100+ Free IBPS RRB GBO Practice Questions

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2026 Statistics

Key Facts: IBPS RRB GBO Exam

2 Years

Minimum Banking/FI Officer Experience Required

IBPS Eligibility Criteria

2 Hours

Composite Exam Duration for 200 Questions

IBPS Exam Pattern

0.25 Marks

Penalty for Each Incorrect MCQ Response

IBPS Marking Scheme

50%

Minimum Graduation Aggregate Percentage Required

IBPS Eligibility Criteria

The IBPS RRB GBO exam is a single 2-hour online exam with 200 MCQs and sectional cutoffs. It has a penalty of 1/4th mark for wrong answers and is followed by an interview. Application fee is ₹850. Mandatory eligibility includes a graduation degree (50% aggregate) and 2 years of officer experience in a bank or financial institution.

Sample IBPS RRB GBO Practice Questions

Try these sample questions to test your IBPS RRB GBO exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Which of the following is the primary objective of the Reserve Bank of India's Monetary Policy Committee (MPC)?

A.To maximize credit disbursement by commercial banks

B.To maintain price stability while keeping in mind the objective of growth

C.To directly regulate the pricing of initial public offerings

D.To manage the fiscal deficit of the Central Government

Explanation: The primary objective of the RBI's Monetary Policy Committee (MPC) is to maintain price stability (inflation targeting) while supporting economic growth. It sets the policy repo rate to contain inflation within the target band of 4% (+/- 2%).

2What is the minimum loan portfolio percentage that Regional Rural Banks (RRBs) must allocate to the Priority Sector under RBI guidelines?

A.40% of Adjusted Net Bank Credit

B.75% of Adjusted Net Bank Credit

C.50% of Adjusted Net Bank Credit

D.60% of Adjusted Net Bank Credit

Explanation: Regional Rural Banks (RRBs) are mandated by the RBI to allocate 75% of their Adjusted Net Bank Credit (ANBC) or Credit Equivalent Amount of Off-Balance Sheet Exposure (CEOBE), whichever is higher, to the priority sector. This is higher than the 40% target set for Scheduled Commercial Banks.

3Which of the following sections of the Banking Regulation Act, 1949 deals with the licensing of banking companies in India?

A.Section 22

B.Section 35

C.Section 42

D.Section 49

Explanation: Section 22 of the Banking Regulation Act, 1949 mandates that no banking company shall carry on banking business in India unless it holds a license issued by the Reserve Bank of India. The RBI is empowered to inspect the company's books and satisfy itself about the company's financial soundness before granting the license.

4What is the maximum amount of cover provided per depositor by the Deposit Insurance and Credit Guarantee Corporation (DICGC) for bank deposits?

A.₹1,000,000

B.₹500,000

C.₹200,000

D.₹100,000

Explanation: The DICGC insures all bank deposits, such as savings, fixed, current, and recurring, up to a limit of ₹500,000 (Rupees Five Lakh) per depositor per bank, including both principal and interest. If an individual has accounts in different branches of the same bank, they are aggregated and insured up to a maximum of ₹5 Lakh in total.

5Which entity is the majority shareholder of Regional Rural Banks (RRBs) in India?

A.Sponsor Bank (35%)

B.State Government (15%)

C.Central Government (50%)

D.Reserve Bank of India (50%)

Explanation: Regional Rural Banks (RRBs) are owned jointly by the Central Government, the State Government concerned, and the Sponsor Bank, with shareholding in the proportion of 50%, 15%, and 35% respectively. Therefore, the Central Government is the majority shareholder with 50% holding.

6What is the maximum overdraft limit available to eligible account holders under the Pradhan Mantri Jan Dhan Yojana (PMJDY)?

A.₹5,000

B.₹10,000

C.₹2,000

D.₹20,000

Explanation: The maximum overdraft facility available to eligible PMJDY account holders is ₹10,000. Additionally, there is no requirement of security/documentation for an overdraft up to ₹2,000.

7Which of the following rates is known as the policy rate of the Reserve Bank of India?

A.Reverse Repo Rate

B.Bank Rate

C.Repo Rate

D.Marginal Standing Facility (MSF) Rate

Explanation: The Repo Rate (Repurchase Option Rate) is the key policy interest rate set by the RBI's Monetary Policy Committee. It is the rate at which the RBI lends short-term money to commercial banks against government securities.

8A 'Cheque' is defined under which section of the Negotiable Instruments Act, 1881?

A.Section 4

B.Section 5

C.Section 6

D.Section 15

Explanation: Section 6 of the Negotiable Instruments Act, 1881 defines a 'cheque' as a bill of exchange drawn on a specified banker and not expressed to be payable otherwise than on demand. It includes the electronic image of a truncated cheque and a cheque in the electronic form.

