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103+ Free BRB Escriturário Practice Questions

Prepare for the Banco de Brasília — Escriturário (Agente Comercial) exam with instant access — no signup required.

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2026 Statistics

Key Facts: BRB Escriturário Exam

60 Questions

Total objective multiple-choice items on the official exam

Edital BRB / IADES

30 / 60 (50%)

Minimum qualifying score on the objective test

IADES

4 Hours

Official examination sitting duration (MCQs + Redação)

Edital BRB

R$ 66,50

Official candidate registration fee

BRB Banco de Brasília

Feb 2027

Active certame validity period (DODF 04/02/2025)

Diário Oficial do Distrito Federal

BRB Escriturário is a 60-question public recruitment exam administered by IADES for commercial banking careers at Banco de Brasília. This page provides 100 free English-language practice MCQs adapted from the official IADES syllabus.

Sample BRB Escriturário Practice Questions

Try these sample questions to test your BRB Escriturário exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 103+ question experience with AI tutoring.

1In the context of Portuguese textual typology evaluated in bank examinations by banca IADES, which of the following is the predominant characteristic of a 'texto dissertativo-argumentativo'?
A.Presenting a clear central thesis supported by rational arguments, authoritative evidence, and logical progression aimed at convincing or persuading the reader.
B.Describing physical spaces, objects, or persons through sensory details and static spatial markers without expressing subjective opinions.
C.Narrating a chronological sequence of factual or fictional events involving characters situated in a specific time and space.
D.Issuing direct instructions, commands, or prescriptive advice to the reader using imperative verbs, as found in user manuals and operational guides.
Explanation: A 'texto dissertativo-argumentativo' is structured around an introduction presenting a central thesis, developmental paragraphs providing rational arguments and legitimized evidence to support that thesis, and a conclusion synthesizing the discussion or proposing an intervention. Its primary communicative goal is persuasion.
2According to standard Brazilian Portuguese normative grammar (norma culta), in which of the following administrative sentences is the use of the grave accent indicating 'crase' strictly mandatory?
A.O BRB concedeu financiamento imobiliário à todas as famílias inscritas no programa habitacional do Distrito Federal.
B.O gerente encaminhou o dossiê de crédito à comissão de auditoria interna para verificação de conformidade.
C.O Escriturário atendeu o cliente disposto à colaborar prontamente com a investigação.
D.A reunião da Diretoria Colegiada ocorrerá de segunda à sexta-feira na sede da instituição financeira.
Explanation: In 'encaminhou o dossiê de crédito à comissão', the transitive indirect verb 'encaminhar' requires the preposition 'a' (encaminhar algo A alguém/algum lugar), and the feminine singular noun 'comissão' accepts the definite article 'a', resulting in the mandatory crase (a + a = à).
3Regarding verbal agreement ('concordância verbal') involving the particle 'se' in formal institutional communication, which sentence is grammatically correct?
A.Tratam-se de propostas de crédito consignado para servidores do Distrito Federal.
B.Aprovou-se novos limites operacionais para as agências bancárias da RIDE.
C.Divulgaram-se os relatórios semestrais de sustentabilidade e governança corporativa do BRB.
D.Precisam-se de novos técnicos comerciais capacitados em serviços digitais.
Explanation: In 'Divulgaram-se os relatórios semestrais...', the particle 'se' functions as a passive pronoun ('partícula apassivadora') with the direct transitive verb 'divulgar'. The subject is 'os relatórios semestrais de sustentabilidade e governança corporativa' (plural), requiring the verb to agree in the plural ('divulgaram-se').
4Consider the following excerpt from a banking report: 'Embora a taxa Selic tenha aumentado, o Banco de Brasília expandiu sua carteira de crédito imobiliário no Distrito Federal.' Which rewritten version preserves the original meaning and grammatical correctness?
A.Visto que a taxa Selic aumentou, o Banco de Brasília expandiu sua carteira de crédito imobiliário no Distrito Federal.
B.Caso a taxa Selic aumentasse, o Banco de Brasília expandiria sua carteira de crédito imobiliário no Distrito Federal.
C.À medida que a taxa Selic aumentou, o Banco de Brasília expandiu sua carteira de crédito imobiliário no Distrito Federal.
D.Ainda que a taxa Selic tenha aumentado, o Banco de Brasília expandiu sua carteira de crédito imobiliário no Distrito Federal.
