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100+ Free Federal Bank PO Practice Questions

Pass your Federal Bank Probationary Officer (JMG Scale I) Exam exam on the first try — instant access, no signup required.

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2026 Statistics

Key Facts: Federal Bank PO Exam

100 Q

Total questions in online aptitude assessment

Federal Bank recruitment handout

75 min

Total duration of the objective test

Federal Bank online test structure

₹800

Application fee for General/OBC candidates

Federal Bank fee schedule

60%

Minimum academic marks required throughout

Federal Bank eligibility criteria

27 Yrs

Maximum age limit for candidates

Federal Bank officer age criteria

Federal Bank PO: 100 questions, 75 minutes, +1/−0.25 marking. Minimum 60% marks in PG/Graduation required. Age limit 27 years. Application fee ₹800/₹160. Practice bank includes 100 free model questions.

Sample Federal Bank PO Practice Questions

Try these sample questions to test your Federal Bank PO exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Identify the grammatically correct sentence among the options regarding subject-verb agreement.
A.The committee, along with the zonal managers, have decided to implement the new digital onboarding workflow.
B.The committee, along with the zonal managers, has decided to implement the new digital onboarding workflow.
C.The committee, along with the zonal managers, are deciding to implement the new digital onboarding workflow.
D.The committee, along with the zonal managers, were deciding to implement the new digital onboarding workflow.
Explanation: When a subject is modified by parenthetical expressions introduced by 'along with', 'as well as', or 'together with', the subject remains singular if the main noun ('committee') is singular. Therefore, the singular verb 'has' is grammatically correct.
2Which of the following sentences contains a pronoun-antecedent agreement error?
A.Every branch manager must submit their quarterly sales report by Friday afternoon.
B.All branch managers must submit their quarterly sales reports by Friday afternoon.
C.Each branch manager must submit his or her quarterly sales report by Friday afternoon.
D.A branch manager must submit his or her quarterly sales report by Friday afternoon.
Explanation: In traditional formal grammar tested in bank exams, 'every' takes a singular antecedent, so a plural pronoun 'their' is treated as an agreement error. Singular forms such as 'his or her' are accepted as correct in that exam convention.
3Read the passage: 'The rapid penetration of mobile internet in semi-urban India has transformed the banking landscape. Private sector banks are leveraging localized interface designs and regional language support to bypass traditional branch-reliant onboarding. While this has expanded the customer base, it has also heightened exposure to social-engineering threats.' Which of the following can be inferred from the passage?
A.Traditional bank branches in semi-urban areas are closing down due to mobile internet.
B.Localizing apps helps mitigate the cybersecurity risks associated with mobile banking.
C.Branchless onboarding in semi-urban areas is facilitated by customizing interfaces for regional demographics.
D.Social engineering is the primary cause of slow digital banking growth in rural regions.
Explanation: The passage states banks are leveraging localized interfaces and regional languages to bypass traditional branch onboarding. This directly supports the inference that branchless onboarding is facilitated by demographic customization.
4A passage explains that digital banking platforms cut branch overheads while still meeting KYC, AML, and IT-security compliance mandates. What is the primary objective of such a passage?
A.To advocate for complete branch automation
B.To explain the dual benefits of digital platforms in efficiency and compliance
C.To criticize the strict regulatory policies of the central bank
D.To compare private and public sector banking systems
Explanation: The passage's focus is the dual outcome: lower operational overheads (efficiency) together with continued adherence to compliance frameworks. That is the primary communicative objective.
5Which of the following is the most suitable synonym for the word 'Mitigate' as used in banking risk management?
A.Exacerbate
B.Alleviate
C.Aggravate
D.Magnify
Explanation: In risk management, 'mitigate' means to make less severe, serious, or painful. 'Alleviate' is the closest synonym.
6Choose the word that is most opposite in meaning to the word 'Prodigal'.
A.Squandering
B.Extravagant
C.Frugal
D.Pecuniary
Explanation: 'Prodigal' refers to spending money or resources freely and recklessly. The opposite is 'frugal', which means sparing or economical with regard to money.
7Fill in the blanks with the most appropriate pair of words: 'The central bank's decision to ________ key interest rates was designed to ________ inflationary pressures in the economy.'
A.reduce, check
B.increase, curb
C.stabilize, promote
D.lower, fuel
Explanation: To combat inflation, central banks typically increase/raise key interest rates (repo rate) to curb/dampen demand and control rising prices. Thus, 'increase' and 'curb' fit the economic context perfectly.
8Improve the underlined part of the sentence: 'If the risk officer **would have detected** the discrepancy earlier, the bank would have avoided the regulatory penalty.'
A.detected
B.had detected
C.has detected
D.should have detected
Explanation: This is a third conditional sentence expressing a hypothetical past condition. The structure requires 'If + past perfect' in the conditional clause, and 'would have + past participle' in the main clause. Therefore, 'had detected' is correct.
9Rearrange the sentences A, B, C, and D to form a coherent paragraph. A: This digital shift reduces transaction friction and lowers operational overhead. B: Consequently, financial institutions are allocating larger capital budgets to cybersecurity. C: Standard banking operations are increasingly migrating to cloud-based systems. D: However, it simultaneously exposes sensitive consumer records to advanced persistent threats.
A.CADB
B.ACDB
C.CABD
D.ABCD
Explanation: C introduces the main theme (banking migrating to cloud). A follows up on this ('This digital shift...'). D introduces a contrast ('However, it simultaneously exposes...'). B provides the logical consequence of D ('Consequently, financial institutions are allocating...'). Thus, CADB is correct.
10What is the meaning of the underlined idiom: 'The compliance officer submitted the FATCA audit report **at the eleventh hour**.'
A.Exactly at 11:00 PM
B.At the very last moment
C.With plenty of time to spare
D.Early in the morning
Explanation: The idiom 'at the eleventh hour' means at the last possible moment, just before a deadline.

