11.2 Traffic Offence Codes & Fines

Key Takeaways

  • Memorise high-yield FRSC practice-bank codes with sample fines: DGD ₦50,000; DUI ₦5,000; UPD ₦4,000; SUV ₦2,000; AMD ₦10,000; ACS ₦10,000; SLV ₦5,000; ROB ₦3,000; CRV ₦3,000; EWT ₦2,000
  • DGD is dangerous driving — the largest sample fine in this set; do not confuse it with ordinary SLV speed-limit violation at ₦5,000
  • UPD is phone use while driving (₦4,000); SUV is seat-belt violation (₦2,000); CRV is child-restraint violation (₦3,000)
  • AMD (assaulting a marshal) and ACS (attempting to corrupt a marshal) are both ₦10,000 sample fines — violence and bribery are never solutions
  • Highway Code general offence themes also include no licence, disobeying signs/lights, reckless driving, smoking/eating while driving, driving with one hand, and related unsafe habits
Last updated: August 2026

Why offence codes are a chapter of their own

Chapters 1–10 taught you how to drive lawfully and safely. Chapter 11.2 teaches the price and label of getting it wrong — as framed in the FRSC practice bank sample fine set used by this exam family. CBT stems often present a three-letter code, a short description, or a naira amount and ask you to match them. Guessing is expensive: DGD is ₦50,000 in this set, while a seat-belt SUV is ₦2,000. Mixing those numbers is a classic fail pattern.

Quick Answer (master table): DGD Dangerous Driving ₦50,000 · DUI ₦5,000 · UPD phone use while driving ₦4,000 · SUV seat belt violation ₦2,000 · AMD assaulting marshal ₦10,000 · ACS attempting to corrupt marshal ₦10,000 · SLV speed limit violation ₦5,000 · ROB road obstruction ₦3,000 · CRV child restraint ₦3,000 · EWT no spare tyre ₦2,000. Also know Highway Code themes: no licence, disobey signs/lights, reckless driving, smoke/eat while driving, drive with one hand, and similar unsafe acts.

Study note: These figures are the exam-family sample associations you must recall for this guide and its practice bank. Always follow current official schedules and lawful processes in real life; for the CBT, lock the table below cold.


Master code–fine table (memorise in both directions)

CodeMeaningSample fine
DGDDangerous Driving₦50,000
DUIDriving under the influence (alcohol/drugs context in practice items)₦5,000
UPDUse of phone while driving₦4,000
SUVSeat belt violation₦2,000
AMDAssaulting a marshal₦10,000
ACSAttempting to corrupt a marshal (bribery attempt)₦10,000
SLVSpeed limit violation₦5,000
ROBRoad obstruction₦3,000
CRVChild restraint violation₦3,000
EWTExcess/without spare tyre theme — no spare tyre₦2,000

Dual-direction drill

Practice both ways:

  1. Code → fine (see DGD, answer ₦50,000).
  2. Fine → code (see ₦4,000, answer UPD).
  3. Behaviour → code (texting at the wheel → UPD).
  4. Near-miss pairs (DUI ₦5,000 vs SLV ₦5,000 — same money, different code).

Code-by-code teaching notes

DGD — Dangerous Driving (₦50,000)

DGD is the heavyweight of the sample set. Dangerous driving is more than a mild excess of speed: it is driving that creates serious danger to persons or property — reckless patterns, extreme disregard for conditions, and behaviours the bank groups under “dangerous.”

  • Fine anchor: ₦50,000 — do not swap with SLV's ₦5,000.
  • Chapter links: Chapter 6 (speed), Chapter 9 (defensive vs aggressive), Chapter 4–5 (reckless manoeuvres).
  • Exam tip: If options show ₦50,000 next to “dangerous driving,” take it; if a stem says ordinary “speed limit violation,” that is SLV, not DGD.

DUI — ₦5,000

DUI in the practice bank is the alcohol/drug impairment offence tag with sample fine ₦5,000. Chapter 10 covered why impairment destroys reaction time and judgement; here you learn the code and money association.

  • Pair memory: DUI = ₦5,000 and SLV = ₦5,000 — same amount, different misconduct.
  • Never argue “I only had a little” on the exam; the tested idea is do not drive impaired, and the sample fine is five thousand naira under this code set.

