Indiana Life & Health Insurance License Exam Overview
The Indiana Life & Health Insurance License Exam is administered by Pearson VUE on behalf of the Indiana Department of Insurance (IDOI). Indiana offers a stable insurance market with major employers and growing healthcare industry.
Exam Format at a Glance
| Component | Details |
|---|---|
| Total Questions | 150 multiple-choice |
| Time Limit | 3 hours |
| Passing Score | 70% (105 correct answers) |
| Testing Vendor | Pearson VUE |
| Exam Fee | $69 |
| Pre-licensing Education | 40 hours required |
Why Get Licensed in Indiana?
- 40 hours pre-licensing — Comprehensive preparation
- Growing healthcare — Indianapolis medical hub
- Stable economy — Manufacturing and agriculture
- Central location — Access to regional markets
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Key Topics Covered on the Exam
Life Insurance Products (30%)
| Feature | Indiana Standard |
|---|---|
| Grace Period | 30 days |
| Incontestability | 2 years |
| Free Look | 10 days |
Health Insurance Products (30%)
- Healthcare.gov (federal marketplace)
- Healthy Indiana Plan (Medicaid expansion)
- Hoosier Healthwise (CHIP)
Indiana Insurance Regulations (15%)
- Indiana Code Title 27
- IDOI authority
- Producer licensing
| Topic | Indiana Requirement |
|---|---|
| Pre-licensing | 40 hours |
| CE requirement | 24 hours/2 years |
| Passing score | 70% |
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