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2026 Statistics

Key Facts: RPA Exam

Required Exams

IFEBP CEBS program page

100

Questions Per Exam

IFEBP CEBS program page

2 hours

Time Per Exam

IFEBP CEBS program page

~$885

Total Exam Fees

IFEBP CEBS pricing

Wharton

Academic Affiliation

IFEBP/Wharton CEBS program

IFEBP structures RPA as 3 exams of 100 questions each at Prometric, 2 hours per exam, ~$295 per exam (~$885 total). RPA counts toward the full CEBS designation and is affiliated with the Wharton School of the University of Pennsylvania.

About the RPA Exam

The RPA (Retirement Plans Associate) designation from the International Foundation of Employee Benefit Plans (IFEBP) is a sub-credential of the CEBS program focusing on retirement plan design, administration, regulation, and investment management. RPA requires passing three course exams (RPA 1, RPA 2, and GBA/RPA 3), each with 100 multiple-choice questions administered at Prometric test centers over 2 hours.

Questions

100 scored questions

Time Limit

2 hours per exam

Passing Score

Scaled passing score

Exam Fee

~$295 per exam (~$885 total for 3 exams) (IFEBP / Prometric)

RPA Exam Content Outline

25%

Defined Contribution Plans

401(k), 403(b), 457, profit sharing, automatic enrollment, safe harbor, and SECURE 2.0 provisions

20%

Defined Benefit Plans

Pension design, funding, PBGC, actuarial basics, cash balance plans, and hybrid plans

25%

Retirement Plan Regulation

ERISA, IRC, DOL compliance, fiduciary duties, prohibited transactions, and Form 5500

15%

Plan Administration

Recordkeeping, participant communications, distributions, loans, and hardship withdrawals

15%

Investment Management

QDIA, target-date funds, investment policy statements, fee disclosure (408(b)(2)), and MPT basics

How to Pass the RPA Exam

What You Need to Know

Passing score: Scaled passing score
Exam length: 100 questions
Time limit: 2 hours per exam
Exam fee: ~$295 per exam (~$885 total for 3 exams)

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

RPA Study Tips from Top Performers

1Master ERISA fiduciary duties and prohibited transaction rules — they are foundational to all RPA exams

2Learn the 2026 IRS contribution limits, compensation caps, and penalty thresholds

3Understand the differences between defined benefit and defined contribution plans at a structural level

4Study SECURE 2.0 provisions thoroughly as they represent the most significant recent regulatory changes

5Practice vesting calculation scenarios with both cliff and graded schedules

6Use timed 100-question practice sets to simulate the 2-hour Prometric exam format

Frequently Asked Questions

How many exams are required for the RPA designation?

RPA requires passing 3 course exams: RPA 1, RPA 2, and a shared GBA/RPA 3 exam. Each exam has 100 multiple-choice questions with a 2-hour time limit.

How much does the RPA program cost?

Each RPA exam costs approximately $295, totaling about $885 for all three exams. Course materials and study resources are additional costs.

Does RPA count toward CEBS?

Yes, RPA is one of two sub-credentials of the CEBS (Certified Employee Benefit Specialist) program. Earning both RPA and GBA completes the CEBS designation.

What topics are covered on the RPA exams?

RPA covers defined contribution plans (401(k), 403(b)), defined benefit pensions, ERISA/IRC compliance, fiduciary duties, plan administration, and investment management.

How does RPA differ from GBA?

RPA focuses on retirement plan design, funding, and investment management, while GBA focuses on group health and welfare benefits. Together they form the full CEBS credential.