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100+ Free RBI Grade B Practice Questions

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Six people P, Q, R, S, T, U sit around a circular table facing the centre. P is between Q and R. S is opposite P. Which two people must be adjacent to S?

A
B
C
D
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Key Facts: RBI Grade B Exam

200

Phase I Objective Questions

Reserve Bank of India

120 min

Phase I Duration (sectional timing)

Reserve Bank of India

300 marks

Phase II (Mains) Total

Reserve Bank of India

0.25

Negative Mark per Wrong Answer

RBI notification

₹850 + GST

Application Fee (General/OBC/EWS)

RBI notification

21-30 yrs

Age Eligibility (General)

RBI notification

The RBI Grade B Officer (DR — General) exam selects entry-level officers for the Reserve Bank of India in three stages. Phase I (Prelims) has 200 objective questions for 200 marks in 120 minutes with sectional timing and 0.25 negative marking; it is qualifying only. Phase II (Mains) carries 300 marks across ESI, English Writing, and Finance & Management, and the Interview adds 75 marks. The application fee is ₹850 plus GST for General/OBC/EWS candidates.

Sample RBI Grade B Practice Questions

Try these sample questions to test your RBI Grade B exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Who is the regulator of the banking sector in India?
A.Reserve Bank of India (RBI)
B.Securities and Exchange Board of India (SEBI)
C.Insurance Regulatory and Development Authority (IRDAI)
D.Pension Fund Regulatory and Development Authority (PFRDA)
Explanation: The Reserve Bank of India, established under the RBI Act, 1934, is the central bank and the regulator and supervisor of the banking system in India. SEBI regulates securities markets, IRDAI insurance, and PFRDA pensions.
2Under which Act was the Reserve Bank of India established?
A.RBI Act, 1934
B.Banking Regulation Act, 1949
C.Companies Act, 1956
D.Negotiable Instruments Act, 1881
Explanation: The RBI was established on 1 April 1935 under the provisions of the Reserve Bank of India Act, 1934. The Banking Regulation Act, 1949 governs the conduct of commercial banks but did not establish the RBI.
3What is the primary objective of monetary policy in India as stated under the amended RBI Act?
A.Maintaining price stability while keeping in mind the objective of growth
B.Maximising government revenue
C.Controlling the stock market index
D.Fixing the exchange rate at a single level
Explanation: Following the 2016 amendment to the RBI Act, the primary objective of monetary policy is to maintain price stability while keeping in mind the objective of growth. The inflation target is set by the Government in consultation with the RBI.
4The Monetary Policy Committee (MPC) of the RBI consists of how many members?
A.6
B.4
C.8
D.10
Explanation: The MPC has six members: three from the RBI (including the Governor as chairperson and a Deputy Governor) and three external members appointed by the Central Government. Decisions are taken by majority vote, with the Governor having a casting vote in a tie.
5Which rate is the interest rate at which the RBI lends to commercial banks against government securities under the Liquidity Adjustment Facility?
A.Repo rate
B.Bank rate
C.Marginal Standing Facility rate
D.Statutory Liquidity Ratio
Explanation: The repo rate is the policy rate at which the RBI lends short-term funds to banks against eligible securities under the Liquidity Adjustment Facility. It is the principal instrument used to signal the monetary policy stance.
6Cash Reserve Ratio (CRR) refers to the proportion of which item that banks must maintain with the RBI?
A.Net Demand and Time Liabilities (NDTL)
B.Total advances
C.Paid-up capital
D.Investment in government securities
Explanation: CRR is the percentage of a bank's Net Demand and Time Liabilities that must be kept as cash reserves with the RBI. It earns no interest and is used to control liquidity in the banking system.
7Which organization compiles and publishes the Wholesale Price Index (WPI) in India?
A.Office of the Economic Adviser, Ministry of Commerce and Industry
B.Reserve Bank of India
C.National Statistical Office
D.NITI Aayog
Explanation: The WPI is compiled and released by the Office of the Economic Adviser in the Department for Promotion of Industry and Internal Trade, Ministry of Commerce and Industry. The Consumer Price Index (CPI) is released by the National Statistical Office.
8Which index does the RBI use as its primary anchor for the flexible inflation targeting framework?
A.Consumer Price Index (Combined)
B.Wholesale Price Index
C.GDP deflator
D.Index of Industrial Production
Explanation: The RBI targets headline Consumer Price Index (Combined) inflation under the flexible inflation targeting framework, with a target of 4% within a tolerance band of +/- 2 percentage points. CPI better reflects the cost of living faced by households.
9Which body in India is the statutory regulator for securities and capital markets?
A.SEBI
B.RBI
C.IRDAI
D.NABARD
Explanation: The Securities and Exchange Board of India (SEBI), established as a statutory body under the SEBI Act, 1992, regulates the securities market and protects investor interests. The RBI regulates banking and payment systems.
10What does NPA stand for in the context of Indian banking?
A.Non-Performing Asset
B.Net Productive Asset
C.National Payments Authority
D.Nominal Profit Account
Explanation: A Non-Performing Asset is a loan or advance for which principal or interest payment has remained overdue for a period of 90 days or more. High NPAs erode bank profitability and capital.

