Free Practice Questions for MSC Bank Recruitment

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Key Facts: MSC Bank Recruitment Exam

200 Qs

Actual Exam Questions

MSC Bank Syllabus

120 Min

Total Time Limit

MSC Bank Recruitment

₹1,180

Registration Fee

Official Notification

1911

MSC Bank Established

Bank History

3 Tiers

Cooperative Structure

Maharashtra Government

Sec 6 & 9

Coop Act Registration

MCS Act 1960

The MSC Bank Recruitment exam is a competitive 200-question online test with a 2-hour limit. Hired candidates serve as Clerks or Officers in the apex cooperative bank of Maharashtra. The syllabus covers standard aptitude sections along with general financial awareness and professional knowledge in credit, bookkeeping, and the Maharashtra Co-operative Societies Act 1960.

Sample MSC Bank Recruitment Practice Questions

Try these sample questions to review concepts for the MSC Bank Recruitment exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1In a certain code language, the word 'COOP' is written as 'DPPQ'. How would the word 'BANK' be coded in that same language?

A.CBLI

B.CBOL

C.CBOM

D.CCPM

Explanation: Each letter in the word is shifted forward by one position in the alphabetical order (B+1=C, A+1=B, N+1=O, K+1=L). This results in the code 'CBOL'.

2Introducing a man, a woman said, 'He is the only son of my mother's mother.' How is the man related to the woman?

A.Brother

B.Father

C.Uncle

D.Grandfather

Explanation: The woman's mother's mother is her maternal grandmother. The grandmother's only son is the woman's mother's brother, which makes him the woman's maternal uncle.

3In which of the following expressions will the expression 'P > S' be definitely true?

A.P > Q = R > S

B.P < Q = R < S

C.P > Q = R < S

D.P = Q < R < S

Explanation: In 'P > Q = R > S', P is strictly greater than Q, Q is equal to R, and R is strictly greater than S. Combining these, we get P > S, which makes the statement definitely true.

4Five friends A, B, C, D, and E are sitting in a row facing North. E is sitting at the extreme left. B is sitting next to E, A is sitting next to B, and C is sitting next to A. Who is sitting on the extreme right?

A.A

B.B

C.C

D.D

Explanation: Placing the friends from left to right based on the clues: E is at position 1 (leftmost), B is next to E (position 2), A is next to B (position 3), and C is next to A (position 4). The only remaining person, D, must sit at position 5, which is the extreme right.

5In a certain code language, 'COOPERATIVE' is coded as 'XLLKVIZGREV'. Using the same alphabetical logic, how is 'BANK' coded?

A.YAMN

B.YZMP

C.XZMP

D.YZNO

Explanation: The letters are replaced by their corresponding opposite letters in the alphabet (where A=Z, B=Y, C=X, etc.). Applying this, B becomes Y, A becomes Z, N becomes M, and K becomes P, resulting in 'YZMP'.

6Given the statement 'K >= L > M = N <= O', which of the following conclusions is definitely true?

A.L < O

B.K = N

C.K > N

D.M > K

Explanation: From the statement, we can deduce K >= L > M = N. Since K is greater than or equal to L, and L is strictly greater than M, and M equals N, it follows that K is strictly greater than N (K > N).

7In a certain code language, 'FLOWER' is written as 'EKNVDQ'. How is 'GARDEN' written in that same language?

A.FYQCDM

B.GZQCDM

C.HBSEFO

D.FZQCDM

Explanation: Each letter of the code is obtained by shifting the original letter one position backward in the alphabet (F->E, L->K, O->N, W->V, E->D, R->Q). Applying the same rule to GARDEN gives G->F, A->Z, R->Q, D->C, E->D, N->M, which spells FZQCDM.

8Six persons P, Q, R, S, T, and U are sitting in a circle facing the center. U is to the immediate left of R. P is sitting between S and T. Q is sitting between R and S. Who is sitting to the immediate left of U?

A.T

B.P

C.S

D.R

Explanation: Drawing the circular arrangement facing the center: placing U at any seat, U is to the immediate left of R, meaning R is to the right of U. Q is between R and S, and P is between S and T. This leaves T to sit to the immediate left of U, completing the circle: U - R - Q - S - P - T - U.

9Which of the following symbols should replace the question mark (?) in the given expression in order to make both 'A > D' and 'F >= C' definitely true? Expression: A > B >= C ? D <= E = F

A.>

B.>=

C.=

D.<

Explanation: If we replace the question mark with '=', the expression becomes A > B >= C = D <= E = F. This satisfies A > D (as A > B >= C = D) and F >= C (as C = D <= E = F, which means C <= F, or F >= C).

