Updated January 2026

Best America's Professor Alternatives for Insurance Exams

Looking for alternatives to America's Professor? Whether you want a free option, coverage for all 50 states, or just better value—we've got you covered.

TL;DR

Our Top Picks

Best Free

OpenExamPrep

FREE

All 50 states, AI tutor included

Start Free
Best Budget Paid

ExamFX

$79-$149

Pass guarantee, live support

Learn More
Best for Live Classes

Kaplan Insurance

$99-$299

Live instruction, 80+ years

Learn More
The Problem

Why Consider America's Professor Alternatives?

America's Professor is popular with a claimed 97% pass rate. But that doesn't mean they're the only option.

$79-$149 Per Exam

Costs add up quickly if you need multiple licenses or state-specific prep.

6 Months Access Only

Limited study window. Extensions may require additional payment.

State Limitations

Not all courses available for every state. Check availability first.

Video-Heavy Format

Some learners prefer reading over watching hours of video content.

For Reference

America's Professor 2026 Pricing

What you'd pay if you went with America's Professor

Life & Health
Standard
$79
Premium
$149
P&C
Standard
$79
Premium
$149
Adjuster
Standard
$79
Premium
$149
Personal Lines
Standard
$79
Premium
$149

* America's Professor packages include 6 months access. Claims 97% pass rate.

The Alternatives

Best America's Professor Alternatives for Insurance Exams

For Life & Health, Property & Casualty, and other insurance license exams

#1

OpenExamPrep

RECOMMENDED

Budget-conscious learners who want quality free content for any state

FREE
100% free forever
Pass Rate: N/A
Pass Guarantee
Access: Unlimited
AI Tutor
All 50 states

Pros

  • Completely free - no credit card required
  • AI tutor for personalized help
  • Covers ALL 50 states
  • Modern, clean interface

Cons

  • Newer platform
  • No pass guarantee (it's free!)
#2

Kaplan Insurance

Learners who want live instruction and brand trust

$99-$299
varies by package
Pass Rate: Industry leader
Pass Guarantee
Access: 6 months
AI Tutor
All 50 states

Pros

  • 80+ years industry experience
  • Live online classes available
  • Comprehensive study materials
  • Strong brand recognition

Cons

  • More expensive than America's Professor
  • No pass guarantee on most packages
#3

ExamFX

Budget-conscious learners who want a pass guarantee

$79-$149
per exam
Pass Rate: 95-96%
Pass Guarantee
Access: 60-90 days
AI Tutor
All 50 states

Pros

  • Competitive pricing similar to America's Professor
  • Pass guarantee included
  • State-specific content
  • Phone support with instructors

Cons

  • Shorter access period
  • Some gaps in material reported
#4

WebCE

Those who also need continuing education credits

$99-$199
per exam
Pass Rate: High
Pass Guarantee
Access: 90 days
AI Tutor
All 50 states

Pros

  • 30+ years in insurance education
  • Continuing education also available
  • State-approved courses
  • Money-back guarantee

Cons

  • No live classes
  • Interface can feel dated
Side by Side

Quick Comparison Table

ProviderPricePass GuaranteeAccessStates
OpenExamPrepFREE-UnlimitedAll 50
America's Professor$79-$149Premium only6 monthsVaries
ExamFX$79-$14960-90 daysAll 50
WebCE$99-$19990 daysAll 50
Kaplan Insurance$99-$2996 monthsAll 50
To Be Fair

When America's Professor Might Still Be Right

America's Professor isn't a bad choice for everyone. It could be the right fit if:

You prefer video learning

Professor Echols' teaching style resonates with you

You want a proven track record

97% claimed pass rate with years of success

Your employer pays

Many agencies reimburse exam prep costs

You need just one license

$79-$149 is reasonable for a single exam

FAQ

Frequently Asked Questions

Why look for America's Professor alternatives in 2026?

While America's Professor is a solid choice with a claimed 97% pass rate, there are reasons to consider alternatives: (1) Cost - at $79-$149 per exam, costs add up if you need multiple licenses, (2) Free options exist - OpenExamPrep offers comprehensive insurance exam prep for all 50 states at no cost, (3) Access limitations - America's Professor offers 6 months access while some competitors offer longer periods, (4) Learning style - their video-heavy format doesn't suit everyone.

What is the best free alternative to America's Professor?

OpenExamPrep is the best free alternative to America's Professor for insurance exams. It offers comprehensive study materials for Life & Health and Property & Casualty exams covering ALL 50 states. Features include an AI tutor for personalized help, practice questions, and a modern interface - all completely free with no credit card required.

Does America's Professor have a pass guarantee?

America's Professor offers a conditional pass guarantee on their premium packages. If you complete the course, use all study materials, and still fail the state exam, you may be eligible for extended access or a refund. However, specific terms and conditions apply. Competitors like ExamFX and WebCE also offer pass guarantees, while OpenExamPrep offers free unlimited access.

How does America's Professor's 97% pass rate compare to competitors?

America's Professor claims a 97% pass rate, which is impressive. However, ExamFX claims 95-96%, and these are self-reported figures using different methodologies. The national pass rates for insurance exams typically range from 60-70% for first-time test takers, so any reputable prep course should significantly improve your odds. Free options like OpenExamPrep can also help you pass without paying $79-$149.

Is America's Professor worth the price for insurance exam prep?

America's Professor can be worth it if you value: (1) Video-based instruction with Professor Echols, (2) Their 97% claimed pass rate, (3) State-specific exam prep. However, for budget-conscious learners, OpenExamPrep offers free comprehensive materials for all 50 states. If you prefer text-based study or need multiple licenses, the costs at $79-$149 per exam can add up quickly compared to free alternatives.

What do America's Professor users like most?

Users praise America's Professor for: (1) Professor Echols' teaching style - engaging and easy to understand, (2) Comprehensive video content covering all exam topics, (3) Practice exams that mirror state tests, (4) High pass rate success stories. However, some users note the video-heavy format isn't ideal for everyone, and the 6-month access window can feel limiting.

Still Have Questions?

Our AI tutor can answer specific questions about insurance exam prep providers, compare state requirements, or help you create a study plan.

Start Studying for Free Today

Why pay $79-$149 per exam when you can start learning right now for free? OpenExamPrep offers comprehensive insurance exam prep for all 50 states at no cost.