About the RBI Grade B Exam

The RBI Grade B Officer (DR — General) exam is the Reserve Bank of India's direct-recruitment test for entry-level Grade B officers. Selection has three stages: Phase I (Prelims), an online objective test of 200 questions for 200 marks across General Awareness, Reasoning, English Language, and Quantitative Aptitude with sectional timing; Phase II (Mains), with three papers — Economic & Social Issues, English (Writing Skills), and Finance & Management — totalling 300 marks; and an Interview worth 75 marks. Phase I is qualifying only, while Phase II and the Interview determine the final merit list. The ESI and Finance & Management papers each carry a 50-mark objective component and a 50-mark descriptive component.

Questions

200 scored questions

Time Limit

Phase I: 120 minutes (sectional timing)

Passing Score

Section-wise and aggregate cut-offs set by RBI per cycle; Phase I qualifying only

Exam Fee

₹850 + 18% GST (General/OBC/EWS); ₹100 + 18% GST (SC/ST/PwBD) (Reserve Bank of India, via computer-based test centres across India)

RBI Grade B Exam Content Outline

~40%

General Awareness

Current affairs, banking and financial awareness, RBI and monetary policy, Indian economy, government schemes, and static GK (80 Phase I questions)

~30%

Reasoning Ability

Puzzles, seating arrangement, syllogism, coding-decoding, blood relations, series, and direction sense (60 Phase I questions)

~15%

Quantitative Aptitude

Simplification, data interpretation, percentages, interest, time and work, speed-distance, and quadratic equations (30 Phase I questions)

~15%

English Language

Reading comprehension, grammar, vocabulary, error spotting, and cloze tests (30 Phase I questions)

Phase II objective

Economic & Social Issues (ESI)

Growth and development, Indian economy, globalization, and social issues — 50-mark objective component in Phase II Paper I

Phase II objective

Finance & Management (F&M)

Financial system and markets, Basel norms, risk management, management principles, organizational behaviour, and ethics — 50-mark objective component in Phase II Paper III

How to Pass the RBI Grade B Exam

What You Need to Know

  • Passing score: Section-wise and aggregate cut-offs set by RBI per cycle; Phase I qualifying only
  • Exam length: 200 questions
  • Time limit: Phase I: 120 minutes (sectional timing)
  • Exam fee: ₹850 + 18% GST (General/OBC/EWS); ₹100 + 18% GST (SC/ST/PwBD)

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

RBI Grade B Study Tips from Top Performers

1Read a daily current-affairs and banking-awareness digest — General Awareness is the highest-weighted Phase I section with 80 questions.
2Practice each Phase I section under its own sectional timer; you cannot move marks or time between sections.
3Master RBI-specific topics: monetary policy tools, repo/CRR/SLR, the MPC, and major financial-inclusion schemes.
4For ESI, anchor answers in the Economic Survey, Union Budget, and key concepts like GDP, inflation, poverty, and globalization institutions (WTO, IMF, World Bank).
5For Finance & Management, focus on the Indian financial system, Basel norms, risk and capital adequacy, plus management theories (Taylor, Fayol, Maslow, Herzberg) and ethics.
6Use selective guessing because of the 0.25 negative marking; skip questions you cannot reasonably narrow down.
7Take full timed mock tests and practice the ESI/F&M descriptive answers separately, since Phase II and the Interview decide your final rank.

Frequently Asked Questions

What is the RBI Grade B Officer (DR — General) exam?

It is the Reserve Bank of India's direct-recruitment test for entry-level Grade B officers. Selection has three stages: Phase I (Prelims, objective), Phase II (Mains, objective plus descriptive), and an Interview.

What is the Phase I (Prelims) exam pattern?

Phase I is an online objective test of 200 questions for 200 marks in 120 minutes with sectional timing: General Awareness (80 questions, 25 min), Reasoning (60, 45 min), English (30, 25 min), and Quantitative Aptitude (30, 25 min). There is a 0.25 negative mark per wrong answer.

How is Phase II (Mains) structured?

Phase II has three papers worth 300 marks: Economic & Social Issues, English (Writing Skills), and Finance & Management. The ESI and Finance & Management papers each have a 50-mark objective section and a 50-mark descriptive section, while English is fully descriptive.

Is Phase I counted in the final selection?

No. Phase I is qualifying in nature; its marks are not added to the final merit list. Only Phase II (Mains) and the Interview marks determine the final rank, with the Interview worth 75 marks.

What is the application fee?

The application fee is ₹850 plus 18% GST for General, OBC, and EWS candidates, and ₹100 plus 18% GST (intimation charges) for SC, ST, and PwBD candidates.

What are the eligibility requirements?

Candidates need a Bachelor's degree in any discipline with at least 60% marks (50% for SC/ST/PwBD) and must be between 21 and 30 years of age, with upper-age relaxations for reserved categories.

Is there negative marking?

Yes. In the objective sections, 0.25 marks are deducted for each wrong answer. There is no penalty for unattempted questions, so guessing should be selective.

What does this practice set cover?

This free set has 100 objective MCQs spanning the Phase I sections (General Awareness, Reasoning, Quantitative Aptitude, English) and the Phase II objective portions of Economic & Social Issues and Finance & Management.