5.2 Fractions, Decimals, Ratios & Percentages

Key Takeaways

  • Fractions represent division quotients and part-to-whole relationships; operations require the Least Common Denominator (LCD) for addition/subtraction, direct term multiplication for products, and reciprocal multiplication for division (ab÷cd=ab⋅dc\frac{a}{b} \div \frac{c}{d} = \frac{a}{b} \cdot \frac{d}{c}).

  • Every terminating and repeating decimal represents a rational number; non-terminating repeating decimals 0.d‾0.\overline{d} are converted to exact rational fractions ab\frac{a}{b} via algebraic difference equations (10kx−x10^k x - x).

  • Ratios compare quantities in part-to-part or part-to-whole relationships; proportions equate two ratios (ab=cd  ⟺  ad=bc\frac{a}{b} = \frac{c}{d} \iff ad = bc), governing direct variation (y=kxy = kx) while inverse variation maintains constant product (x1y1=x2y2x_1 y_1 = x_2 y_2).

  • Percent change must strictly reference the original starting baseline value: Percent Change=∣New−Original∣Original×100%\text{Percent Change} = \frac{|\text{New} - \text{Original}|}{\text{Original}} \times 100\%; dividing by the new value is a fatal FTCE distractor trap.

  • Successive percentage changes are multiplicative, not additive; a 20%20\% price increase followed by a 20%20\% discount results in a net 4%4\% decrease (1.20×0.80=0.961.20 \times 0.80 = 0.96).

Last updated: August 2026

Fractions, Decimals, Ratios & Percentages

Fractions, decimals, ratios, and percentages represent four interconnected representations of rational proportional reasoning. On the FTCE General Knowledge Mathematics subtest, proportional reasoning forms the single largest category of applied arithmetic questions. Candidates must demonstrate seamless agility in interconverting between representations, executing fraction and mixed-number operations, solving direct and inverse variation models, and calculating multi-tier percentage changes.


1. Fraction Concepts, Equivalence & Operations

A fraction ab\frac{a}{b} consists of a numerator aa (representing the number of equal parts being considered) and a denominator bb (representing the total number of equal parts into which the whole is divided, where b≠0b \neq 0).

Fraction Types & Conversions

  • Proper Fraction: Numerator is strictly less than denominator (∣a∣<∣b∣|a| < |b|, e.g., 37,58\frac{3}{7}, \frac{5}{8}). Value is between −1-1 and 11.
  • Improper Fraction: Numerator is greater than or equal to denominator (∣a∣≥∣b∣|a| \ge |b|, e.g., 114,99\frac{11}{4}, \frac{9}{9}). Value is ≥1\ge 1 or ≤−1\le -1.
  • Mixed Number: A combination of a non-zero integer and a proper fraction (cabc \frac{a}{b}, e.g., 2342 \frac{3}{4}).
    • Converting Mixed Number to Improper Fraction: cab=(c×b)+ab  ⟹  435=(4×5)+35=235c \frac{a}{b} = \frac{(c \times b) + a}{b} \qquad \implies \quad 4 \frac{3}{5} = \frac{(4 \times 5) + 3}{5} = \frac{23}{5}
    • Converting Improper Fraction to Mixed Number: Divide numerator by denominator: 29÷6=429 \div 6 = 4 with a remainder of 5  ⟹  296=4565 \implies \frac{29}{6} = 4 \frac{5}{6}.

Equivalent Fractions & Simplest Form

Multiplying or dividing both numerator and denominator by the same non-zero integer preserves fractional value:

ab=a⋅kb⋅k(k≠0)\frac{a}{b} = \frac{a \cdot k}{b \cdot k} \qquad (k \neq 0)

A fraction is in simplest form (lowest terms) when GCF(a,b)=1\text{GCF}(a, b) = 1. To reduce: divide numerator and denominator by their greatest common factor:

4872=48÷2472÷24=23\frac{48}{72} = \frac{48 \div 24}{72 \div 24} = \frac{2}{3}

Comparing and Ordering Fractions

  1. Cross-Multiplication Comparison Method: ab<cd  ⟺  a⋅d<b⋅c(for positive b,d)\frac{a}{b} < \frac{c}{d} \iff a \cdot d < b \cdot c \qquad (\text{for positive } b, d) Example: Compare 58\frac{5}{8} and 711\frac{7}{11}: 5×11=55vs.8×7=565 \times 11 = 55 \qquad \text{vs.} \qquad 8 \times 7 = 56 Since 55<5655 < 56, it follows that 58<711\frac{5}{8} < \frac{7}{11}.
  2. Common Denominator Method: Find the Least Common Multiple of the denominators (LCD) and scale numerators.
  3. Benchmark Comparison: Compare fractions against standard benchmarks (0,14,12,34,10, \frac{1}{4}, \frac{1}{2}, \frac{3}{4}, 1).

