1.2 Connecticut License Requirements
Key Takeaways
- Salesperson applicants must be at least 18 and complete a 60-hour Principles and Practices of Real Estate course from a DCP-approved school.
- The PSI salesperson exam has 110 questions: 80 national (120 minutes) and 30 state (45 minutes), 165 minutes total.
- Passing requires 70% on each portion separately; a high national score cannot rescue a failed state portion.
- Brokers need 2 years of active salesperson experience plus 60 additional hours of broker education (120 hours total).
- Salespersons cannot work independently — a license is issued in association with a sponsoring broker who activates it.
Salesperson License Requirements
Connecticut sets clear gates for salesperson licensure. Know each threshold by its exact number.
1. Eligibility
- Be at least 18 years of age
- Have a high school diploma or equivalent (GED)
- Be of good moral character / pass a suitability review
2. Pre-License Education
Complete a 60-hour Principles and Practices of Real Estate course at a DCP-approved school. The course is the same 60 hours whether taken online or in a classroom, and it must cover Connecticut license law, agency, contracts, financing, fair housing, valuation, and property ownership.
3. The PSI Examination
The exam is delivered by PSI Services at testing centers or by online remote proctoring (available since May 2025). The salesperson exam is split into two separately timed and separately scored portions.
| Detail | Salesperson Exam |
|---|---|
| Total questions | 110 multiple-choice |
| National (general) portion | 80 questions / 120 minutes |
| State (Connecticut) portion | 30 questions / 45 minutes |
| Total seat time | 165 minutes |
| Passing score | 70% on EACH portion |
| Provider | PSI Services |
| Exam fee | $59 (PSI) |
Common Trap: The two portions are scored independently. Scoring 95% national but 65% state means you fail and re-take only the state portion. Many candidates wrongly assume a combined 70% average passes — it does not.
The earlier edition of this guide listed "4 hours total" and elsewhere "3 hours" for the salesperson exam. The correct figure is 165 minutes (120 + 45).
Suitability / Background Review
Applicants undergo a character and criminal-history review. A conviction is not an automatic bar; the Commission weighs the offense against the duties of a licensee.
| Factor reviewed | Weight |
|---|---|
| Felonies involving fraud, dishonesty, theft | High — directly relevant to fiduciary duties |
| Crimes tied to real estate or money handling | High |
| Recency and rehabilitation | Considered (older, resolved matters weigh less) |
| Unrelated minor offenses | Usually low impact |
Broker License Requirements
Becoming a broker means demonstrating both experience and additional study.
| Requirement | Detail |
|---|---|
| Experience | 2 years active as a CT salesperson (commonly within the prior 5 years) |
| Original education | 60 hours (salesperson course) |
| Additional broker courses | 60 hours (Real Estate Brokerage, Appraisal/Legal electives) |
| Total education | 120 hours |
| Exam | PSI broker exam, 70% on each portion |
Fees (approximate — verify on DCP eLicense)
| Fee | Amount |
|---|---|
| Salesperson exam application (DCP) | $80 |
| PSI exam | $59 |
| Initial salesperson license (DCP) | $285 |
| Guaranty Fund (one-time, paid with license) | $20 |
Application Sequence
The order matters; you cannot schedule the PSI exam until you are pre-approved.
- Complete the 60-hour course at an approved school.
- Submit the application and fee through the eLicense portal.
- Clear the suitability/background review.
- Receive PSI eligibility (a notice/postcard authorizing you to register).
- Pass both portions of the PSI exam at 70% each.
- Secure a sponsoring broker — a salesperson cannot operate independently.
- Activate the license through that sponsoring broker.
Worked example: Maria finishes 60 hours in March, applies and clears review, then schedules PSI for April. She scores national 88%, state 72% — both above 70%, so she passes. She then affiliates with a Hartford brokerage, which activates her license; only then may she list or show property.
The Sponsoring-Broker Relationship
Connecticut, like most states, does not issue a salesperson license that can stand alone. A salesperson's license is dormant until a sponsoring broker activates it, and it goes inactive the instant that relationship ends. The salesperson works in the name of and under the supervision of the broker; all commissions flow to the broker, who then pays the salesperson per their independent-contractor or employment agreement. A salesperson may not accept compensation directly from a buyer, seller, or another salesperson.
| Concept | Rule |
|---|---|
| Activation | Broker activates the salesperson's license through eLicense |
| Commission flow | Public → Broker → Salesperson (never public → salesperson) |
| Supervision | Broker is responsible for the salesperson's licensed acts |
| Multiple brokers | A salesperson may be sponsored by only one broker at a time |
Timeline pitfalls
Candidates often misjudge how long the path takes. Plan around these realities:
- The 60-hour course must be finished before you can apply — partial completion does not qualify you for PSI.
- You cannot register with PSI until DCP issues eligibility; build in time for the background review.
- A failed portion is retaken alone, but PSI usually charges a fee each sitting and may impose a short wait.
Salesperson vs. Broker — What Changes
| Dimension | Salesperson | Broker |
|---|---|---|
| Pre-license education | 60 hours | 120 hours total (60 + 60) |
| Experience | None required | 2 years active as a salesperson |
| Can hold escrow / run an office | No | Yes |
| Can sponsor salespersons | No | Yes |
| Works for | A sponsoring broker | Independently or owns a firm |
Exam Alert: Expect a scenario asking whether someone can be paid directly or operate without a broker. The answer for a salesperson is always no — compensation and authority run through the sponsoring broker. Only a broker may independently hold client funds in a trust/escrow account and operate a brokerage office.
On the PSI salesperson exam, a candidate scores 92% on the national portion and 66% on the state portion. What is the outcome?
What is the total seat time for the Connecticut PSI salesperson examination?
How many hours of pre-license education must a Connecticut salesperson applicant complete?