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100+ Free Louisiana Surplus Lines Practice Questions

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2026 Statistics

Key Facts: Louisiana Surplus Lines Exam

65-75%

First-Time Pass Rate

Industry Data

70%

Passing Score

Louisiana DOI

50

Exam Questions

Series 112

60 min

Exam Duration

PSI

$45

Exam Fee

PSI

P&C Required

Prerequisite

Louisiana DOI

Louisiana requires surplus lines brokers to pass the Series 112 exam administered by PSI covering E&S markets, state-specific surplus lines law, diligent search, and tax compliance. You must hold a current Louisiana P&C producer license to qualify.

About the Louisiana Surplus Lines Exam

The Louisiana Surplus Lines Broker exam (Series 112) tests your knowledge of surplus lines markets, Louisiana surplus lines law, diligent search requirements, premium taxation, and compliance obligations. Candidates must hold a current Louisiana P&C producer license. The exam consists of 50 scored questions with a 60-minute time limit and 70% passing score.

Questions

50 scored questions

Time Limit

60 minutes

Passing Score

70%

Exam Fee

$45 (PSI)

Louisiana Surplus Lines Exam Content Outline

30%

Surplus Lines Markets

Lloyd's of London, London market syndicates, alien insurers, domestic surplus lines carriers, market access, and placement procedures

25%

Louisiana Surplus Lines Law

Louisiana Insurance Code surplus lines provisions, Department of Insurance regulations, Series 112 content areas, and broker responsibilities

20%

Diligent Search & Eligibility

Louisiana diligent search documentation, declination requirements, eligible surplus lines insurer qualifications, and non-admitted insurer standards

25%

Taxation & Compliance

Louisiana surplus lines premium tax rates, stamping office procedures, reporting deadlines, record-keeping requirements, and penalties for violations

How to Pass the Louisiana Surplus Lines Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 50 questions
  • Time limit: 60 minutes
  • Exam fee: $45

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

Louisiana Surplus Lines Study Tips from Top Performers

1Know the Series 112 exam format — 50 scored questions, 60 minutes, 70% passing score with no pretest items on the Louisiana exam
2Focus on Louisiana Department of Insurance surplus lines regulations and how they differ from other states
3Master the diligent search process including documentation requirements and declination standards
4Learn the structure of Lloyd's of London including syndicates, managing agents, and the unique Lloyd's policy structure
5Understand Louisiana surplus lines premium tax rates, stamping office procedures, and reporting deadlines
6Study the NRRA home state taxation rule and how it changed multi-state surplus lines tax collection

Frequently Asked Questions

What is the Louisiana surplus lines Series 112 exam?

Series 112 is the Louisiana Department of Insurance designation for the surplus lines broker exam. It is administered by PSI, costs $45, has 50 scored questions, a 60-minute time limit, and requires a 70% passing score. You must hold a current Louisiana P&C producer license to take the exam.

How many questions are on the Louisiana surplus lines exam?

The Louisiana Series 112 surplus lines exam has 50 scored questions. You have 60 minutes to complete the exam, and you need a score of 70% or higher (at least 35 correct answers) to pass.

What topics does the Louisiana surplus lines exam cover?

The exam covers four main areas: surplus lines markets and operations (Lloyd's, alien insurers), Louisiana surplus lines law and regulations, diligent search requirements and insurer eligibility, and surplus lines taxation and compliance including premium tax and reporting obligations.

What is a diligent search in Louisiana surplus lines?

A diligent search is the documented process of attempting to place coverage with admitted (licensed) insurers before placing it with a surplus lines carrier. Louisiana requires brokers to demonstrate that the coverage was declined by the admitted market before using a non-admitted insurer.

How does the NRRA affect Louisiana surplus lines?

The Nonadmitted and Reinsurance Reform Act (NRRA) established that only the insured's home state can regulate surplus lines taxation. For Louisiana, this means the state collects surplus lines premium tax on policies where the insured's home state is Louisiana, regardless of where the risk is located.

How long should I study for the Louisiana surplus lines exam?

Most candidates study 20-40 hours over 2-4 weeks. Focus on Louisiana-specific surplus lines statutes, diligent search procedures, premium tax requirements, and the structure of surplus lines markets including Lloyd's of London and alien insurers.