UPD — Phone use while driving (₦4,000)

UPD is the ₦4,000 phone-while-driving code. Distracted driving (calls, texting, scrolling) is a modern crash factory. Highway Code and FRSC education treat handheld phone use as incompatible with safe control.

  • Unique fine in the set: ₦4,000 (only UPD uses this amount among the ten codes).
  • Easy recall hook: Updated phone habit costs ₦4k if you use it while driving.

SUV — Seat belt violation (₦2,000)

SUV here is not “sport utility vehicle.” In the offence bank it is seat belt violation at ₦2,000. Chapter 10 taught restraint safety; 11.2 teaches the fine tag.

  • Same ₦2,000 band as EWT (no spare tyre) — distinguish by behaviour, not only by amount.
  • Drivers and applicable passengers must belt up; “I was only going to the junction” is not a CBT defence.

AMD — Assaulting a marshal (₦10,000)

AMD is assaulting a marshal — sample ₦10,000. Physical violence, battery, or assaultive conduct toward an FRSC marshal is a serious offence theme. It pairs with ACS at the same money level.

  • Hook: Assault → AMD₦10,000.
  • Real-world and exam: anger at a stop never justifies violence.

ACS — Attempting to corrupt a marshal (₦10,000)

ACS is attempting to corrupt a marshal — the bribery attempt code at ₦10,000. Offering money or favour to kill a ticket is itself an offence in this teaching set.

  • Hook: Attempt to Corrupt → ACS₦10,000.
  • Section 11.3 will repeat: pay via Remita, never via informal “settlement.”

SLV — Speed limit violation (₦5,000)

SLV is ordinary speed limit violation at ₦5,000. It is not automatically DGD. Chapter 6 gave urban/highway/expressway tables; SLV is the coded fine for exceeding applicable limits in the sample bank.

  • Same ₦5,000 as DUI — separate the letters.
  • Posted limits that are lower than general tables still control (Chapter 6).

ROB — Road obstruction (₦3,000)

ROB is road obstruction at ₦3,000. Blocking the carriageway improperly — abandoned vehicle without warning, wrongful parking that chokes a lane, or similar obstruction themes — fits this code family.

  • Same ₦3,000 as CRV.
  • Link to Chapter 3 breakdown warning (triangle/early warning) and Chapter 4 parking rules.

CRV — Child restraint (₦3,000)

CRV is child restraint violation at ₦3,000. Children need appropriate restraints; adult seat belts are not a full substitute for proper child restraint practice taught in safety chapters.

  • Pair with SUV: adult belt ₦2,000 sample vs child restraint ₦3,000 sample in this set.
  • Do not invent that children are “exempt because the trip is short.”

EWT — No spare tyre (₦2,000)

EWT in this bank is tied to no spare tyre (vehicle equipment readiness) at ₦2,000. First-parade discipline from Chapter 3 included spare, jack, and tools; EWT is the offence-code echo.

  • Same money as SUV; different duty (equipment vs belt).
  • Hook: Equipment/tyre readiness — EWT.

Amount clusters (speed-memorisation aid)

AmountCodes in this sample set
₦50,000DGD only
₦10,000AMD, ACS
₦5,000DUI, SLV
₦4,000UPD only
₦3,000ROB, CRV
₦2,000SUV, EWT

If you remember only the ₦50,000 = DGD and ₦4,000 = UPD uniques, you already avoid two of the most common swaps.


Highway Code general offence themes (beyond the ten codes)

The Code and FRSC education materials also list or imply broader offence/behaviour themes that appear in scenario stems even when a three-letter code is not shown:

Licensing and authority

  • Driving without a valid licence (or wrong class for the vehicle).
  • Driving while suspended or after revocation (expanded in 11.3).
  • Failure to produce licence/documents when lawfully required.

Control devices and signs

  • Disobeying traffic signs (prohibitory, mandatory, and other regulatory commands).
  • Disobeying traffic lights (red means stop — Chapter 7).
  • Ignoring lawful directions of authorised officers.

Dangerous and reckless patterns

  • Reckless driving patterns related to, but not always labelled as, DGD.
  • Racing, competitive weaving, or intentional intimidation.
  • Excessive speed relative to conditions even when a numeric board is absent (still unsafe and potentially chargeable under broader dangerous/reckless themes).

