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Free New Hampshire P&C Exam Prep

New Hampshire Property & Casualty Insurance

Pass your New Hampshire P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

New Hampshire Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

25
hours
Start this step
2

New Hampshire P&C RegulationsYou are here

Study NH-specific laws including NHID regulations, financial responsibility law (NO mandatory auto insurance!), 25/50/25 post-incident requirements, and winter weather coverage.

15
hours
3

New Hampshire Property Insurance

Learn homeowners requirements (not legally required), winter weather perils (ice dams), and NH-specific property regulations.

10
hours
4

Approved Pre-License Course

Complete an approved pre-license education course. No specific hour requirement - just must be an approved course.

Varies
hours
Estimated total study time
50 hours
That's about 5 weeks at 10 hours/week

Can You Take the New Hampshire P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
Approved pre-license education course required (no hour minimum)
Background Check
May be required for certain applicants
Fingerprinting
Not required for standard P&C license
Additional Requirements
  • Can take combined exam (150 questions, $65) or separate exams (100 each, $50 each)
  • Exam via Prometric (test center or remote proctored)
  • Review NH Insurance Licensing Information Bulletin before testing
  • 24-hour wait between exam retakes
  • No limit on number of exam attempts
  • CPCU designees only need to take NH Laws & Regulations exam

New Hampshire P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

Prometric

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

Not available in New Hampshire

Total Cost Breakdown

Exam Fee$65 combined ($50 single line)
Application Fee$210
Fingerprint FeeNot required
Pre-License EducationVaries (approved course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$280-350

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - only need NH Laws & Regulations exam

Why Choose Us

Free New Hampshire P&C Prep That Actually Works

The official pass rate is ~65-70% (varies by attempt). Our students do better.

450+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

New Hampshire P&C-Specific Topics Covered

New Hampshire Insurance Department (NHID) RegulationsCompetitive Rating System (no prior approval)New Hampshire Insurance CodeNO Mandatory Auto Insurance (Financial Responsibility Law)Financial Responsibility (25/50/25 after incidents)Winter Weather Perils (Ice Dams, Frozen Pipes)Workers' Compensation RequirementsProducer Licensing RequirementsContinuing Education (24 hours/2 years, 3 ethics)Prometric Test AdministrationCPCU Designation Exemption
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New Hampshire P&C Exam Details

New Hampshire Property & Casualty Insurance

Administered by New Hampshire Insurance Department (NHID)

Official Source
70%
Passing Score
150
Questions
2
Hours
$65 combined exam ($50 single line) + $210 application + $5.60 NIPR
Exam Fee
Study time: 40-60 hours
Prerequisites: Approved pre-license education course (no specific hour requirement)

Exam Content Breakdown

Based on the official New Hampshire Insurance Department (NHID) content outline

NH Regulation15%

NHID structure, competitive rating, no prior approval, licensing

Property Insurance Laws25%

Winter weather, ice dams, homeowners (NOT legally required)

Casualty Insurance Laws35%

NO mandatory insurance, financial responsibility 25/50/25 after incidents

Ethics & Prohibited Practices25%

CE 24hrs/2yrs (3 ethics), reasonable person standard, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the New Hampshire P&C?

After passing the New Hampshire P&C, you can pursue these career paths

New Hampshire P&C Exam FAQ

Official New Hampshire Insurance Department (NHID) Resources

Verify information with these official sources

More Free Resources

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