florida has waived sovereign immunity for itself, its agencies, and its subdivisions (including counties, municipalities, school districts, and public hospitals) under Fla. Stat. § 768.28. However, this waiver is subject to strict statutory limits and procedural rules:

  1. Damages Cap: Tort recovery against a government entity is capped at $200,000 per person and $300,000 per occurrence. If multiple claimants are injured in a single accident caused by a government entity, the total recovery for all claimants cannot exceed $300,000, and no single claimant can receive more than $200,000.
  2. Claim Bills: A plaintiff who secures a judgment exceeding the caps cannot collect the excess from the government entity directly. Instead, the plaintiff must petition the Florida Legislature to pass a "claim bill" (or legislative relief act) to authorize payment of the excess amount. The passage of a claim bill is entirely discretionary and political.
  3. Punitive Damages and Interest: Punitive damages and pre-judgment interest are completely prohibited in tort actions against government entities.
  4. Attorney's Fees: Plaintiff’s attorney’s fees are statutorily capped at 25% of any settlement or judgment obtained under the sovereign immunity waiver.

The Dangerous Instrumentality Doctrine

Florida is unique in its common law application of the Dangerous Instrumentality Doctrine to motor vehicles. Under this doctrine, an owner of an inherently dangerous tool (which Florida courts have extended to include automobiles) who consents to another person operating that tool is held vicariously liable for any damages caused by the operator's negligent operation.

  • The owner’s liability is strict and co-extensive with the driver’s negligence, provided the vehicle was driven with the owner’s express or implied consent.
  • Federal Preemption (Graves Amendment): Under 49 U.S.C. § 30106, federal law preempts state law by protecting commercial car rental and leasing companies from vicarious liability under the Dangerous Instrumentality Doctrine, provided there is no active negligence or criminal wrongdoing by the rental company.
  • Statutory Limits on Vicarious Liability: For individual (non-commercial) owners, Fla. Stat. § 324.021(9)(b) caps vicarious liability under the doctrine. If the owner lends their vehicle to a permissive user, the owner's liability is generally capped at $100,000 per person and $300,000 per bodily injury occurrence, plus an additional $500,000 for property damage or if the permissive user is uninsured/underinsured.

Premises Liability and Negligent Security Reforms

HB 837 also altered premises liability, particularly for negligent security claims where a plaintiff is injured by the criminal act of a third party on a landowner's property.

  • Negligent Security Apportionment: In a negligent security action, the jury must consider the fault of all persons who contributed to the injury, including the intentional criminal actor (the third-party criminal). This makes it harder for plaintiffs to secure a high percentage of fault against the landowner.
  • Multifamily Housing Presumption: Landlords of multifamily housing receive a rebuttable presumption against liability for third-party criminal acts if they implement specific safety measures, including:
    1. A security camera system at entry points.
    2. Adequate lighting in common areas, parking lots, and walkways.
    3. Deadbolt locks on unit doors, window locks, and peepholes.
    4. Access control gates and fencing.
    5. Crime prevention training for all employees.

The Good Samaritan Act and Emergency Medical Care

Florida’s Good Samaritan Act (Fla. Stat. § 768.13) provides immunity from civil liability for individuals who gratuitously render emergency care in good faith. However, the standard of care differs depending on the context. For ordinary citizens rendering aid at the scene of an emergency outside of a medical facility, they are immune from liability unless they act with ordinary negligence (meaning they must act as a reasonably prudent person). In contrast, healthcare providers rendering emergency medical care in a hospital emergency department or trauma center are subject to a higher protection standard: they cannot be held civilly liable unless they act with reckless disregard for the patient’s safety. This "reckless disregard" standard is a much higher bar for a plaintiff to overcome than ordinary negligence.

Test Your Knowledge

Under Florida's comparative negligence statute (Fla. Stat. § 768.81) as amended by HB 837 in 2023, what happens if a plaintiff is found to be 51% at fault in a standard automobile negligence lawsuit?

A
B
C
D
Test Your Knowledge

Which of the following claims is explicitly EXEMPT from Florida's modified comparative negligence rule (the 51% bar) and continues to apply pure comparative negligence?

A
B
C
D
Test Your Knowledge

What is the statutory cap on tort damages against a state agency or political subdivision under Florida's sovereign immunity waiver (Fla. Stat. § 768.28)?

A
B
C
D