100+ Free SC Surplus Lines Practice Questions
Pass your South Carolina Surplus Lines Broker exam on the first try — instant access, no signup required.
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Key Facts: SC Surplus Lines Exam
65-75%
First-Time Pass Rate
Industry Data
70%
Passing Score
SCDOI
~50+
Exam Questions
Pearson VUE
~1 hr
Exam Duration
Pearson VUE
$64
Exam Fee
Pearson VUE
$10K Bond
Bond Required
SCDOI
South Carolina requires surplus lines brokers to pass a licensing exam, post a $10,000 bond, and pay a $200 license fee. No pre-licensing class is required. The state's 6% surplus lines tax rate is among the highest nationally.
About the SC Surplus Lines Exam
The South Carolina surplus lines broker exam covers surplus lines markets (Lloyd's, London market, alien insurers), SCDOI regulations, diligent search requirements, the 6% premium tax, $10,000 bond requirement, non-admitted insurer eligibility, coastal property risks, and NRRA compliance.
Questions
50 scored questions
Time Limit
~1 hour
Passing Score
70%
Exam Fee
$64 (Pearson VUE)
SC Surplus Lines Exam Content Outline
Surplus Lines Markets
Lloyd's of London, London market, alien insurers, domestic surplus lines insurers, E&S market structure, and placement procedures
South Carolina Surplus Lines Law
SC Insurance Code provisions, SCDOI regulations, licensing and bond requirements, broker duties, and compliance obligations
Diligent Search & Eligibility
Diligent search process, documentation standards, eligible insurer list, non-admitted insurer qualifications, and NAIC standards
Taxation & Compliance
South Carolina 6% surplus lines premium tax, filing requirements, record-keeping, disclosure obligations, and penalties
How to Pass the SC Surplus Lines Exam
What You Need to Know
- Passing score: 70%
- Exam length: 50 questions
- Time limit: ~1 hour
- Exam fee: $64
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
SC Surplus Lines Study Tips from Top Performers
Frequently Asked Questions
What is the passing score for the SC surplus lines exam?
The South Carolina surplus lines broker exam requires a minimum passing score of 70%. The exam has approximately 50 scored questions plus pretest items.
Is a pre-licensing class required in South Carolina?
No. South Carolina does not require a pre-licensing education course for surplus lines broker candidates. However, thorough self-study is strongly recommended.
What is the total cost for a SC surplus lines license?
The exam fee is approximately $64, plus a $200 license fee to the SCDOI. You must also obtain a $10,000 surety bond. Total initial costs are approximately $264 plus the bond premium.
What is South Carolina's surplus lines tax rate?
South Carolina imposes a 6% surplus lines premium tax on gross premiums, which is among the highest rates in the nation. The broker must collect this from the insured.
What is the $10,000 bond requirement?
South Carolina requires surplus lines brokers to post a $10,000 surety bond. This bond protects the state and policyholders from financial harm caused by broker violations of surplus lines law.
What role does the SCWHUA play in surplus lines?
The South Carolina Wind and Hail Underwriting Association is a residual market providing wind and hail coverage in coastal areas. Brokers should understand its role when evaluating coastal property coverage availability.