100+ Free IBPS RRB Law Officer Practice Questions

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Key Facts: IBPS RRB Law Officer Exam

₹850

Application fee for General/OBC/EWS candidates

IBPS RRB Official Notification

2 Years

Minimum post-qualification experience as advocate/law officer

IBPS RRB Eligibility Criteria

0.25 Marks

Negative marking penalty for every incorrect objective answer

IBPS RRB Exam Pattern

40 Q

Professional Knowledge section questions (worth 40 marks)

IBPS RRB Scale II Exam Scheme

The IBPS RRB Law Officer Scale II exam is a single online test containing 240 questions (including 40 Professional Knowledge questions) for 200 marks. The exam duration is 150 minutes, and a negative marking penalty of 0.25 marks applies. A Degree in Law with 50% aggregate and 2 years of relevant experience is required.

Sample IBPS RRB Law Officer Practice Questions

Try these sample questions to test your IBPS RRB Law Officer exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Under Entry 45 of the Union List in the Seventh Schedule to the Constitution of India, which body has the exclusive power to legislate on 'Banking'?

A.State Government

B.Central Government (Parliament)

C.Reserve Bank of India

D.Indian Banks' Association

Explanation: Entry 45 of List I (Union List) in the Seventh Schedule of the Constitution of India grants the Parliament of India the exclusive authority to legislate on 'Banking'. Individual state legislatures are barred from enacting laws that govern the core activities of banking companies.

2Which Section of the Banking Regulation Act, 1949 defines the term 'banking'?

A.Section 5(b)

B.Section 6(a)

C.Section 7

D.Section 9

Explanation: Section 5(b) of the Banking Regulation Act, 1949 defines 'banking' as the accepting, for the purpose of lending or investment, of deposits of money from the public, repayable on demand or otherwise, and withdrawable by cheque, draft, order or otherwise. This is the cornerstone definition for banking operations in India.

3Under the Regional Rural Banks Act, 1976, what is the ratio of share capital contribution among the Central Government, Sponsor Bank, and State Government?

A.50:35:15

B.50:15:35

C.35:50:15

D.40:40:20

Explanation: Section 6 of the Regional Rural Banks (RRB) Act, 1976 specifies that of the issued capital of an RRB, 50% shall be subscribed by the Central Government, 15% by the concerned State Government, and 35% by the Sponsor Bank. This capital structure maintains majority ownership with the central authority while ensuring sponsorship from commercial banks.

4Under the Indian Contract Act, 1872, a contract of indemnity is defined under which Section?

A.Section 124

B.Section 126

C.Section 130

D.Section 148

Explanation: Section 124 of the Indian Contract Act, 1872 defines a contract of indemnity as a contract by which one party promises to save the other from loss caused to him by the conduct of the promisor himself, or by the conduct of any other person. This form of contract is commonly utilized in banking transactions like indemnity bonds.

5Which section of the Negotiable Instruments Act, 1881, deals with the dishonour of a cheque for insufficiency of funds?

A.Section 138

B.Section 139

C.Section 141

D.Section 143

Explanation: Section 138 of the Negotiable Instruments Act, 1881 provides the statutory framework for criminal liability in case a cheque is dishonoured due to insufficiency of funds or if it exceeds the amount arranged to be paid. This is one of the most frequently invoked provisions in banking litigation for loan recovery.

6Under Section 58 of the Transfer of Property Act, 1882, how many types of mortgages are explicitly defined?

A.Four

B.Five

C.Six

D.Eight

Explanation: Section 58 of the Transfer of Property Act, 1882 defines six types of mortgages: Simple Mortgage, Mortgage by Conditional Sale, Usufructuary Mortgage, English Mortgage, Mortgage by Deposit of Title Deeds (Equitable Mortgage), and Anomalous Mortgage. Each type has distinct characteristics regarding possession and rights of foreclosure.

7Which Section of the SARFAESI Act, 2002 deals with the enforcement of security interest by a secured creditor?

A.Section 9

B.Section 13

C.Section 17

D.Section 31

Explanation: Section 13 of the SARFAESI Act, 2002 is the key provision that enables a secured creditor to enforce their security interest without the intervention of a court or tribunal, provided the debt is classified as a Non-Performing Asset (NPA). It outlines the steps for sending demand notices and taking possession.

8Under the Companies Act, 2013, a company is defined under which Section?

A.Section 2(20)

B.Section 2(46)

C.Section 2(68)

D.Section 3

Explanation: Section 2(20) of the Companies Act, 2013 defines a 'company' as a company incorporated under this Act or under any previous company law. This defines the legal status and corporate personality of companies doing business in India.

9Which Article of the Constitution of India provides the right to move the Supreme Court by appropriate proceedings for the enforcement of Fundamental Rights?

A.Article 19

B.Article 21

C.Article 32

D.Article 226

Explanation: Article 32 provides the right to constitutional remedies, allowing citizens to petition the Supreme Court directly for the enforcement of their Fundamental Rights. This Article is considered the heart and soul of the Constitution as it guarantees judicial protection of basic rights.

