Securities & FINRA14 min read

Series 87 in 2026: Research Disclosure and Approval Checklist That Saves Points

Series 87 candidates lose points on disclosure details and dissemination rules. This guide gives you a practical checklist system to improve regulatory accuracy fast.

Ran Chen, EA, CFP®March 5, 2026

Key Facts

  • Research Analyst Qualification Examination - Part II uses 50 scored questions with a 1 hour 45 minutes testing window.
  • The current passing threshold is 70%.
  • Series 87 exam fee is $100.
  • Estimated first-attempt pass-rate range for Series 87 is 70-75%.
  • The highest-weight function is Preparation of Research Reports at 72%.
  • Candidates have roughly 126 seconds per scored question on average, making pacing a core skill.
  • A weighted study model that prioritizes high-allocation functions generally outperforms equal-time study plans.

Series 87 Disclosure-Approval Checklist: The Strategy Most Competitor Posts Miss

Most ranking pages for Series 87 repeat exam facts, generic study tips, and provider sales pages. They cover table stakes, but they rarely show candidates how to convert weak-domain scores into passing outcomes under the real clock.

This guide focuses on research disclosure controls and dissemination governance, using a practical disclosure-approval checklist approach that matches how supervisors and firms actually work.


Series 87 Exam Snapshot (2026)

MetricValue
ExamResearch Analyst Qualification Examination - Part II
Scored Questions50
Time Limit1 hour 45 minutes
Passing Score70%
Exam Fee$100
Estimated Pass-Rate Range70-75%
Avg Time per Question~126 seconds

Competitor pages usually stop at this table. That is not enough. What matters is what you do with this structure every week.


What Top-Ranking Posts Usually Cover (Table Stakes)

  1. Basic exam format, fee, and prerequisites.
  2. A broad topic list copied from the FINRA content outline.
  3. Generic advice like "take practice tests" or "study 2 hours daily."

You still need those basics, but they do not create a score advantage.

The Gap This Guide Covers

This post gives you a decision system:

  • exactly how to weight your weekly time by exam function
  • how to run timed drills using realistic supervision or compliance logic
  • how to build a miss log that fixes repeat mistakes fast
  • how to convert practice analytics into exam-day confidence

Function Weights and Study Allocation

Use the blueprint below as your base allocation model.

FunctionWeightWhy It Matters
Preparation of Research Reports72%Required disclosures, analyst certifications, firm disclosures, conflicts of interest, supervisory analyst review, rating changes, and approval procedures
Dissemination and Marketing of Information28%Public appearances, oral disclosures, client meetings, information dissemination, responding to inquiries, and sales force feedback

Priority rule:

  • Function 1 focus: Preparation of Research Reports (72%)
  • Function 2 focus: Dissemination and Marketing of Information (28%)
  • Remaining functions: keep coverage, but cap low-value overstudy

The Disclosure-Approval Checklist

Step 1: Build a Weighted Weekly Plan

Target 6-10 hours/week for 4-7 weeks. Allocate 60-70% of your weekly time to the top two weighted functions. Use the remainder for retention of lower-weight areas.

Step 2: Convert Weakness Into Drill Types

Map misses into three buckets:

  • Knowledge miss: you did not know rule/detail
  • Application miss: you knew it, but picked wrong action
  • Time miss: you over-read or changed a correct answer

For each bucket, assign one corrective action within 48 hours.

Step 3: Time-Boxed Simulation

Run two full timed sets each week once your first content pass is done. With 126 seconds/question on average, you need pace control from week one, not just the final week.

Step 4: Decision Logging

After every timed set, document:

  • top 5 repeat misses
  • function area for each miss
  • exact reason the wrong option looked tempting

This is where most candidates gain 8-15 percentage points in a month.


30-Day Execution Schedule

Days 1-7: Foundation and Mapping

  • Complete first-pass review of all functions
  • Build your weighted function map
  • Run one baseline timed set

Days 8-15: High-Weight Function Sprint

  • Focus on Preparation of Research Reports
  • Add mixed questions from Dissemination and Marketing of Information
  • Start miss-log and remediation loop

Days 16-23: Applied Scenario Week

  • Increase case-style and scenario-heavy practice
  • Force verbal reasoning: "why this option, why not others"
  • Run two full timed sets

Days 24-30: Final Calibration

  • Only weak-function remediation
  • Two final mixed simulations
  • Light review of rules, timelines, and process checkpoints

Common Mistakes That Competitor Guides Understate

  1. Over-memorizing terms without workflow context.
  2. Ignoring time-per-question discipline until the final week.
  3. Reviewing wrong answers passively instead of tagging root cause.
  4. Spending equal time on unequal blueprint weights.
  5. Booking too early with one good score instead of consistent performance.

Exam-Day Pacing Template

  • Opening phase: answer clear questions fast and build momentum.
  • Mid phase: tackle medium-confidence scenarios with strict pace control.
  • Final phase: return to flagged items with remaining time buffer.

Do not spend multiple minutes on a single uncertain item early. Flag, move, and recover points elsewhere first.


Start Practicing Now

Reading is step one — but passing requires practice under timed conditions.

Start FREE Series 87 Practice ->Practice questions with detailed explanations
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Question 1 of 4

What is the passing score for Series 87?

A
60%
B
65%
C
70%
D
80%
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