Real Estate Exams15 min read

FREE West Virginia Real Estate Exam Guide 2026: Complete WVREC License Prep

Complete guide to passing the West Virginia real estate exam in 2026. Learn about WVREC requirements, 90-hour education, exam format, and strategies to pass on your first attempt.

Ran Chen, EA, CFP®January 12, 2026

Key Facts

  • West Virginia requires 90 hours of pre-license education with 70%+ scores in each subject
  • The exam has 150 scored questions: 100 national and 50 state-specific
  • National passing score is 70% (70/100) and state passing score is 75% (38/50)
  • West Virginia offers online testing through Pearson VUE OnVUE (one-time option)
  • Exam authorization is valid for 90 days or 2 attempts, whichever comes first
  • License renewal requires 7 hours of CE annually (July 1 - June 30)
  • Pre-license education is valid for 5 years from completion
  • Fingerprinting through IdentoGO is required before exam eligibility
West Virginia Real Estate Exam 2026: 150 questions, 70%/75% passing scores, 90 hours education

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West Virginia Real Estate License Overview

West Virginia offers a unique real estate market with affordable mountain properties, growing remote work opportunities, and outdoor recreation appeal. The West Virginia Real Estate Commission (WVREC) oversees all real estate licensing in the state. West Virginia is one of the few states that offers online testing options through Pearson VUE's OnVUE platform.

West Virginia Real Estate Exam Quick Facts

FeatureDetails
Exam AdministratorPearson VUE
Total Questions150 scored (plus 10 pre-test)
National Portion100 questions (150 minutes)
State Portion50 questions (60 minutes)
Time Limit210 minutes (3.5 hours) total
National Passing Score70% (70 correct)
State Passing Score75% (38 correct)
Exam Fee$96
ResultsImmediate (pass/fail on screen)
Online TestingAvailable via OnVUE (one attempt)

Requirements Before Taking the Exam

Education Requirements

RequirementDetails
Age18 years or older
Pre-License Education90 hours (WVREC-approved)
Course FormatOnline or classroom
Course Validity5 years from completion
Course Exam Score70% or higher in each subject area
High School DiplomaRequired (or equivalent)

Pre-License Course Content (90 Hours)

The 90-hour requirement covers comprehensive real estate education:

  1. Real Estate Principles - Property rights, ownership, legal descriptions
  2. Real Estate Law - Contracts, agency, disclosure requirements
  3. Real Estate Finance - Mortgages, loan types, qualifying buyers
  4. Real Estate Practice - Listing, selling, closing procedures
  5. West Virginia License Law - State-specific regulations
  6. Ethics and Fair Housing - Professional standards, discrimination laws
  7. Property Valuation - Appraisal methods, CMAs
  8. Environmental Issues - Disclosures, hazards, regulations

Application Process

  1. Complete 90-hour pre-license education (score 70%+ in each subject)
  2. Submit online application through WVREC system ($25 processing fee)
  3. Complete fingerprinting through IdentoGO (Service Code: 228Q6K, $45.75)
  4. Receive exam eligibility (valid 90 days or 2 attempts)
  5. Register with Pearson VUE and pay exam fee ($96)
  6. Schedule exam at testing center or online via OnVUE
  7. Pass both portions of the exam
  8. Submit license application

West Virginia Exam Format

The exam has different passing scores for each portion - 70% for national and 75% for state.

Content Breakdown

SectionScored QuestionsPre-testTimePassing Score
National Portion1005150 minutes70 correct (70%)
State Portion50560 minutes38 correct (75%)
Total15010210 minutesSee above

National Portion Topics (100 Questions)

TopicApproximate %Key Points
Property Ownership15%Estates, ownership types, legal descriptions
Land Use Controls10%Zoning, environmental, deed restrictions
Valuation15%Appraisal methods, CMAs, market analysis
Financing18%Mortgages, TILA, RESPA, loan types
Agency12%Types, duties, disclosure requirements
Contracts15%Elements, types, contingencies
Transfer of Title10%Deeds, title insurance, closing
Practice5%Ethics, fair housing, antitrust

State Portion Topics (50 Questions)

TopicKey Points
WV License LawWVREC rules, license types, requirements
Agency RelationshipsWV disclosure requirements and forms
Trust AccountsEscrow handling, record keeping
Property DisclosuresWV-specific disclosure requirements
Brokerage RelationshipsBroker supervision, responsibilities
Commission RulesWVREC administrative regulations

West Virginia-Specific Topics

Agency Relationships

West Virginia requires disclosure of agency relationships:

  • Seller's Agent - Represents seller exclusively
  • Buyer's Agent - Represents buyer exclusively
  • Dual Agent - Represents both with written consent
  • Designated Agent - Appointed by broker for specific transaction
  • Transaction Coordinator - No fiduciary relationship

WV Trust Account Requirements

RequirementDetails
Deposit DeadlineAs specified in contract
Account TypeFederally insured institution in WV
ComminglingStrictly prohibited
Record Retention3 years minimum
Account Designation"Trust" or "Escrow" in account name

West Virginia Property Disclosure

Key disclosures required in West Virginia:

  • Residential Property Disclosure Statement
  • Lead-based paint disclosure (pre-1978 homes)
  • Known material defects disclosure
  • Environmental hazards (radon, asbestos, underground storage tanks)
  • Flood zone status
  • Well and septic information (if applicable)

Unique West Virginia Considerations

West Virginia real estate involves unique considerations:

  • Mineral Rights - Often severed from surface rights
  • Oil and Gas Leases - Common in eastern/central WV
  • Timber Rights - Mountain property considerations
  • Access Rights - Rural property easements
  • Floodplain Properties - River valley considerations

West Virginia Exam Pass Rate

The West Virginia real estate exam has a first-time pass rate of approximately 55-65%. Key factors:

FactorImpact
Different passing scores70% national, 75% state
State-specific contentUnique WV regulations
Mineral/oil rights topicsSpecialized knowledge required
Math requirementsCommission and proration calculations

Study Strategy

Recommended Study Time

ApproachHoursTimeline
Intensive40-502-3 weeks
Standard50-703-4 weeks
Part-time70-905-6 weeks

After completing the 90-hour pre-license course.