Distraction and poor control habits

  • Smoking while driving as a listed unsafe/offence-theme habit in Code-style materials.
  • Eating while driving when it impairs control.
  • Driving with one hand as a poor-control habit the Code criticises (except where a lawful signal or control input briefly requires it — exam answers prefer two-handed stable control as the default).
  • Other distractions that remove both hands, both eyes, or full attention from the driving task.

Vehicle condition and load

  • Unroadworthy vehicles (bald tyres, failed lights, defective brakes — Chapter 3).
  • Insecure loads that endanger others.
  • Missing critical emergency equipment themes (triangle, spare — EWT).

Vulnerable road users and restraint

  • Failure to give due care to pedestrians, children, cyclists, okadas.
  • Seat belt and child restraint failures (SUV, CRV).

You do not need a separate fine for every theme if the stem is qualitative (“which is an offence?”). Choose the option that names the illegal or unsafe act the Code condemns.


Scenario drills (code selection)

Scenario A. Driver does 140 km/h through a 50 km/h market road, weaving and forcing pedestrians back — may be charged under dangerous driving (DGD, ₦50,000) territory, not a mild paperwork slap.

Scenario B. Driver holds a phone video call at 80 km/h — UPD, ₦4,000.

Scenario C. Front-seat passenger unbelted on the expressway — SUV, ₦2,000 sample association for seat-belt violation.

Scenario D. Motorist offers a folded note “to make this go away” — ACS, ₦10,000.

Scenario E. Motorist shoves a marshal during document check — AMD, ₦10,000.

Scenario F. Car left blocking a live lane without proper warning — ROB, ₦3,000 theme.

Scenario G. Toddler free-standing on the rear seat — CRV, ₦3,000.

Scenario H. Boot has no spare tyre on a compliance check — EWT, ₦2,000.

Scenario I. Breath/behaviour indicates alcohol impairment — DUI, ₦5,000 sample.

Scenario J. Simple excess over a posted 60 where the bank frames ordinary limit breach — SLV, ₦5,000.


Common CBT traps

TrapCorrection
DGD = ₦5,000DGD = ₦50,000; ₦5,000 is DUI/SLV
UPD = ₦2,000UPD = ₦4,000; ₦2,000 is SUV/EWT
SUV means sport utility fineSUV = seat belt violation here
AMD and ACS have different sample finesBoth ₦10,000 in this set
ROB and CRV confuse amountsBoth ₦3,000 — learn by meaning
“No spare” has no codeEWT = ₦2,000
Only coded items are offencesHighway Code lists many behavioural offences too

Study checklist for Section 11.2

  1. Write the ten codes from memory with fines.
  2. Recite amount clusters (50 / 10 / 5 / 4 / 3 / 2 thousand).
  3. Explain DGD vs SLV in one sentence each.
  4. Explain AMD vs ACS (violence vs bribery).
  5. List five Code general themes: no licence, disobey signs/lights, reckless, smoke/eat while driving, one-hand driving.
  6. Connect restraints: SUV adult belt, CRV child restraint.

Link forward

Section 11.3 answers: how do you pay (Remita), what points do, and when the licence itself is warned, suspended, or revoked.

Test Your Knowledge

In the FRSC practice-bank sample fine set used in this guide, what is the fine associated with DGD (Dangerous Driving)?

A
B
C
D
Test Your Knowledge

Which pairing is correct for phone use while driving in this exam family's sample code set?

A
B
C
D

60-second oral quiz (cover the table)

  1. DGD? → Dangerous Driving, ₦50,000
  2. Two codes at ₦10,000? → AMD and ACS
  3. Two codes at ₦5,000? → DUI and SLV
  4. Only ₦4,000 code? → UPD
  5. Seat belt code/fine? → SUV / ₦2,000
  6. Child restraint? → CRV / ₦3,000
  7. Road obstruction? → ROB / ₦3,000
  8. No spare tyre? → EWT / ₦2,000

Miss any item? Rewrite that row three times, then re-run the oral quiz.

Test Your Knowledge

A driver offers money to an FRSC marshal to cancel a ticket. Which sample code and fine apply in this guide's bank?

A
B
C
D
Test Your Knowledge

Which statement correctly separates SLV from DGD in the sample fine set?

A
B
C
D
Test Your Knowledge

Besides the three-letter codes, which set reflects Highway Code general offence themes a CBT candidate should recognise?

A
B
C
D