Free NH L&H Exam Prep
New Hampshire Life & Health Insurance
Pass your NH L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
New Hampshire Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Exam Logistics and NH Producer LawYou are here
Start with exam format (150 questions in 2.5 hours), NHID authority, producer licensing workflow, and high-frequency RSA 402-J appointment/reporting timelines.
Life Policies, Riders, and Replacement
Master life policy design, beneficiary/ownership mechanics, replacement documentation, and New Hampshire conduct standards for life transactions.
Annuity and Health Compliance
Focus on annuity suitability, disability income structure, Medicare supplement standards, and long-term care rule references tested in NH scenarios.
Timed Mixed Sets + State-Law Review
Finish with full timed simulations and statute-based review of unfair trade practices, reporting duties, and producer conduct pitfalls.
Can You Take the NH L&H Exam?
Check if you meet the basic eligibility requirements
- •Pass Series 12-63 with a 70% score
- •Appointment filing is insurer-driven and must be submitted within 15 days under RSA 402-J:14
- •Resident producers renew with CE every 2 years: 24 total hours, including 3-10 ethics hours
- •CE must be completed at least 60 days before renewal under RSA 402-J:7-a framework
- •Nonresident reciprocity and new-resident transfer rules apply under RSA 402-J:8 and RSA 402-J:9
NH L&H Quick Facts
Time to Get Licensed
4-8 weeks for most first-time candidates
From start to license in hand
Retake Policy
Retakes are permitted through PSI scheduling rules; verify current waiting-period details at registration.
Total Cost Breakdown
Free NH L&H Prep That Actually Works
The official pass rate is Not publicly reported by NHID/PSI. Our students do better.
200+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: New Hampshire Life & Health Insurance Exam Overview
1 sections
Chapter 1: New Hampshire Insurance Regulation & Licensing
3 sections
Chapter 2: New Hampshire Life Insurance Laws
3 sections
Chapter 3: New Hampshire Health Insurance Laws
2 sections
Chapter 4: New Hampshire Insurance Ethics & Prohibited Practices
3 sections
NH L&H-Specific Topics Covered
10 free AI interactions per day
NH L&H Exam Details
New Hampshire Life & Health Insurance
Administered by New Hampshire Insurance Department (NHID) / PSI Services
Exam Content Breakdown
Based on the official New Hampshire Insurance Department (NHID) / PSI Services content outline
Insurance concepts, contract rules, producer authority, and foundational terminology tested in mixed scenarios
Life policy basics/provisions, policy types, replacement, annuity suitability, and life/retirement concepts
Health policy structures, disability income, managed care, Medicare supplement, long-term care, and related policy provisions
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the NH L&H?
After passing the NH L&H, you can pursue these career paths
NH L&H Exam FAQ
Official New Hampshire Insurance Department (NHID) / PSI Services Resources
Verify information with these official sources
More Free Resources
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