2. Computational Operations with Fractions & Mixed Numbers

Addition & Subtraction of Fractions

Fractions must have identical denominators before adding or subtracting numerators:

ad±bd=a±bd\frac{a}{d} \pm \frac{b}{d} = \frac{a \pm b}{d}

If denominators differ, determine the Least Common Denominator LCD=LCM(d1,d2)\text{LCD} = \text{LCM}(d_1, d_2) and rewrite equivalent fractions:

56+38  ⟹  LCM(6,8)=24  ⟹  5×46×4+3×38×3=2024+924=2924=1524\frac{5}{6} + \frac{3}{8} \implies \text{LCM}(6, 8) = 24 \implies \frac{5 \times 4}{6 \times 4} + \frac{3 \times 3}{8 \times 3} = \frac{20}{24} + \frac{9}{24} = \frac{29}{24} = 1 \frac{5}{24}

Mixed Number Subtraction with Regrouping (Borrowing)

Subtract 514−2565 \frac{1}{4} - 2 \frac{5}{6}:

  1. Find common denominator: LCM(4,6)=12\text{LCM}(4, 6) = 12: 5312−210125 \frac{3}{12} - 2 \frac{10}{12}
  2. Since 312<1012\frac{3}{12} < \frac{10}{12}, regroup 11 from whole number 55: 5312=4+1+312=4+1212+312=415125 \frac{3}{12} = 4 + 1 + \frac{3}{12} = 4 + \frac{12}{12} + \frac{3}{12} = 4 \frac{15}{12}
  3. Execute subtraction: 41512−21012=(4−2)+(15−1012)=25124 \frac{15}{12} - 2 \frac{10}{12} = (4 - 2) + \left(\frac{15 - 10}{12}\right) = 2 \frac{5}{12}

Multiplication of Fractions

Multiply numerators directly and denominators directly. Always cross-cancel common factors prior to multiplying to maintain minimal computation:

ab×cd=a⋅cb⋅d\frac{a}{b} \times \frac{c}{d} = \frac{a \cdot c}{b \cdot d}

Example with cross-cancellation:

1425×1528=141255×153282=1×35×2=310\frac{14}{25} \times \frac{15}{28} = \frac{14^1}{25^5} \times \frac{15^3}{28^2} = \frac{1 \times 3}{5 \times 2} = \frac{3}{10}

Rule for Mixed Numbers: Convert all mixed numbers to improper fractions before multiplying:

213×147=73×117=71×113×71=113=3232 \frac{1}{3} \times 1 \frac{4}{7} = \frac{7}{3} \times \frac{11}{7} = \frac{7^1 \times 11}{3 \times 7^1} = \frac{11}{3} = 3 \frac{2}{3}

Division of Fractions

Dividing by a fraction is algebraically identical to multiplying by its reciprocal (multiplicative inverse):

ab÷cd=ab×dc=adbc(b,c,d≠0)\frac{a}{b} \div \frac{c}{d} = \frac{a}{b} \times \frac{d}{c} = \frac{ad}{bc} \qquad \left(b, c, d \neq 0\right)

Example:

334÷178=154÷158=154×815=15141×82151=21=23 \frac{3}{4} \div 1 \frac{7}{8} = \frac{15}{4} \div \frac{15}{8} = \frac{15}{4} \times \frac{8}{15} = \frac{15^1}{4^1} \times \frac{8^2}{15^1} = \frac{2}{1} = 2

3. Decimal Arithmetic & Interconversions

Decimal Operations

  • Addition & Subtraction: Align decimal points vertically. Pad trailing zeros as place holders: 42.800+7.64950.449\begin{aligned} 42.800 \\ + 7.649 \\ \hline 50.449 \end{aligned}
  • Multiplication: Multiply numbers ignoring decimal points; then sum the total decimal places in both factors to place the decimal point in the final product: 3.14  (2 decimal places)×0.05  (2 decimal places)=0.1570  (4 decimal places)=0.1573.14 \; (2\text{ decimal places}) \times 0.05 \; (2\text{ decimal places}) = 0.1570 \; (4\text{ decimal places}) = 0.157
  • Division: If the divisor is a decimal, multiply both divisor and dividend by 10k10^k to convert divisor into an integer: 14.28÷0.4  ⟹  14.28×100.4×10=142.84=35.714.28 \div 0.4 \implies \frac{14.28 \times 10}{0.4 \times 10} = \frac{142.8}{4} = 35.7