Explanation: The original sentence uses the subordinating concessive conjunction 'Embora' (signaling an obstacle that does not prevent the main action). 'Ainda que' is an exact concessive synonym requiring the subjunctive mood ('tenha aumentado'), perfectly preserving semantic nuance and grammatical correctness.
5In the clause 'O conselho aprovou o plano de expansão digital, conquanto existissem incertezas macroeconômicas', the connective 'conquanto' establishes a semantic relationship of:
A.Concession (concessão).
B.Consequence (consequência).
C.Condition (condição).
D.Temporal succession (tempo).
Explanation: 'Conquanto' is a subordinating concessive conjunction equivalent to 'embora', 'ainda que', 'mesmo que', or 'se bem que'. It introduces an idea of concession, indicating a fact that opposes the main clause without invalidating it.
6Regarding the placement of oblique enclitic, proclitic, and mesoclitic pronouns ('colocação pronominal') in standard Portuguese, which sentence complies with grammatical rules?
A.Me informaram que o sistema de pagamentos instantâneos passou por manutenção preventiva.
B.Nunca se deve compartilhar senhas bancárias corporativas por correio eletrônico.
C.O cliente retirou-se da agência sem que ninguém tivesse alertado-o sobre o prazo limite.
D.Os escriturários apresentarão-se amanhã na sede do banco para o treinamento operacional.
Explanation: The negative word 'Nunca' is a mandatory attractive word ('palavra atrativa') that demands proclisis ('se deve'). Therefore, 'Nunca se deve...' is completely correct.
7Analyze the punctuation in the following sentence: 'Os clientes do BRB, que utilizam o aplicativo mobile, desfrutam de atendimento prioritário em canais digitais.' The commas surrounding the subordinate clause produce which syntactic and semantic effect?
A.They create a restrictive adjective clause ('oração adjetiva restritiva'), limiting the benefit solely to the specific subset of customers using the app.
B.They separate an adverbial clause of cause from the main independent clause.
C.They turn the clause into an explanatory adjective clause ('oração adjetiva explicativa'), generalizing the trait to all BRB customers.
D.They represent a grammatical error because commas must never isolate relative clauses introduced by 'que'.
Explanation: In Portuguese grammar, setting off a relative clause with commas transforms it into an 'oração subordinada adjetiva explicativa', which attributes the quality to the entire group (all BRB customers use the mobile app). Without commas, it would be restrictive (only those customers who use the app).
8In formal written texts, demonstrative pronouns are used for spatial, temporal, and textual reference. To refer back to two previously mentioned items, 'Banco de Brasília' and 'Banco Central do Brasil', assigning the closest antecedent to one pronoun and the farthest to another, which pair must be used?
A.'Esse' for Banco Central do Brasil and 'este' for Banco de Brasília.
B.'Aquele' for Banco Central do Brasil and 'este' for Banco de Brasília.
C.'Isto' for Banco Central do Brasil and 'isso' for Banco de Brasília.
D.'Este' for Banco Central do Brasil (closest) and 'aquele' for Banco de Brasília (farthest).
Explanation: When contrasting two previous textual referents, 'este/esta/estes/estas' refers to the most recently mentioned item (the nearest in text), whereas 'aquele/aquela/aqueles/aquelas' refers to the first mentioned item (the most distant).
9In drafting official banking correspondence, selecting correct homonyms and paronyms is essential. Which sentence uses the highlighted term with correct spelling and meaning?
A.O banco realizou a cessão de direitos creditórios a um fundo de investimento.
B.A seção plenária da Diretoria Colegiada aprovou o novo regulamento de compras.
C.O servidor público foi punido por infligir o código de conduta e integridade institucional.
D.A gerência retificou o contrato para confirmar todos os termos acordados anteriormente sem qualquer alteração.
Explanation: 'Cessão' (with 'c' and double 's') derives from the verb 'ceder' and means assignment/transfer of rights or property. 'Cessão de crédito' is the precise financial and legal term.
10Regarding nominal agreement ('concordância nominal') in administrative documents, which sentence is completely correct?
A.Os relatórios contábeis foram enviados anexo aos processos administrativos.
B.Seguem anexas as planilhas financeiras solicitadas pelo Conselho Fiscal.
C.As certidões negativas de débito estão incluso no envelope lacrado.
D.É proibida entrada de pessoas não autorizadas na tesouraria da agência.
Explanation: The adjective 'anexo' must agree in gender and number with the noun it modifies. Since 'as planilhas financeiras' is feminine plural, 'anexas' correctly agrees with it ('Seguem anexas as planilhas...').