10Seven boxes A, B, C, D, E, F, and G are kept one above the other. C is kept immediately above A. Only two boxes are kept between A and D. F is kept immediately below D. Only three boxes are kept between D and G. Box B is kept above E but below G. Which box is kept at the topmost position?

A.G

B.D

C.C

D.B

Explanation: By tracing the clues: D must be at the topmost position (1st). F is 2nd, C is 3rd, A is 4th, G is 5th, B is 6th, and E is 7th (bottom-most). This configuration satisfies all conditions: C is above A, two boxes (F, C) are between A and D, F is below D, three boxes (F, C, A) are between D and G, and B is below G and above E.

About the MSC Bank Recruitment Exam

The MSC Bank Recruitment exam selects qualified candidates for Clerk (Trainee Associate) and Officer positions. The test covers five major sections: Reasoning Ability, Quantitative Aptitude, English Language, Banking & General Awareness (with focus on Maharashtra cooperative banks), and Professional Knowledge (covering cooperative principles, local banking laws, bookkeeping, and credit appraisal). This exam requires candidates to demonstrate strong technical skills alongside a deep understanding of cooperative governance.

Exam sponsor: Maharashtra State Co-operative Bank Ltd. (MSC Bank), Mumbai. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.

Assessment

200 multiple-choice questions across 5 sections (40 questions per section)

Time Limit

120 minutes (2 hours)

Passing Score

Qualifying cut-off marks determined by the bank based on score distribution

Exam / Certification Fees

₹1,180

Exam sponsor website

Reported exam pass rate: Competitive percentile based (Top 5-10% of applicants). estimated cut-off rate This describes exam candidates, not OpenExamPrep users or results from using our resources. Exam sponsor website

Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.

Official sources

Our practice resources: topics covered

We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.

20%

Reasoning Ability

Linear and circular seating arrangements, floor puzzles, coding-decoding, blood relations, inequalities, and direction sense.

20%

Quantitative Aptitude

Data interpretation, arithmetic word problems, profit/loss, simple and compound interest, averages, ratios, and number series.

20%

English Language

Reading comprehension, cloze test, sentence correction/improvement, fill-in-the-blanks, and grammar checks.

20%

Banking and General Awareness

RBI monetary policy instruments, banking terminology, history and roles of MSC Bank, and the three-tier cooperative credit structure in Maharashtra.

20%

Professional Knowledge

Cooperative governance principles (ICA), Maharashtra Co-operative Societies Act 1960 (Sections 6, 9, 73, 75), DSCR/working capital credit appraisal, and bookkeeping rules.

Preparing for the MSC Bank Recruitment Exam

What You Need to Know

Passing score: Qualifying cut-off marks determined by the bank based on score distribution
Assessment: 200 multiple-choice questions across 5 sections (40 questions per section)
Time limit: 120 minutes (2 hours)
Exam / certification fees: ₹1,180 Official sources

Using Our Practice Resources

Work through all 100 available questions
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MSC Bank Recruitment: Suggested Study Strategy

1Familiarize yourself with the three-tier cooperative credit structure in Maharashtra: MSC Bank, DCCBs, and PACS.

2Read key sections of the Maharashtra Co-operative Societies Act 1960, especially registration (Sec 9), member rights, and management committees (Sec 73).

3Practice DSCR, MPBF working capital calculations, and double-entry accounting rules (Real, Personal, Nominal golden rules) for the Professional Knowledge section.

4Understand the difference between repo rate, reverse repo rate, SLR, and CRR, and follow the latest RBI policy changes.

Frequently Asked Questions

What is the role of MSC Bank in Maharashtra?

MSC Bank is the Apex cooperative bank of Maharashtra. It provides refinancing, liquidity, and general direction to District Central Cooperative Banks (DCCBs), which in turn support the grass-roots Primary Agricultural Credit Societies (PACS).

Is Marathi language proficiency mandatory for this exam?

Yes, reading, writing, and speaking fluency in Marathi is a mandatory eligibility requirement for both Clerk and Officer roles under the MSC Bank recruitment guidelines.

What is the application fee for MSC Bank recruitment?

The application registration fee is ₹1,180 (including GST) for all candidates, payable online during registration.

Are there calculations required in the Quantitative Aptitude section?

Yes, the Quantitative Aptitude section includes actual calculation questions on arithmetic (ratios, averages), profit and loss, simple/compound interest, and data interpretation.

How are cooperative banks regulated in India?

Under the Banking Regulation (Amendment) Act 2020, cooperative banks are regulated directly by the RBI for their banking operations (management, audits, and licensing). Administrative aspects remain under the State Cooperative Society Registrar.