100+ Free North Carolina Surplus Lines Practice Questions
Pass your North Carolina Surplus Lines Broker exam on the first try — instant access, no signup required.
Loading questions...
Key Facts: North Carolina Surplus Lines Exam
65-75%
First-Time Pass Rate
Industry Data
70 (scaled)
Passing Score
Pearson VUE
~50
Exam Questions
Pearson VUE
1 hour
Exam Duration
Pearson VUE
$64
Exam Fee
Pearson VUE
Property Required
Prerequisite
NCDOI
North Carolina requires surplus lines brokers to pass a Pearson VUE exam and join the NC Surplus Lines Association. Candidates must hold an active Property license and demonstrate knowledge of E&S markets, diligent search, the 5% premium tax, and NC coastal property surplus lines practices.
About the North Carolina Surplus Lines Exam
The North Carolina surplus lines broker exam covers E&S markets, NCDOI regulations, diligent search requirements, non-admitted insurer eligibility, surplus lines taxation, NRRA provisions, and NC-specific requirements including mandatory membership in the NC Surplus Lines Association.
Questions
50 scored questions
Time Limit
1 hour
Passing Score
70 (scaled)
Exam Fee
$64 (Pearson VUE)
North Carolina Surplus Lines Exam Content Outline
Surplus Lines Markets
Lloyd's of London, London market, alien insurers, wholesale brokers, MGAs, market cycles, and E&S industry structure
North Carolina Surplus Lines Law
NCDOI regulations, Property license prerequisite, mandatory NC Surplus Lines Association membership, disclosure obligations, and penalties
Diligent Search & Eligibility
Diligent search process, declination documentation, eligible insurer financial requirements, export lists, NC Beach Plan interaction
Taxation & Compliance
NC 5% premium tax, Association tax processing, NRRA home-state taxation, recordkeeping, and filing obligations
How to Pass the North Carolina Surplus Lines Exam
What You Need to Know
- Passing score: 70 (scaled)
- Exam length: 50 questions
- Time limit: 1 hour
- Exam fee: $64
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
North Carolina Surplus Lines Study Tips from Top Performers
Frequently Asked Questions
What does the North Carolina surplus lines broker exam cover?
The exam covers surplus lines markets, NCDOI regulations, diligent search, non-admitted insurer eligibility, the 5% premium tax, NRRA provisions, and NC-specific requirements including mandatory NC Surplus Lines Association membership.
What license do I need before taking the NC surplus lines exam?
You must hold an active North Carolina Property insurance license. Note that NC specifically requires the Property license, not just a general P&C license.
Do I have to join the NC Surplus Lines Association?
Yes. North Carolina uniquely requires all licensed surplus lines brokers to join the NC Surplus Lines Association after obtaining their license. This is mandatory, not optional.
What is the passing score for the NC surplus lines exam?
You need a scaled score of 70 or higher to pass the Pearson VUE exam. The scaled scoring adjusts for variations in exam difficulty across test forms.
What is the surplus lines premium tax rate in North Carolina?
North Carolina imposes a 5% premium tax on surplus lines transactions. The broker collects this and remits it through the NC Surplus Lines Association.
How long do I have to complete the NC surplus lines exam?
You have approximately 1 hour to complete the exam, which includes approximately 50 scored questions plus pretest questions that do not count toward your score.