About the BRB Escriturário Exam

The BRB Escriturário examination is the public hiring contest (concurso público, banca IADES) for entry-level commercial banking personnel (Escriturário / Agente Comercial) at Banco de Brasília S.A. (BRB), the state-owned commercial bank of the Federal District of Brazil. BRB operates as the primary financial agent for the Government of the Federal District (GDF), managing district payrolls, public revenues, development credit lines, and expanding commercial and retail banking operations in the Federal District, the Integrated Development Region of the Federal District and Surroundings (RIDE), and across Brazil. The official examination comprises 60 multiple-choice questions covering Portuguese, logical and mathematical reasoning, corporate IT, governance, innovation, Federal District organic legislation and RIDE regulation (Lei Complementar Distrital 840/2011 and Lei Complementar Federal 94/1998), banking knowledge, financial products, customer service, consumer protection (CDC), and anti-money laundering compliance.

Assessment

4 hours: 60 multiple-choice questions (30 Conhecimentos Gerais + 30 Conhecimentos Específicos) plus a 20–30 line redação worth 10 points

Time Limit

4 hours

Passing Score

At least 30/60 on the objective test, at least 50% in each area, no zero in Língua Portuguesa, and at least 6,00/10,00 on the redação

Exam Fee

R$ 66,50 (BRB — Banco de Brasília S.A. — Organized by Instituto Americano de Desenvolvimento (IADES))

BRB Escriturário Exam Content Outline

25%

Conhecimentos Bancários e Sistema Financeiro Nacional (Conhecimentos Específicos)

Structure of the National Financial System (SFN), Conselho Monetário Nacional (CMN), Banco Central do Brasil, CVM, commercial banking operations, checking and savings accounts, credit products (empréstimos, financiamentos, cheque especial), payment systems (PIX, TED, SPB), guarantees (aval, fiança, penhor, hipoteca, alienação fiduciária), and capital market instruments.

14%

Produtos e Serviços Financeiros (Conhecimentos Específicos)

Demand and time deposits, savings accounts, CDB/RDB and the regressive income-tax table, LCI and LCA, capitalization bonds and their three quotas, PGBL and VGBL supplementary pension plans, seguro prestamista, payroll-deductible credit (consignado), revolving credit card rules under Resolução CMN 4.549/2017 and Lei 14.690/2023, cheque clearing return codes, PTAX, and the essential free services under Resolução CMN 3.919/2010.

12%

Atendimento ao Cliente, CDC e Técnicas de Vendas (Conhecimentos Específicos)

Customer service quality in banking, sales and negotiation techniques, Consumer Defense Code (CDC / Lei 8.078/1990) applied to financial institutions (Súmula 297 STJ), Resolution CMN 4.949/2021 on client relations, early settlement rights, priority service under Laws 10.048/2000 and 13.146/2015, and handling customer complaints (Ouvidoria, Resolução CMN 4.860/2020).

8%

Raciocínio Lógico e Matemática (5 of 60 official items)

Propositions and truth values, conditional statements and contrapositives, De Morgan's laws, negation of quantified propositions, set theory and inclusion-exclusion, numerical sequences, combinatorics, and financial mathematics (simple and compound interest, commercial and rational discounting, SAC and Tabela Price amortisation).

5%

Governança Corporativa e Compliance (3 of 60 official items)

Corporate governance principles and the state-enterprise regime under Lei 13.303/2016, board and statutory audit committee structure, the Conselho Fiscal under Lei 6.404/1976, the Three Lines Model, operational risk, Code of Conduct and Integrity, whistleblowing channels, bank secrecy (LC 105/2001), and AML/CFT rules (Lei 9.613/1998 and Circular BCB 3.978/2020).

8%

Legislação Específica do Distrito Federal e RIDE (5 of 60 official items)

Lei Orgânica do Distrito Federal (LODF), public servant legal regime of the DF (Lei Complementar Distrital 840/2011), and the ethnic, social, historical, geographic, cultural, political and economic reality of the DF and of the Integrated Development Region of the Federal District and Surroundings (RIDE / Lei Complementar Federal 94/1998).

