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2026 Statistics

Key Facts: GBA Exam

3

Required Exams

IFEBP CEBS program page

100

Questions Per Exam

IFEBP CEBS program page

2 hours

Time Per Exam

IFEBP CEBS program page

~$885

Total Exam Fees

IFEBP CEBS pricing

Wharton

Academic Affiliation

IFEBP/Wharton CEBS program

IFEBP structures GBA as 3 exams of 100 questions each at Prometric, 2 hours per exam, ~$295 per exam (~$885 total). GBA counts toward the full CEBS designation and is affiliated with the Wharton School of the University of Pennsylvania.

About the GBA Exam

The GBA (Group Benefits Associate) designation from the International Foundation of Employee Benefit Plans (IFEBP) is a sub-credential of the CEBS program focusing on group health and welfare benefits. GBA requires passing three course exams (GBA 1, GBA 2, and GBA/RPA 3), each with 100 multiple-choice questions administered at Prometric test centers over 2 hours.

Questions

100 scored questions

Time Limit

2 hours per exam

Passing Score

Scaled passing score

Exam Fee

~$295 per exam (~$885 total for 3 exams) (IFEBP / Prometric)

GBA Exam Content Outline

25%

Group Health Plans

PPO/HMO/POS, self-insured vs fully-insured, stop-loss, pharmacy benefits, and CDHPs

20%

Welfare Benefits

Life insurance, disability (STD/LTD), dental, vision, and EAP programs

25%

Benefits Regulation

ACA, ERISA, HIPAA, COBRA, FMLA, Section 125, and mental health parity compliance

15%

Plan Administration

Enrollment, eligibility, claims processing, SPDs, and vendor management

15%

Cost Management

Experience rating, renewal negotiations, wellness ROI, data analytics, and cost containment

How to Pass the GBA Exam

What You Need to Know

  • Passing score: Scaled passing score
  • Exam length: 100 questions
  • Time limit: 2 hours per exam
  • Exam fee: ~$295 per exam (~$885 total for 3 exams)

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

GBA Study Tips from Top Performers

1Master the differences between PPO, HMO, EPO, and POS plan structures as these are foundational
2Learn COBRA, FMLA, and HIPAA rules thoroughly — they appear heavily on all three exams
3Understand self-insured vs. fully-insured plan funding and the role of stop-loss insurance
4Practice calculating cost-sharing scenarios (deductibles, coinsurance, copays, balance billing)
5Study each exam sequentially since GBA 2 builds on GBA 1 concepts
6Use timed 100-question practice sets to simulate the 2-hour exam format

Frequently Asked Questions

How many exams are required for the GBA designation?

GBA requires passing 3 course exams: GBA 1, GBA 2, and a shared GBA/RPA 3 exam. Each exam has 100 multiple-choice questions with a 2-hour time limit.

How much does the GBA program cost?

Each GBA exam costs approximately $295, totaling about $885 for all three exams. Course materials and study resources are additional costs.

Does GBA count toward CEBS?

Yes, GBA is one of two sub-credentials of the CEBS (Certified Employee Benefit Specialist) program. Earning both GBA and RPA completes the CEBS designation.

Where are GBA exams administered?

GBA exams are administered at Prometric test centers. Candidates register through IFEBP and schedule at a convenient Prometric location.

What is the Wharton affiliation?

The CEBS program (including GBA) is jointly sponsored by IFEBP and the Wharton School of the University of Pennsylvania, lending academic credibility to the designation.