100+ Free Connecticut Surplus Lines Practice Questions
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Key Facts: Connecticut Surplus Lines Exam
65-75%
First-Time Pass Rate
Industry Data
70%
Passing Score
Connecticut Insurance Department
~50
Exam Questions
Pearson VUE
~1 hour
Exam Duration
Pearson VUE
$88
Exam Fee
Pearson VUE
CT Producer License
Prerequisite
Connecticut Insurance Department
The CT surplus lines broker exam has approximately 50 questions (scored plus pretest) with a 1-hour time limit and 70% passing score. Candidates must hold an active Connecticut insurance producer license and pay a $675 license fee. Connecticut imposes a 4% surplus lines premium tax collected by the broker.
About the Connecticut Surplus Lines Exam
The Connecticut Surplus Lines Broker exam tests knowledge of surplus lines markets, CT-specific surplus lines law under Title 38a, diligent search requirements, eligible insurer standards, the 4% premium tax, NRRA provisions, and compliance obligations for brokers placing insurance with non-admitted carriers.
Questions
50 scored questions
Time Limit
~1 hour
Passing Score
70%
Exam Fee
$88 (Pearson VUE / Connecticut Insurance Department)
Connecticut Surplus Lines Exam Content Outline
Surplus Lines Markets
Lloyd's of London, London market, alien insurers, E&S carrier operations, managing general agents, wholesale distribution, market cycles, and subscription policies
Connecticut Surplus Lines Law
Title 38a provisions, licensing and the $675 fee, Insurance Department authority, broker obligations, commission sharing rules, and enforcement actions
Diligent Search & Eligibility
Diligent search requirements, documentation and affidavits, declinations, eligible insurer lists, NAIC IID Quarterly Listing, and export list provisions
Taxation & Compliance
4% premium tax calculation and remittance, NRRA home state taxation, record-keeping, annual filings, disclosure requirements, and guaranty fund exclusion
How to Pass the Connecticut Surplus Lines Exam
What You Need to Know
- Passing score: 70%
- Exam length: 50 questions
- Time limit: ~1 hour
- Exam fee: $88
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
Connecticut Surplus Lines Study Tips from Top Performers
Frequently Asked Questions
What are the prerequisites for the Connecticut surplus lines broker exam?
You must hold an active Connecticut insurance producer license before applying for the surplus lines broker license. There is no separate pre-licensing course requirement, but you must pass the surplus lines exam with a score of 70% or higher. The license fee is $675.
What is the Connecticut surplus lines premium tax rate?
Connecticut imposes a 4% surplus lines premium tax on the gross premium. The surplus lines broker is responsible for collecting this tax from the insured and remitting it to the Connecticut Insurance Department according to the required filing schedule.
What is the diligent search requirement in Connecticut?
Before placing coverage with a non-admitted insurer, a Connecticut surplus lines broker must conduct a diligent search of the admitted market to demonstrate that the full amount, kind, or type of insurance cannot be obtained from admitted insurers. The search must be documented with written records.
Are surplus lines policyholders protected by Connecticut's guaranty fund?
No. Policyholders of surplus lines (non-admitted) insurers are generally excluded from the Connecticut Insurance Guaranty Association. If a surplus lines insurer becomes insolvent, the policyholder must pursue claims through the insurer's insolvency proceeding. This must be disclosed to the insured.
How many questions are on the Connecticut surplus lines exam?
The CT surplus lines exam has approximately 50 questions including both scored and pretest (unscored) questions. You have about 1 hour to complete the exam and need 70% on the scored questions to pass. The exam fee is $88 and is administered by Pearson VUE.
What topics are covered on the Connecticut surplus lines broker exam?
The exam covers surplus lines markets and operations (Lloyd's, London market), Connecticut surplus lines law (Title 38a), diligent search requirements, eligible insurer standards, the 4% premium tax, NRRA provisions, record-keeping, disclosure requirements, and compliance obligations.