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100+ Free Washington Surplus Lines Practice Questions

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65-75% Pass Rate
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2026 Statistics

Key Facts: Washington Surplus Lines Exam

65-75%

First-Time Pass Rate

Industry Data

70%

Passing Score

WAOIC

100

Exam Questions

Pearson VUE

2.5 hrs

Exam Duration

Pearson VUE

$96

Exam Fee

Pearson VUE

P&C Required

Prerequisite

WAOIC

Washington's surplus lines broker exam has 100 scored questions with a 2.5-hour time limit and 70% passing score. Candidates must hold an active WA P&C license. The exam fee is approximately $96 through Pearson VUE, and the SLA of WA offers a 6-hour preparatory course for about $150.

About the Washington Surplus Lines Exam

The Washington surplus lines broker exam is the most comprehensive in the country with 100 scored questions covering surplus lines markets, Washington surplus lines law (RCW 48.15), diligent search requirements, SLA of WA procedures, the 2% premium tax, eligible insurer standards, NRRA compliance, and E&S coverages.

Questions

100 scored questions

Time Limit

2.5 hours

Passing Score

70%

Exam Fee

$96 (Pearson VUE / WAOIC)

Washington Surplus Lines Exam Content Outline

30%

Surplus Lines Markets

Lloyd's of London, London market, alien insurers, MGAs, binding authority, market cycles, distribution chain, and reinsurance operations

25%

Washington Surplus Lines Law

RCW 48.15, WAOIC regulations, SLA of WA stamping office, licensing requirements, broker obligations, and penalties for violations

20%

Diligent Search & Eligibility

Diligent search requirements, documentation standards, eligible insurer list, financial requirements, and exempt commercial purchasers

25%

Taxation & Compliance

Washington 2% premium tax, NRRA home state rules, SLA filing requirements, recordkeeping, disclosures, and fiduciary duties

How to Pass the Washington Surplus Lines Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 100 questions
  • Time limit: 2.5 hours
  • Exam fee: $96

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

Washington Surplus Lines Study Tips from Top Performers

1Study RCW 48.15 thoroughly — Washington-specific law questions make up a significant portion of the exam
2Understand the SLA of WA's role as a stamping office and its filing requirements and deadlines
3Master the diligent search process, documentation requirements, and when exceptions apply
4Learn the 2% premium tax calculation, collection, and remittance procedures
5Consider taking the SLA of WA's 6-hour prep course ($150) for focused exam preparation
6Practice time management — 100 questions in 150 minutes means about 1.5 minutes per question

Frequently Asked Questions

How many questions are on the Washington surplus lines broker exam?

The Washington surplus lines broker exam has 100 scored questions, making it the most comprehensive surplus lines exam in the country. You have 150 minutes (2.5 hours) to complete the exam, giving you about 1.5 minutes per question. A score of 70% (70 correct answers) is required to pass.

What are the prerequisites for the Washington surplus lines broker license?

You must hold an active Washington Property & Casualty (P&C) insurance license before applying for the surplus lines broker license. There is no minimum experience requirement beyond holding the P&C license. You must also pass the 100-question exam and pay all applicable fees.

What is the SLA of WA preparatory course?

The Surplus Line Association of Washington (SLA of WA) offers a 6-hour preparatory course for approximately $150 that covers key exam topics including surplus lines law, diligent search requirements, and market operations. While not required, it is highly recommended for exam preparation.

What is the Washington surplus lines premium tax rate?

Washington imposes a 2% surplus lines premium tax on all surplus lines policies placed in the state. The surplus lines broker is responsible for collecting this tax from the insured and remitting it to the state through the SLA of WA filing process.

How do I schedule the Washington surplus lines exam?

The exam is administered by Pearson VUE. You can schedule online through the Pearson VUE website after receiving approval from the WAOIC. The exam fee is approximately $96 and is taken at a Pearson VUE testing center in Washington.

What topics are covered on the Washington surplus lines exam?

The exam covers four main areas: surplus lines markets and operations (30%), Washington surplus lines law including RCW 48.15 (25%), diligent search and eligibility requirements (20%), and taxation and compliance including the 2% premium tax and NRRA rules (25%). About 30% of questions are Washington-specific.