Key Takeaways
- New Hampshire does NOT require pre-license education - candidates can go directly to the exam
- PSI Services LLC administers exams starting July 1, 2025 (replaced Prometric)
- The Life exam has 100 questions with a 2-hour time limit
- Passing score is 70% on all New Hampshire licensing exams
- Exam scores are valid for 2 years after passing
New Hampshire Producer Licensing Requirements
New Hampshire has specific requirements for obtaining a Life, Health, or combined insurance license.
Pre-License Education Requirements
No Pre-License Education Required
| State Requirement | New Hampshire |
|---|---|
| Pre-License Education | NOT REQUIRED |
| Recommended | Self-study highly recommended |
| Minimum Age | 18 years old |
Key Points:
- New Hampshire does NOT require pre-license education
- Completing an exam prep course is highly recommended due to exam difficulty
- Self-study materials are available from various providers
- No mandatory classroom hours before taking the exam
Exam Tip: While New Hampshire doesn't require pre-license education, the exam covers complex material. Most successful candidates complete a comprehensive exam prep course.
Examination Requirements
New Hampshire insurance licensing examinations are administered by PSI Services LLC (as of July 1, 2025):
Exam Provider Change (2025)
| Detail | Information |
|---|---|
| Previous Provider | Prometric |
| New Provider | PSI Services LLC |
| Effective Date | July 1, 2025 |
Life & Health Exam Details
| Exam Type | Questions | Time Limit | Fee |
|---|---|---|---|
| Life Insurance | 100 | 2 hours | $59 |
| Accident & Health | 100 | 2 hours | $59 |
| Life, Accident & Health | 150 | 2.5 hours | $72 |
Exam Requirements
| Requirement | Detail |
|---|---|
| Passing Score | 70% |
| Testing Provider | PSI Services LLC |
| Score Validity | 2 years |
| Testing Options | In-person or remote proctored |
| Scheduling | Online at psiexams.com or call (800) 733-9267 |
Examination Process
Testing Locations
PSI offers both in-person and remote testing options:
In-Person Locations in New Hampshire:
- Concord
- Keene
- Nashua
- Newington
- Portsmouth
Scheduling the Exam
- Register with PSI at psiexams.com or call (800) 733-9267
- Choose testing option:
- PSI testing center
- Remote online proctored exam
- Pay exam fee ($59 single-line, $72 combined)
- Schedule appointment
Exam Day
What to Bring:
- Valid government-issued photo ID
- Acceptable: Driver's license, passport, military ID
- Arrive early to complete check-in
Testing Rules:
- No cell phones or electronic devices
- Calculator provided on screen
- Exam covers both general insurance knowledge and NH-specific laws
- Results displayed immediately upon completion
Exam Content
| Section | Content |
|---|---|
| General | Basic insurance product knowledge |
| State | New Hampshire insurance laws, rules, regulations, and practices |
License Application
After passing the exam:
Application Steps
- Apply through NIPR (National Insurance Producer Registry)
- Pay application fee ($210 + $5.60 transaction fee)
- Await NHID approval
Adding Lines of Authority
To add a line of authority (LOA):
- Take the appropriate licensing examination
- Apply online and select "Resident + line of authority"
- Fee: $50
License Types
| License Type | What You Can Sell |
|---|---|
| Life | Life insurance and annuities |
| Accident & Health | Health, disability, LTC insurance |
| Life, Accident & Health | All life and health products |
Appointments
After receiving your license:
- Must be appointed by each insurer you represent
- Insurer files appointment with NHID
- Cannot transact business until appointment is filed
- Maintain appointments with all companies you represent
Special Training Requirements
Flood Insurance Training
| Requirement | Detail |
|---|---|
| Hours | 3 hours |
| Frequency | One-time requirement |
| When Required | Before selling National Flood Insurance policies |
Long-Term Care Partnership Training
| Training Type | Hours | Frequency |
|---|---|---|
| Initial Training | 8 hours | One-time before selling LTCP products |
| Ongoing Training | 4 hours | Every license renewal period |
Annuity Best Interest Training
Effective February 16, 2024:
- Resident and non-resident life insurance producers who sell annuity products must complete an Annuity Best Interest course
- Required before selling, soliciting, or negotiating annuity business in New Hampshire
Does New Hampshire require pre-license education before taking the insurance licensing exam?
Who administers New Hampshire insurance licensing exams as of 2025?
How long are New Hampshire insurance exam scores valid?
What is the exam fee for a combined Life, Accident & Health exam in New Hampshire?