Algebraic Conversion of Repeating Decimals to Fractions

Every periodic repeating decimal can be transformed into an exact rational fraction using algebra:

Pure Repeating Decimal Example

Convert N=0.45‾=0.454545…N = 0.\overline{45} = 0.454545\dots to a fraction:

  1. Let x=0.45‾x = 0.\overline{45}.
  2. Because the repeating block has 22 digits, multiply by 102=10010^2 = 100: 100x=45.45‾100x = 45.\overline{45}
  3. Subtract the original equation: 100x=45.4545…−x=    0.4545…99x=45\begin{aligned} 100x &= 45.4545\dots \\ - x &= \;\;0.4545\dots \\ \hline 99x &= 45 \end{aligned}
  4. Solve for xx and simplify: x=4599=45÷999÷9=511x = \frac{45}{99} = \frac{45 \div 9}{99 \div 9} = \frac{5}{11}

Delayed Repeating Decimal Example

Convert N=0.16‾=0.16666…N = 0.1\overline{6} = 0.16666\dots to a fraction:

  1. Let x=0.16‾x = 0.1\overline{6}.
  2. Multiply by 1010 to isolate the non-repeating part: 10x=1.6‾10x = 1.\overline{6}.
  3. Multiply by 100100 to include one repeating period: 100x=16.6‾100x = 16.\overline{6}.
  4. Subtract equations: 100x−10x=16.6‾−1.6‾  ⟹  90x=15  ⟹  x=1590=16100x - 10x = 16.\overline{6} - 1.\overline{6} \implies 90x = 15 \implies x = \frac{15}{90} = \frac{1}{6}

Master Fraction-Decimal-Percent Conversion Reference

FractionDecimalPercentageFractionDecimalPercentage
12\frac{1}{2}0.50.550%50\%16\frac{1}{6}0.16‾0.1\overline{6}16.6‾%=1623%16.\overline{6}\% = 16 \frac{2}{3}\%
13\frac{1}{3}0.3‾0.\overline{3}33.3‾%=3313%33.\overline{3}\% = 33 \frac{1}{3}\%56\frac{5}{6}0.83‾0.8\overline{3}83.3‾%=8313%83.\overline{3}\% = 83 \frac{1}{3}\%
23\frac{2}{3}0.6‾0.\overline{6}66.6‾%=6623%66.\overline{6}\% = 66 \frac{2}{3}\%18\frac{1}{8}0.1250.12512.5%=1212%12.5\% = 12 \frac{1}{2}\%
14\frac{1}{4}0.250.2525%25\%38\frac{3}{8}0.3750.37537.5%=3712%37.5\% = 37 \frac{1}{2}\%
34\frac{3}{4}0.750.7575%75\%58\frac{5}{8}0.6250.62562.5%=6212%62.5\% = 62 \frac{1}{2}\%
15\frac{1}{5}0.20.220%20\%78\frac{7}{8}0.8750.87587.5%=8712%87.5\% = 87 \frac{1}{2}\%
25\frac{2}{5}0.40.440%40\%110\frac{1}{10}0.10.110%10\%
35\frac{3}{5}0.60.660%60\%112\frac{1}{12}0.083‾0.08\overline{3}8.3‾%=813%8.\overline{3}\% = 8 \frac{1}{3}\%
45\frac{4}{5}0.80.880%80\%120\frac{1}{20}0.050.055%5\%

4. Ratios, Rates, Proportions & Variations

Ratios & Rates

  • Ratio: A comparison of two quantities by division, written as a:ba:b, a to ba\text{ to }b, or ab\frac{a}{b}.
    • Part-to-Part Ratio: Compares one component to another (e.g., boys to girls =12:15=4:5= 12:15 = 4:5).
    • Part-to-Whole Ratio: Compares one component to the total aggregate (e.g., boys to total students =12:27=4:9= 12:27 = 4:9).
  • Unit Rate: A rate normalized so the denominator equals 11 unit (e.g., speed in miles per hour, unit cost in dollars per ounce): Unit Price=Total CostTotal Quantity\text{Unit Price} = \frac{\text{Total Cost}}{\text{Total Quantity}}