10Under the Indian Evidence Act, 1872, what does 'Primary Evidence' mean?

A.Certified copies of a document

B.Oral account of the contents of a document

C.The document itself produced for the inspection of the Court

D.Photographic copies of a document

Explanation: Section 62 of the Indian Evidence Act, 1872 states that primary evidence means the document itself produced for the inspection of the Court. This is the highest class of documentary evidence and is preferred by courts over secondary evidence.

About the IBPS RRB Law Officer Exam

The IBPS RRB Law Officer Scale II Specialist Officer Exam is conducted annually by the Institute of Banking Personnel Selection (IBPS) to recruit Scale II Law Officers for Regional Rural Banks (RRBs) across India. The single online exam consists of 240 multiple-choice questions across six sections, with a significant emphasis on Professional Knowledge (40 questions). This practice bank provides exactly 100 high-quality, exam-aligned practice questions focusing on the law syllabus including Banking Regulation, SARFAESI, DRT, Companies Act, Constitution, and Contract Law.

Questions

240 scored questions

Time Limit

2.5 hours (150 minutes)

Passing Score

Cutoff scores as declared by IBPS (usually 40% for General and 35% for SC/ST/OBC/PWD)

Exam Fee

₹850 for General/OBC/EWS, ₹175 for SC/ST/PwD candidates (Institute of Banking Personnel Selection (IBPS))

IBPS RRB Law Officer Exam Content Outline

30%

Banking Regulations & Special Acts

Covers the Banking Regulation Act 1949, Regional Rural Banks Act 1976, RBI Act 1934, SARFAESI Act 2002, and Debt Recovery Tribunal (RDB Act 1993).

30%

Corporate, Commercial & Property Laws

Covers the Companies Act 2013, Indian Contract Act 1872, Negotiable Instruments Act 1881, FEMA 1999, and the Transfer of Property Act 1882.

25%

Constitutional, Criminal & Procedural Laws

Covers the Constitution of India (Fundamental Rights, Directive Principles, Writ Jurisdiction), IPC, CrPC, CPC, and the Indian Evidence Act.

15%

Procedural & Consumer Protection Laws

Covers the Consumer Protection Act, Specific Relief Act, Arbitration and Conciliation, Law of Torts, and Banker's Books Evidence Act.

How to Pass the IBPS RRB Law Officer Exam

What You Need to Know

Passing score: Cutoff scores as declared by IBPS (usually 40% for General and 35% for SC/ST/OBC/PWD)
Exam length: 240 questions
Time limit: 2.5 hours (150 minutes)
Exam fee: ₹850 for General/OBC/EWS, ₹175 for SC/ST/PwD candidates

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

IBPS RRB Law Officer Study Tips from Top Performers

1Create a structured study plan focusing on high-weight banking-specific statutes, especially SARFAESI, Recovery of Debts and Bankruptcy Act (RDB), and the Banking Regulation Act.

2Understand the constitutional provisions thoroughly, specifically the Fundamental Rights, Directive Principles of State Policy, and Writ Jurisdictions under Articles 32 and 226.

3Solve application-based questions on the Negotiable Instruments Act (specifically Section 138 regarding dishonor of checks) and the Indian Contract Act (indemnity, guarantee, bailment, and pledge).

4Familiarize yourself with the Regional Rural Banks (RRB) Act, 1976, focusing on the incorporation, capital structure, and management of RRBs.

5Attempt this practice mock set of 100 questions under timed conditions to test your speed and concepts in Indian statutes and banking operations.

Frequently Asked Questions

What is the educational qualification and experience required for IBPS RRB Law Officer?

Candidates must possess a Bachelor's degree in Law (LLB) or its equivalent from a recognized university with a minimum of 50% aggregate marks. In addition, they must have at least 2 years of active practice as an advocate or experience as a Law Officer in a bank or financial institution.

Is there a negative marking in the IBPS RRB Law Officer Exam?

Yes, there is a penalty for wrong answers in the objective tests. For every question answered incorrectly, 0.25 (one-fourth) of the marks assigned to that question will be deducted as a penalty.

What are the key topics in the Professional Knowledge section?

The Professional Knowledge section covers the Constitution of India, Indian Contract Act, Negotiable Instruments Act, Banking Regulation Act, SARFAESI Act, Debt Recovery Tribunal rules (RDB Act), Companies Act 2013, Transfer of Property Act, IPC, CrPC, CPC, and the Regional Rural Banks (RRB) Act 1976.

What is the fee structure for the IBPS RRB Scale II Law Officer exam?

The application fee is ₹850 for General, OBC, and EWS candidates, and ₹175 for SC, ST, and PwD candidates. The fees must be paid online during registration.

How is the final merit list for IBPS RRB Law Officer prepared?

The final merit list is prepared based on a combined score of the online single examination and the interview, with a weightage ratio of 80:20 respectively. Candidates must clear the cutoffs in both stages.

100+ Free IBPS RRB Law Officer Practice Questions

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