9What is the tenure of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) policy?

A.1 year, renewable annually

B.5 years

C.10 years

D.Until the age of retirement (60 years)

Explanation: Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a one-year life insurance scheme that offers coverage of ₹2 lakh for death due to any reason. The policy is renewable from year to year (June 1 to May 31).

10Which of the following regulatory authorities governs the functioning of the mutual fund market in India?

A.Reserve Bank of India (RBI)

B.Securities and Exchange Board of India (SEBI)

C.Insurance Regulatory and Development Authority (IRDAI)

D.Association of Mutual Funds in India (AMFI)

Explanation: The Securities and Exchange Board of India (SEBI) is the statutory regulator governing the capital markets in India, which includes registering and regulating mutual funds to protect investors. It was established as a non-statutory body in 1988 and given statutory powers in 1992.

About the IBPS RRB GBO Exam

The IBPS RRB Group B Officer Scale II (General Banking Officer) Exam is a single-level national objective exam conducted to recruit experienced banking professionals as officers in Regional Rural Banks across India. The test consists of five sections: Reasoning, Quantitative Aptitude & Data Interpretation, Financial Awareness, English/Hindi Language, and Computer Knowledge. There is negative marking of 0.25 marks for each wrong answer, and candidates who qualify the online exam are called for a common interview. This practice question bank provides exactly 100 high-quality questions mapped to the official syllabus to test and elevate your readiness.

Questions

200 scored questions

Time Limit

2 hours (120 minutes)

Passing Score

Cutoffs decided state-wise and section-wise by IBPS

Exam Fee

₹850 for General/OBC/EWS, ₹175 for SC/ST/PWBD (Institute of Banking Personnel Selection (IBPS))

IBPS RRB GBO Exam Content Outline

25%

Quantitative Aptitude & Data Interpretation

Data analysis (tables, graphs, pie charts, caselets), number series, simplification, quadratic equations, and core arithmetic topics.

25%

Reasoning Ability

Seating arrangements, logical puzzles, syllogisms, coding-decoding, blood relations, input-output, and critical reasoning.

20%

Financial Awareness

Banking news, regulatory updates, monetary policy, priority sector lending guidelines, government schemes, and financial terminology.

20%

English Language

Reading comprehension, cloze tests, error spotting, sentence improvement, vocabulary, and para jumbles.

10%

Computer Knowledge

Computer fundamentals, operating systems, hardware/software, computer networks, database systems, and cyber security basics.

How to Pass the IBPS RRB GBO Exam

What You Need to Know

Passing score: Cutoffs decided state-wise and section-wise by IBPS
Exam length: 200 questions
Time limit: 2 hours (120 minutes)
Exam fee: ₹850 for General/OBC/EWS, ₹175 for SC/ST/PWBD

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

IBPS RRB GBO Study Tips from Top Performers

1Dedicate ample time to Financial Awareness. This section has a direct impact on your score, as it requires no calculations and features questions on actual RBI updates, PSL rules, and banking history.

2Practice multi-variable seating arrangements and puzzles for the Reasoning section, as they carry high marks but can consume significant time if not practiced.

3Work on speed and accuracy for Data Interpretation (DI). Solve caselet and table-based questions regularly, and master speed-math techniques for simplification.

4Review basic grammar rules and build a daily reading habit to quickly tackle long Reading Comprehension passages and Cloze Tests.

5For Computer Knowledge, study standard terminologies, shortcut keys, basic network topologies, file extensions, and cyber security practices. This is a scoring section that can be completed quickly.

Frequently Asked Questions

Is there a prelims exam for IBPS RRB Officer Scale II GBO?

No. Candidates for Officer Scale II (GBO) take a single online objective exam of 200 questions, which is directly followed by a common interview for those who qualify.

What is the work experience requirement for General Banking Officer Scale II?

Candidates must have a minimum of 2 years of work experience as an officer in a Bank or Financial Institution (FIs) as of the deadline specified in the notification.

How is the final merit list calculated for IBPS RRB Scale II?

The final merit list is prepared by combining marks obtained in the single online exam (weighted to 80%) and the interview (weighted to 20%).

Is there sectional timing in the single online exam?

No, there is a composite time of 2 hours (120 minutes) for all sections. Candidates are free to switch between sections, but they must clear both sectional and overall cutoffs.

Can I choose Hindi instead of English language section?

Yes, candidates have the choice to attempt either the English Language or the Hindi Language section. Both sections contain 40 questions of 40 marks.

100+ Free IBPS RRB GBO Practice Questions

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