Solving Proportions

A proportion is an equation stating that two ratios are equal:

ab=cd  ⟺  a⋅d=b⋅c(Cross-Multiplication Property)\frac{a}{b} = \frac{c}{d} \iff a \cdot d = b \cdot c \qquad (\text{Cross-Multiplication Property})

Direct vs. Inverse Variation Models

CharacteristicDirect VariationInverse (Indirect) Variation
Mathematical Equationy=kx  ⟺  yx=ky = kx \quad \iff \quad \frac{y}{x} = kxy=k  ⟺  y=kxxy = k \quad \iff \quad y = \frac{k}{x}
Two-Point Relationshipy1x1=y2x2\frac{y_1}{x_1} = \frac{y_2}{x_2}x1y1=x2y2x_1 y_1 = x_2 y_2
Behavioral DynamicAs xx increases, yy increases proportionally.As xx increases, yy decreases proportionally.
Graphical ShapeStraight line passing through origin (0,0)(0,0).Hyperbolic curve asymptotic to coordinate axes.
Real-World Examples- Distance vs. time at constant speed; - Total grocery cost vs. pounds purchased- Number of workers vs. hours to complete project; - Speed vs. travel time for a fixed distance

Inverse Variation Applied Example

If 66 educators can grade a standardized assessment batch in 88 hours, how many hours would it take 1010 educators working at the same pace?

  1. Identify relationship: Workforce size (ww) and grading time (tt) vary inversely   ⟹  w1t1=w2t2\implies w_1 t_1 = w_2 t_2.
  2. Substitute known values: 6×8=10×t2  ⟹  48=10t2  ⟹  t2=4810=4.8 hours6 \times 8 = 10 \times t_2 \implies 48 = 10 t_2 \implies t_2 = \frac{48}{10} = 4.8\text{ hours}
  3. Convert decimal time: 0.8 hr×60 min/hr=48 minutes  ⟹  4 hours 48 minutes0.8\text{ hr} \times 60\text{ min/hr} = 48\text{ minutes} \implies 4\text{ hours } 48\text{ minutes}.

5. Percent Applications, Markups, Discounts & Financial Calculations

Percent Fundamentals

A percent represents a fraction with a denominator of 100100 (per cent=per hundred\text{per cent} = \text{per hundred}):

Percent=PartWhole×100%  ⟺  Part=Percent (in decimal form)×Whole\text{Percent} = \frac{\text{Part}}{\text{Whole}} \times 100\% \qquad \iff \qquad \text{Part} = \text{Percent (in decimal form)} \times \text{Whole}

Percent Change (Increase / Decrease)

Percent Change=∣New Value−Original Value∣Original Value×100%\text{Percent Change} = \frac{|\text{New Value} - \text{Original Value}|}{\text{Original Value}} \times 100\%

⚠️ CRITICAL FTCE TRAP: Always divide the absolute difference by the ORIGINAL (initial) value, NEVER the new or discounted value!

Example: A school district budget increases from $4,000,000\text{\textdollar}4,000,000 to $4,600,000\text{\textdollar}4,600,000. What is the percent increase?

Percent Increase=4,600,000−4,000,0004,000,000×100%=600,0004,000,000×100%=0.15×100%=15%\text{Percent Increase} = \frac{4,600,000 - 4,000,000}{4,000,000} \times 100\% = \frac{600,000}{4,000,000} \times 100\% = 0.15 \times 100\% = 15\%

Successive (Compound) Percentage Changes

When an item undergoes multiple consecutive percentage adjustments, you cannot simply add or subtract the percentages. Each adjustment applies to the updated intermediate base.

Multiplier Method

  • A markup of p%p\% corresponds to multiplying by (1+r)(1 + r) where r=p/100r = p/100.
  • A discount of d%d\% corresponds to multiplying by (1−d/100)(1 - d/100).

Example: A graphing calculator wholesale cost is $80\text{\textdollar}80. The bookstore marks it up by 25%25\%. Later, during a back-to-school promotion, the bookstore offers a 20%20\% discount off the retail price. What is the final sale price?

  1. Markup multiplier: 1+0.25=1.251 + 0.25 = 1.25. Retail Price=80×1.25=$100\text{Retail Price} = 80 \times 1.25 = \$100
  2. Discount multiplier: 1−0.20=0.801 - 0.20 = 0.80. Final Sale Price=100×0.80=$80\text{Final Sale Price} = 100 \times 0.80 = \$80
  3. Insight: A 25%25\% markup followed by a 20%20\% discount returned the price to the original $80\text{\textdollar}80 because 1.25×0.80=1.001.25 \times 0.80 = 1.00.