8%

Plano Distrital de Política para Mulheres (5 of 60 official items)

The II Plano Distrital de Políticas para as Mulheres, approved by Decreto Distrital nº 42.590 of 7 October 2021, whose actions and targets are distributed across nine eixos: (1) Igualdade no Mundo do Trabalho e Autonomia Econômica; (2) Educação para Igualdade; (3) Saúde Integral das Mulheres, Direitos Sexuais e Reprodutivos; (4) Enfrentamento de Todas as Formas de Violência contra as Mulheres; (5) Participação das Mulheres nos Espaços de Poder e Decisão; (6) Igualdade para as Mulheres Rurais; (7) Cultura, Esporte, Comunicação e Mídia; (8) Enfrentamento do Racismo, Sexismo, Lesbofobia e Transfobia; and (9) Igualdade para Mulheres Jovens, Mulheres Idosas e Mulheres com Deficiência. Its theoretical base draws on the UN Sustainable Development Goals, notably SDG 5. This block carries more weight than Governança or Inovação in the official paper and is frequently overlooked by candidates.

10%

Uso de Tecnologias em Ambientes Corporativos e Inovação (6 of 60 official items)

Spreadsheet references and lookup functions, cloud service models, phishing and social engineering, multi-factor authentication, stateful firewalls, ICP-Brasil digital signatures and non-repudiation, PIX and the DICT directory, the Mecanismo Especial de Devolução, Open Finance consent rules, DREX, credit fintechs (SCD and SEP under Resolução CMN 4.656/2018), and the LGPD right to review automated decisions.

10%

Língua Portuguesa e Redação (6 objective items plus the 10-point redação)

Text typology, crase, verbal and nominal agreement, pronoun placement, punctuation, demonstrative reference, homonyms and paronyms, and connective choice — retained in Portuguese and explained in English, because the tested skill is Portuguese-language competence. The redação items cover the IADES marking rubric (macroestrutura and microestrutura), the zero-grade triggers, paragraph architecture and interparagraph cohesion; they teach the rubric rather than simulate the essay itself.

How to Pass the BRB Escriturário Exam

What You Need to Know

  • Passing score: At least 30/60 on the objective test, at least 50% in each area, no zero in Língua Portuguesa, and at least 6,00/10,00 on the redação
  • Assessment: 4 hours: 60 multiple-choice questions (30 Conhecimentos Gerais + 30 Conhecimentos Específicos) plus a 20–30 line redação worth 10 points
  • Time limit: 4 hours
  • Exam fee: R$ 66,50

Keys to Passing

  • Work through all 103 available questions
  • Review every answer and explanation
  • Track weak areas and revisit them
  • Use our AI tutor for tough concepts

BRB Escriturário Study Tips from Top Performers

1Study the role of BRB as the Federal District's financial agent and its relationship with the Government of the Federal District (GDF).
2Review the Consumer Defense Code (CDC / Law 8.078/1990) provisions on abusive clauses, financial contracts, and consumer right of regret.
3Practice financial mathematics calculations for compound interest, nominal vs effective rate conversions, and SAC versus Price amortization installments.
4Master compliance and AML/CFT rules under Law 9.613/1998, BCB Circular 3.978/2020, and bank secrecy exceptions under Supplementary Law 105/2001.
5Familiarize yourself with the basic provisions of the DF Public Servant Statute (LC 840/2011) and the geographic scope of the RIDE region (LC 94/1998).

Frequently Asked Questions

What is the format and duration of the BRB Escriturário exam?

The official exam administered by IADES consists of 60 multiple-choice questions (5 options each) worth 1 point each, plus a written dissertative-argumentative redação, conducted in a single 4-hour sitting.

What is the passing score for BRB Escriturário?

On the objective paper the candidate must reach at least 50% of the total score (30 of 60 points), at least 50% in Conhecimentos Gerais and at least 50% in Conhecimentos Específicos, and must not score zero in Língua Portuguesa. The redação is graded out of 10,00 points and a candidate scoring below 6,00 (60%) is eliminated.

What is the validity period of the BRB Escriturário concurso?

The Escriturário selection had its validity extended by 24 months from February 2025, remaining fully active through February 2027 with ongoing convocation of approved candidates.

What are the job benefits and work hours for BRB Escriturário?

The position features a standard 30-hour work week (6 hours per day) under the CLT labor regime, with an initial base salary, profit sharing (PLR), meal and food allowances, health insurance, and supplemental pension benefits.

How does this practice bank adapt the Portuguese-language exam and its written redação?

The official BRB exam is written entirely in Portuguese and includes a hand-written redação. This page is an English-language MCQ study adaptation of the IADES conteúdo programático — not an official translation, and not a simulation of the essay. Stems, options and explanations are in English, except in the Língua Portuguesa items, where the sentences and answer options stay in Portuguese because Portuguese grammar is the skill being tested. The redação is covered through rubric-recognition items on IADES's macroestrutura/microestrutura criteria, zero-grade triggers and cohesion — writing practice itself has to be done on paper.