Insurance Exams6 min read

FREE Indiana Life & Health Insurance Exam Guide 2026: IDOI Exam Prep

Complete free Indiana Life & Health insurance exam prep guide for 2026. Learn exam format, Indiana DOI requirements, and access free practice questions.

Ran Chen, EA, CFP®January 14, 2026

Key Facts

  • Indiana requires 40 hours of pre-licensing education for Life & Health
  • Indiana exam has 150 questions with 70% passing score
  • Healthy Indiana Plan (HIP) is Indiana's Medicaid expansion program
  • Indiana requires 24 hours CE every 2 years (including 3 hours ethics)
  • Indiana Life and Health Insurance Guaranty Association provides up to $300,000 coverage for life insurance death benefits

Indiana Life & Health Insurance License Exam Overview

The Indiana Life & Health Insurance License Exam is administered by Pearson VUE on behalf of the Indiana Department of Insurance (IDOI). Indiana offers a stable insurance market with major employers and growing healthcare industry.

Exam Format at a Glance

ComponentDetails
Total Questions150 multiple-choice
Time Limit3 hours
Passing Score70% (105 correct answers)
Testing VendorPearson VUE
Exam Fee$69
Pre-licensing Education40 hours required

Why Get Licensed in Indiana?

  • 40 hours pre-licensing — Comprehensive preparation
  • Growing healthcare — Indianapolis medical hub
  • Stable economy — Manufacturing and agriculture
  • Central location — Access to regional markets

📚 Start Your FREE Indiana Life & Health Exam Prep

→ Start FREE Indiana Life & Health Exam PrepFree exam prep with practice questions & AI tutor

Key Topics Covered on the Exam

Life Insurance Products (30%)

FeatureIndiana Standard
Grace Period30 days
Incontestability2 years
Free Look10 days

Health Insurance Products (30%)

  • Healthcare.gov (federal marketplace)
  • Healthy Indiana Plan (Medicaid expansion)
  • Hoosier Healthwise (CHIP)

Indiana Insurance Regulations (15%)

  • Indiana Code Title 27
  • IDOI authority
  • Producer licensing
TopicIndiana Requirement
Pre-licensing40 hours
CE requirement24 hours/2 years
Passing score70%

→ Begin FREE Indiana Life & Health Exam Prep NowFree exam prep with practice questions & AI tutor
Test Your Knowledge
Question 1 of 4

How many hours of pre-licensing education does Indiana require for a Life & Health license?

A
20 hours
B
40 hours
C
No pre-licensing required
D
12 hours
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