Example 2 (Consecutive Discounts): An item priced at $200\text{\textdollar}200 receives a 30%30\% store discount and an additional 10%10\% loyalty coupon.

Final Price=200×(1−0.30)×(1−0.10)=200×0.70×0.90=200×0.63=$126\text{Final Price} = 200 \times (1 - 0.30) \times (1 - 0.10) = 200 \times 0.70 \times 0.90 = 200 \times 0.63 = \$126

The effective total discount is 1−0.63=0.37=37%1 - 0.63 = 0.37 = 37\% (NOT 30%+10%=40%30\% + 10\% = 40\%!).

Simple Interest & Compound Interest

  • Simple Interest Formula: I=P⋅r⋅tI = P \cdot r \cdot t Where:
    • I=Interest earned or paidI = \text{Interest earned or paid}
    • P=Principal amount invested or borrowedP = \text{Principal amount invested or borrowed}
    • r=Annual interest rate as a decimal (e.g., 6%=0.06)r = \text{Annual interest rate as a decimal (e.g., } 6\% = 0.06)
    • t=Time in YEARS (e.g., 18 months =1.5 years)t = \text{Time in YEARS (e.g., } 18\text{ months } = 1.5\text{ years)}
  • Total Accumulated Balance (AA): A=P+I=P+Prt=P(1+rt)A = P + I = P + Prt = P(1 + rt)
  • Compound Interest (Compounded nn times per year): A=P(1+rn)ntA = P\left(1 + \frac{r}{n}\right)^{nt}
    • Annually: n=1n = 1
    • Semiannually: n=2n = 2
    • Quarterly: n=4n = 4
    • Monthly: n=12n = 12
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Proportional Reasoning & Percent Problem Solving Decision Tree
Test Your Knowledge

A vocational carpentry teacher starts with an 8-foot wooden plank (96 inches96\text{ inches}). The teacher cuts two pieces measuring 2438 inches24 \frac{3}{8}\text{ inches} and 3834 inches38 \frac{3}{4}\text{ inches}. If each saw cut results in a kerf blade loss of 18 inch\frac{1}{8}\text{ inch} (2 cuts total), what is the exact length of the remaining piece?

A

3278 inches32 \frac{7}{8}\text{ inches}

B

3258 inches32 \frac{5}{8}\text{ inches}

C

3318 inches33 \frac{1}{8}\text{ inches}

D

3338 inches33 \frac{3}{8}\text{ inches}

Test Your Knowledge

What is the simplified rational fraction representation of the repeating decimal 0.245‾=0.2454545…0.2\overline{45} = 0.2454545\dots in lowest terms?

A

245999\frac{245}{999}

B

49200\frac{49}{200}

C

27110\frac{27}{110}

D

45198\frac{45}{198}

Test Your Knowledge

A maintenance crew of 4 technicians can completely pressure-wash and repaint the exterior of a Florida elementary school in 15 days. If the district requires the project to be completed in 6 days, how many ADDITIONAL technicians with the same productivity rate must be hired?

A

14 technicians

B

10 technicians

C

8 technicians

D

6 technicians

Test Your Knowledge

A school supplies retailer purchases art kits from a wholesaler for $50\text{\textdollar}50 each. The retailer marks up the price by 40%40\% to set the regular retail price. During an annual clearance event, the retailer offers a 30%30\% discount off the regular retail price. What is the net profit or loss per kit compared to the original $50\text{\textdollar}50 wholesale cost?

A

$1.00 loss\text{\textdollar}1.00\text{ loss}

B

$1.00 profit\text{\textdollar}1.00\text{ profit}

C

$5.00 profit\text{\textdollar}5.00\text{ profit}

D

$0.00 (break-even)\text{\textdollar}0.00\text{ (break-even)}

Test Your Knowledge

An educator invests a principal sum PP into a state credit union savings certificate earning a simple annual interest rate of 4.5%4.5\%. If the account accumulates to a total balance of $6,540\text{\textdollar}6,540 after 2 years, what was the original principal invested?

A

$5,800\text{\textdollar}5,800

B

$6,000\text{\textdollar}6,000

C

$6,250\text{\textdollar}6,250

D

$5,950\text{\textdollar}5,950

Sections you finish are checked off in the contents.