1.2 Wyoming P&C Producer Licensing Requirements
Key Takeaways
Wyoming requires NO pre-licensing education—candidates can take the exam immediately
The combined P&C exam has 150 questions in 2.5 hours, and you need 70% of the questions correct on the entire exam
Licenses are valid biennially (every 2 years), expiring on the last day of the licensee's birth month
Continuing education: 24 hours every 2 years, including 3 hours of ethics
Nonresident producers complying with home state CE are exempt from Wyoming CE
Licensing Overview
Wyoming issues Property & Casualty producer licenses under Wyoming Statute Title 26, Chapter 9. The licensing process is administered by the Wyoming Department of Insurance in cooperation with the National Insurance Producer Registry (NIPR).
Pre-License Education
NO EDUCATION REQUIRED
Wyoming requires NO mandatory pre-licensing education for Property & Casualty producer licenses.
| Education Component | Wyoming Requirement |
|---|---|
| Classroom Hours | 0 hours |
| Self-Study Hours | 0 hours (recommended: 40-80 hours) |
| Approved Provider | Not applicable |
| Certificate Required | No |
Exam Tip: While Wyoming doesn't mandate pre-licensing education, this doesn't mean the exam is easy. Plan enough self-study to master P&C principles and Wyoming law.
Examination Requirements
Exam Structure
| Exam Component | Details |
|---|---|
| Testing Provider | Pearson VUE |
| Total Questions | 150 (135 scored + 15 unscored pretest) |
| Time Limit | 2.5 hours (150 minutes) |
| Passing Score | 70% of the questions correct on the entire exam |
| Exam Fee | $113 ($96 for a single-line Property or Casualty exam) |
Passing and Retakes
You need to answer 70% of the scored questions correctly on the entire combination exam. Partial passes are not permitted: if you fail, you retake the entire combination exam. Wait 24 hours before booking a retake. If you test online with OnVUE, you get two online attempts per exam; later attempts must be at a test center.
Scheduling the Exam
With Pearson VUE:
- Online: www.pearsonvue.com
- Phone: (866) 936-7786
- Schedule at least 24 hours in advance
- Testing centers or online proctored available
Testing Options:
- Testing Center: Multiple locations in Wyoming
- OnVUE (Online Proctored): Test from home/office with webcam
Exam Day Requirements
Required Identification (bring TWO):
- Primary: Government-issued photo ID (driver's license, passport)
- Secondary: a current ID with your signature, such as a U.S. Social Security card, a debit or credit card, or another primary ID
Not Allowed:
- Cell phones or electronic devices
- Study materials, notes, or books
- Calculators (basic calculator provided if needed)
- Food or beverages
License Application Process
Step-by-Step Application
-
Pass the Pearson VUE Exam
- Answer 70% of the questions correctly
- Receive immediate pass/fail notification
- Complete the application process within one year of passing
-
Submit Application
- Apply online through Sircon or NIPR
- Provide personal and employment information
-
Background Check
- Residents receive a fingerprinting packet after the Department has the application
- Pay the $39 fingerprinting fee
- Disclose any criminal history
-
Pay Licensing Fee
- $100 for residents ($150 for non-residents) for the Property and Casualty lines
-
Receive License
- Department reviews and approves application
- License issued electronically
- License number assigned
Total Licensing Costs
| Item | Cost |
|---|---|
| Exam Fee | $113 |
| License Application Fee | $100 |
| Background Check | $39 |
| TOTAL | $252 |
License Term and Renewal
Biennial License Period
| License Component | Details |
|---|---|
| Initial Term | Biennial (2 years) |
| Expiration | Last day of birth month |
| Renewal Window | 90 days before expiration |
| Missed Renewal | One-year reinstatement period; late fee equals the renewal fee |
Example:
- Producer born May 15, 1985
- License issued June 1, 2026
- First expiration: May 31, 2028
- Renewal period: March 1 - May 31, 2028
Renewal Process
- Complete Continuing Education (24 hours including 3 ethics)
- Submit Renewal through Sircon
- Pay Renewal Fee ($100)
- Update Information (employment, address changes)
- Receive Renewed License
Exam Tip: Wyoming licenses renew every two years on the last day of the producer's birth month, and renewal invoices go out 90 days before the renewal date.
Continuing Education Requirements
CE Hour Requirements
| CE Component | Requirement |
|---|---|
| Total Hours | 24 hours every 2 years |
| Ethics Hours | 3 hours |
| Delivery Method | Classroom, online, or self-study |
| Carryover | Up to 12 excess hours carry forward |
CE Compliance Details
Reporting Period: Each 2-year license period
Approved Courses:
- Must be approved by the Wyoming Department of Insurance
- National CE courses approved in other states generally accepted
- Ethics course must specifically address insurance ethics
Carryover Credits:
- Complete CE within 120 days before renewal
- Up to 12 excess hours carry to next period
- Must apply carryover credits during renewal
Nonresident CE Exemption
Home State Reciprocity: Wyoming grants CE exemption to nonresident producers:
| Situation | Wyoming CE Requirement |
|---|---|
| Home state has CE | Comply with home state = exempt from Wyoming CE |
| Home state has no CE | Must complete Wyoming's 24 hours + 3 ethics |
Exam Tip: Nonresident producers in compliance with their home state CE requirements are automatically compliant in Wyoming (reciprocity). This encourages multi-state licensing.
License Types and Lines of Authority
Producer License Categories
Wyoming issues the following P&C-related lines of authority:
| Line of Authority | Coverage Types |
|---|---|
| Property | Homeowners, dwelling, commercial property, inland marine |
| Casualty | Auto, general liability, workers' compensation, professional liability |
| Property & Casualty | Combined property and casualty (most common) |
| Personal Lines | Personal auto and homeowners only |
| Surplus Lines | Non-admitted insurance (requires additional license) |
License Limitations
Producers may only sell insurance for:
- Lines of authority listed on their license
- Insurers they are appointed with
- Products they are qualified and trained to sell
Violation: Selling outside your lines of authority is grounds for license discipline.
Appointment Requirements
Insurer Appointments
Producers must be appointed by insurers to sell their products:
Appointment Process:
- Insurer submits appointment to Wyoming DOI
- Producer must hold appropriate license
- Department processes appointment
- Producer authorized to sell that insurer's products
Multiple Appointments: Producers may hold appointments with multiple insurers simultaneously.
Termination Notification: When an insurer terminates a producer appointment for cause (violation, misconduct), the insurer must notify the Department within 30 days.
Exam Tip: Having a license is not enough—producers must also be appointed by insurers. Selling without appointment is unauthorized practice.
How many continuing education hours must Wyoming P&C producers complete every 2 years?
12 hours total
20 hours total
24 hours including 3 ethics
30 hours including 5 ethics
When do Wyoming producer licenses expire?
December 31 every 2 years
On the producer's birthday every 2 years
On the last day of the producer's birth month every 2 years
On the anniversary of the license issue date
How long do candidates have to apply for their Wyoming license after passing the exam?
30 days
90 days
6 months
12 months
Sections you finish are checked off in the contents.