About the Federal Bank PO Exam

The Federal Bank Probationary Officer (JMG Scale I) exam is a competitive banking recruitment test conducted by Federal Bank. It consists of a 100-question online objective aptitude assessment covering English, Reasoning, Quantitative Aptitude, Banking/General Awareness, Computer & Digital Banking, and Sales Aptitude, followed by a psychometric questionnaire, group discussion, and personal interview. This practice bank provides 100 curated practice questions mirroring the official exam structure and syllabus.

Assessment

Online objective aptitude test: 100 questions in 75 minutes, comprising Verbal Ability (20 Q), Logical Reasoning (20 Q), Quantitative Ability (20 Q), General & Banking Awareness (15 Q), Computer & Digital Banking (15 Q), and Sales Aptitude (10 Q). Negative marking of 0.25 marks per wrong answer.

Time Limit

75 minutes

Passing Score

Sectional and overall cut-off marks set dynamically by the bank based on vacancies.

Exam Fee

₹800 for General/OBC and ₹160 for SC/ST candidates (Federal Bank)

Federal Bank PO Exam Content Outline

20%

Verbal Ability & English Language

Reading comprehension, error detection, sentence improvement, synonyms, and double fillers.

20%

Logical Reasoning

Syllogisms, circular and linear seating arrangements, direction sense, floor puzzles, and coding-decoding.

20%

Quantitative Aptitude

BODMAS simplification, percentage, profit and loss, interest calculations, speed/time/distance, and probability.

15%

General, Socio-economic & Banking Awareness

RBI policies, nationalization history, priority sector lending, NPAs, and macroeconomic concepts.

15%

Computer Awareness & Digital Banking

UPI/NEFT/RTGS payments, hardware/software basics, network protocols, blockchain, and cybersecurity.

10%

Sales Aptitude

Sales funnel, CRM systems, cross-selling strategies, handling objections, and ethics.

How to Pass the Federal Bank PO Exam

What You Need to Know

  • Passing score: Sectional and overall cut-off marks set dynamically by the bank based on vacancies.
  • Assessment: Online objective aptitude test: 100 questions in 75 minutes, comprising Verbal Ability (20 Q), Logical Reasoning (20 Q), Quantitative Ability (20 Q), General & Banking Awareness (15 Q), Computer & Digital Banking (15 Q), and Sales Aptitude (10 Q). Negative marking of 0.25 marks per wrong answer.
  • Time limit: 75 minutes
  • Exam fee: ₹800 for General/OBC and ₹160 for SC/ST candidates

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

Federal Bank PO Study Tips from Top Performers

1Focus on speed and time management to attempt 100 questions in 75 minutes.
2Prepare thoroughly for the unique Sales Aptitude and Digital Banking sections, as they are not tested in typical IBPS PO exams.
3Practice circular/linear seating arrangements and complex logical reasoning puzzles.
4Stay updated on recent RBI rates, monetary policy reviews, and banking products.
5Review worked calculations for compound interest, time & work, and speed/distance problems.

Frequently Asked Questions

What is the Federal Bank PO selection process?

The selection process consists of four stages: an online objective aptitude assessment, a 15-minute psychometric questionnaire, a group discussion (GD), and a personal interview (PI).

What is the marking scheme for the online exam?

Each correct answer carries 1 mark, and 0.25 (1/4th) mark is deducted for each incorrect answer as penalty.

Is there any special syllabus section in Federal Bank PO?

Yes, unlike other national bank exams (like IBPS PO), Federal Bank PO includes dedicated sections on Computer & Digital Banking (15 questions) and Sales Aptitude (10 questions).

What are the educational qualifications required?

Candidates should possess a Graduation or Post-Graduation degree with a minimum of 60% marks throughout their academic career (10th, 12th, and graduation/post-graduation).

What is the application fee for the exam?

The application fee is ₹800 for General/OBC candidates and ₹160 for SC/ST candidates, plus taxes if applicable.