Study Priority by Weight

  1. National Portion (100 questions, 70% to pass)

    • Focus on financing (18% of exam)
    • Master valuation and contracts (15% each)
    • Understand agency relationships
  2. State Portion (50 questions, 75% to pass)

    • WV license law is critical
    • Agency disclosure requirements
    • Property disclosure rules
    • Trust account regulations

Key Math Formulas

Commission Calculations:

Commission=Sales Price×Rate\text{Commission} = \text{Sales Price} \times \text{Rate}

Net to Seller=Sales PriceCommissionCosts\text{Net to Seller} = \text{Sales Price} - \text{Commission} - \text{Costs}

Prorations:

Daily Rate=Annual Amount365\text{Daily Rate} = \frac{\text{Annual Amount}}{365}

Proration=Daily Rate×Days\text{Proration} = \text{Daily Rate} \times \text{Days}

Loan Calculations:

LTV=Loan AmountProperty Value\text{LTV} = \frac{\text{Loan Amount}}{\text{Property Value}}

Monthly Payment=Principal+Interest+Taxes+Insurance\text{Monthly Payment} = \text{Principal} + \text{Interest} + \text{Taxes} + \text{Insurance}

Property Tax:

Tax=Assessed Value×Tax Rate\text{Tax} = \text{Assessed Value} \times \text{Tax Rate}

Common Mistakes to Avoid

1. Not Meeting the Higher State Passing Score

The state portion requires 75% (vs 70% for national):

  • Focus extra study time on WV-specific content
  • Take multiple practice tests on state material
  • Know WVREC rules thoroughly

2. Overlooking Mineral Rights Topics

West Virginia exams often include questions about:

  • Severed mineral estates
  • Oil and gas lease implications
  • Surface vs. subsurface rights
  • Disclosure requirements for mineral interests

3. Insufficient Math Practice

Math questions are heavily tested. Practice daily:

  • Commission calculations
  • Prorations (taxes, rent, interest)
  • Loan qualifying ratios
  • Area calculations

4. Poor Time Management

  • National: 100 questions in 150 minutes = 1.5 minutes per question
  • State: 50 questions in 60 minutes = 1.2 minutes per question
  • Don't spend too long on difficult questions
  • Flag and return later

Exam Day Tips

Before the Exam

  • Get good rest the night before
  • Eat a balanced meal
  • Arrive 30 minutes early (for in-person)
  • Bring two forms of ID (one government-issued with photo)

Testing Options

OptionDetails
In-PersonAny Pearson VUE testing center
Online (OnVUE)From home/office, one-time option only
Exam Validity90 days or 2 attempts from authorization

During the Exam

  • Read every question completely
  • Watch for "EXCEPT" and "NOT" questions
  • Use scratch paper for calculations
  • Trust your first instinct
  • Use all available time to review

What to Bring (In-Person)

  • Two forms of ID (one government-issued with photo)
  • Confirmation of exam appointment
  • Nothing else - personal items stored in locker

After Passing

Immediate Steps

  1. Receive results on screen at testing center
  2. Submit license application to WVREC
  3. Pay license fees ($100 initial license fee)
  4. Associate with a broker (required to practice)
  5. Complete any pending background check items

License Types

License TypeRequirements
Salesperson90 hours education, pass exam
Associate Broker180 hours (90 additional) + 2 years experience
Broker180 hours + 2 years as associate broker

Continuing Education Requirements

RenewalCE Required
Renewal CycleEvery year (July 1 - June 30)
Total Hours7 hours per year
Salesperson/Associate Broker4 elective + 3 mandatory broker-level
Broker7 elective hours
Course RepetitionCannot repeat same course 2 consecutive years

License Renewal

Renewal TypeDeadline/Requirements
Regular renewalMay 1 - June 30
Late renewalJuly 1 - December 31 (with late fees)
Canceled licenseAfter December 31 - must reapply from scratch
First-year exemptionExempt if passed exam in same fiscal year

West Virginia Real Estate Career Outlook

Salary Expectations

ExperienceAnnual Income
First year$25,000-$40,000
2-5 years$40,000-$60,000
5+ years$60,000-$90,000+
Top producers$100,000+

Key West Virginia Markets (2026)

  • Charleston - State capital, largest metro, government employment
  • Morgantown - WVU college town, young professionals
  • Huntington - Marshall University, healthcare hub
  • Martinsburg - Eastern Panhandle, DC commuter market
  • Wheeling - Historic architecture, revitalization projects
  • Beckley - Southern coalfields, outdoor recreation growth

West Virginia Real Estate Advantages

  • Affordable properties - Lower median prices than neighboring states
  • Remote work appeal - Growing interest from coastal city workers
  • Outdoor recreation - Mountain properties, state parks
  • No inventory tax - Business-friendly environment
  • Unique niches - Mineral rights, timber, recreational land

Resources

Test Your Knowledge
Question 1 of 4

What is the passing score for the West Virginia state portion of the real estate exam?

A
70%
B
72%
C
75%
D
80%
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