Nebraska Life & Health Insurance License Exam Overview
The Nebraska Life & Health Insurance License Exam is administered by PSI Services LLC (PSI) on behalf of the Nebraska Department of Insurance (DOI). Nebraska is home to major insurers including Mutual of Omaha and Berkshire Hathaway.
Exam Format at a Glance
| Component | Details |
|---|---|
| Total Questions | 150 multiple-choice |
| Time Limit | 2.5 hours |
| Passing Score | 70% (105 correct answers) |
| Testing Vendor | PSI |
| Exam Fee | $45 |
| Pre-licensing Education | Not required |
Why Get Licensed in Nebraska?
- Insurance hub — Mutual of Omaha, Berkshire Hathaway
- Growing Omaha — Corporate headquarters
- Career opportunities — Industry connections
- Midwest market — Regional access
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Key Topics Covered
Life Insurance (30%)
| Feature | Nebraska Standard |
|---|---|
| Grace Period | 31 days |
| Incontestability | 2 years |
| Free Look | 10 days |
Health Insurance (30%)
- Healthcare.gov (federal marketplace)
- Nebraska Medicaid (Heritage Health)
- CHIP
Nebraska Insurance Regulations (15%)
- Nebraska Revised Statutes Chapter 44
- DOI authority
| Topic | Nebraska Requirement |
|---|---|
| Pre-licensing | Not required |
| CE requirement | 24 hours/2 years |
| Passing score | 70% |
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