Connecticut Claims Adjuster

What is the minimum age requirement to obtain an insurance adjuster license in Connecticut?

• A16 years old
• B18 years old
• C21 years old
• D25 years old

Which entity administers the Connecticut insurance adjuster licensing exam?

• APrometric Testing Centers
• BPearson VUE
• CPSI Services
• DNational Association of Insurance Commissioners

Are Connecticut resident casualty adjusters required to complete continuing education (CE) credits before license renewal?

• AYes, 24 credit hours including 3 hours in Laws/Regulations/Ethics
• BYes, 12 credit hours every renewal cycle
• CNo, Connecticut does not require CE for adjuster license renewal
• DYes, but only 3 ethics hours are required

Under Connecticut regulations, what is the Laws/Regulations/Ethics CE requirement that applies to resident insurance PRODUCERS (not adjusters)?

• A3 hours of the 24-hour producer CE requirement
• B1 hour per year of the producer CE requirement
• C6 hours of the producer CE requirement
• D10 hours of the producer CE requirement

Which Connecticut adjuster license series covers all lines of authority including workers' compensation?

• ASeries 12-CT-10
• BSeries 12-CT-12
• CSeries 12-CT-09
• DSeries 12-CT-15

Under Connecticut General Statutes § 38a-792, a staff member of an insurance company who settles property damage losses not exceeding what amount does not need to be separately licensed as an adjuster if they hold a P&C producer license?

• A$500
• B$1,000
• C$1,500
• D$2,500

Which Connecticut adjuster license series excludes workers' compensation authority?

• ASeries 12-CT-09
• BSeries 12-CT-10
• CSeries 12-CT-12
• DSeries 12-CT-14

According to the Connecticut Insurance Department, what is the non-refundable application fee for a Casualty Adjuster license (separate from the $130 initial license fee)?

• A$35
• B$50
• C$65
• D$80

In Connecticut, to handle auto claims, an adjuster must hold which additional license beyond the adjuster license?

• AA surplus lines license
• BAn auto appraiser license
• CA motor vehicle dealer license
• DA property inspector license

What Connecticut statute provides the legal authority for the establishment of standards and procedures for adjuster licensing?

• ACT General Statutes § 38a-700
• BCT General Statutes § 38a-792
• CCT General Statutes § 38a-850
• DCT General Statutes § 38a-925

Connecticut's temporary catastrophe license program applies to which types of adjusters?

• APublic adjusters only
• BCompany and independent adjusters only
• CAll types of adjusters
• DIt does not apply to public adjusters

Which agency collaborates with the Connecticut Insurance Department to administer the emergency credentialing Permit/Placard process for adjusters?

• AFEMA
• BDepartment of Emergency Services and Public Protection (DESPP)
• CDepartment of Labor
• DOffice of the Attorney General

Are non-resident adjusters required to complete Connecticut continuing education credits?

• AYes, the same 24 hours as residents
• BYes, but only 12 hours per renewal cycle
• CNo, Connecticut does not require CE for any adjuster (resident or non-resident)
• DNo, non-residents are exempt from all Connecticut licensing rules

What is the Series designation for the Connecticut Auto Adjuster license?

• ASeries 12-CT-09
• BSeries 12-CT-10
• CSeries 12-CT-12
• DSeries 12-CT-14

Which character requirement must be met by all Connecticut adjuster license applicants?

• AMust be a college graduate
• BMust have prior insurance experience
• CMust be of good moral character
• DMust be a U.S. citizen

Does Connecticut require a pre-licensing course for adjuster license applicants?

• AYes, 40 hours required
• BYes, 20 hours required
• CNo, but exam prep is recommended
• DYes, 80 hours required

Under Connecticut law, a public adjuster is defined as a person who does NOT include which professional?

• AIndependent adjusters
• BInsurance agents
• CLicensed attorneys settling claims of clients
• DInsurance company employees

What does the Connecticut prelicensing requirement for a Property/Casualty producer license total?

• A20 hours
• B40 hours
• C60 hours
• D80 hours

Which of the following is the primary purpose of the principle of indemnity in claims adjusting?

• ATo ensure the insured profits from a loss
• BTo restore the insured to the same financial position as before the loss
• CTo pay the full policy limit on every claim
• DTo minimize the insurer's liability

What is the first step an adjuster should take upon receiving a new claim assignment?

• ADeny the claim pending investigation
• BContact the insured to acknowledge the claim
• CSend the claim to subrogation
• DFile the claim with the state insurance department

Which document serves as the contract between the insured and the insurer?

• AThe claim form
• BThe insurance policy
• CThe adjuster's report
• DThe certificate of insurance

What does 'subrogation' mean in the context of insurance claims?

• AThe insured's right to cancel the policy
• BThe insurer's right to recover payments from the responsible third party
• CThe process of adding coverage to a policy
• DThe right to appeal a claim denial