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Free Practice Questions for 은퇴설계전문가 (ARPS)

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Key Facts: 은퇴설계전문가 (ARPS) Exam

50 items

Official ARPS question count (not this practice bank)

https://test.fpkorea.com/intro/?ct=arps

60 minutes

Official online testing time

https://test.fpkorea.com/intro/?ct=arps

70%

Official passing mark (35 of 50 items; no 과락)

https://test.fpkorea.com/intro/?ct=arps

KRW 33,000

2026 official examination fee (응시료)

https://test.fpkorea.com/schedule/?ct=arps

2020-004171

Registered private qualification number (등록민간자격)

https://test.fpkorea.com/intro/?ct=arps

24 of 50

Official cash-flow items (48% of the paper)

https://test.fpkorea.com/intro/?ct=arps

KRW 1.2 billion

Ordinary 주택연금 official-price ceiling (공시가격)

http://www.hf.go.kr/ko/sub03/sub03_01_01_01.do

9.5%

2026 국민연금 contribution rate after the 2025 reform

https://www.nps.or.kr/pnsinfo/ntpsklg/getOHAF0095M0.do

ARPS (은퇴설계전문가) is Korea FP Association's registered private retirement-planning qualification. The official Korean online exam is 50 four-option items in 60 minutes, passing at 70% (35/50), with a 2026 sitting fee of KRW 33,000. This 100-question English bank is independent ARPS practice by OpenExamPrep and is not an official translation or a simulation of the official online sitting.

Sample 은퇴설계전문가 (ARPS) Practice Questions

Try these sample questions to review concepts for the 은퇴설계전문가 (ARPS) exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1What is the official Korean name and English expansion of the ARPS credential issued by 한국에프피협회 (Korea FP Association)?
A.연금상담전문가 (CPE / Certified Pension Expert)
B.은퇴설계전문가 (ARPS / Accredited Retirement Planning Specialist)
C.생애설계전문가 (CLPE / Certified Life Planning Expert)
D.은퇴설계전문가-Core (CRC-Core / Certified Retirement Consultant-Core)
Explanation: The association's qualification center names this credential 은퇴설계전문가 (ARPS / Accredited Retirement Planning Specialist). It is a registered private qualification (등록민간자격 2020-004171) for integrated financial and non-financial retirement design, not a general planner or KBI course-linked title.
2Which body issues the 은퇴설계전문가 (ARPS) certificate?
A.한국금융연수원 (Korea Banking Institute)
B.FPSB International Korea
C.사단법인한국에프피협회 (Korea FP Association)
D.금융감독원 (Financial Supervisory Service)
Explanation: The official intro lists 사단법인한국에프피협회 as the issuing body, with the Financial Services Commission (금융위원회) as supervising ministry for this registered private qualification. KBI issues differently numbered 은퇴설계전문가-Core/Master credentials, and FPSB Korea administers CFP, not ARPS.
3How does 한국에프피협회 classify 은퇴설계전문가 (ARPS) under the Framework Act on Qualifications?
A.국가공인자격 (state-recognized accredited qualification) under the Ministry of Health and Welfare
B.국가기술자격 (national technical qualification) under Human Resources Development Service of Korea
C.등록민간자격 (registered private qualification) 2020-004171 under the Financial Services Commission
D.자체인증 과정연계형 민간자격 of the Korea Banking Institute
Explanation: The official intro states 주무부처 금융위원회 / 등록민간자격, registration number 2020-004171. The same page warns that a registered private qualification is not a state-recognized accredited qualification (국가공인자격).
4A client sees both ARPS and KBI's 은퇴설계전문가-Core on a résumé list. What is the correct distinction?
A.They are the same sitting under two brand names.
B.ARPS is 한국에프피협회's independently sat registered-private exam (2020-004171); KBI Core is a separate course-linked KBI credential (2014-1977) that does not use the ARPS acronym.
C.KBI Core is the national version and ARPS is only an in-house bank certificate.
D.Passing KBI Core automatically confers ARPS without a 한국에프피협회 exam.
Explanation: A similarly named credential at another body is a disambiguation issue, not one composite exam. KBI lists 은퇴설계전문가-Core and Master as 연수과정연계형 private qualifications. ARPS is the association's own 50-item online exam after listed partner-school education.
5On the 한국에프피협회 professional-qualification portal, which three credentials sit side by side?
A.AFPK, CFP, and Bank FP
B.은퇴설계전문가 (ARPS), 연금상담전문가 (CPE), and 생애설계전문가 (CLPE)
C.은퇴설계전문가-Core, 은퇴설계전문가-Master, and 자금운용역
D.IFP, CPB, and CFA
Explanation: The association's 전문자격센터 publishes ARPS, CPE, and CLPE as three separately sat credentials. ARPS is the integrated retirement-design paper; CPE is pension counseling; CLPE is life planning.
6What is the official ARPS exam mix and testing time published by 한국에프피협회 (from the second 2024 sitting onward)?
A.40 items in 50 minutes: overview 5, public/private pensions 20, investment 5, cases 10
B.50 items in 60 minutes: New Paradigm 10, cash-flow 24, counseling and inheritance 16
C.100 items in 120 minutes with a 40% per-subject 과락
D.80 items in 90 minutes across AFPK Module 1 retirement and estate topics
Explanation: The official intro table is 10 + 24 + 16 = 50 items in 60 minutes of online testing. Each official item is 2 points for a 100-point paper. CPE uses a different 40-item / 50-minute mix.
7What passing rule does 한국에프피협회 publish for ARPS?
A.70% overall and at least 40% in each of the three volumes (과락)
B.80% overall with no subject floors
C.100분의 70 이상 (70/100) on a single total score, with no 과락
D.A scaled score of 500 on a 200–800 metric
Explanation: The official pass line is 100분의 70이상을 득점한 경우. The intro does not publish a per-subject 과락. On a 50-item, 2-point paper that is 70 of 100 points (35 of 50 items).
8Which cost figure is the association-published ARPS examination fee (응시료) on the 2026 schedule?
A.KRW 33,000 per sitting; partner-school tuition is separate and not a single association figure
B.KRW 66,000 covering both ARPS volumes and the certificate
C.KRW 6,000, which is also the sitting fee
D.One published association tuition of KRW 270,000 that includes the exam
Explanation: The 2026 schedule lists 응시료 of KRW 33,000 for each of the three sittings. The intro sends education tuition (textbook included) to each partner school's site and lists certificate reissue at KRW 6,000, with a free qualification confirmation certificate.
9What eligibility gate must be met before an ARPS application can be filed?
A.Hold AFPK or CFP; no other education is required
B.Complete a listed partner-school ARPS course at least seven days before the application window opens
C.Finish any KBI 은퇴설계전문가-Core class in the same calendar year
D.Show three years of bank wealth-management experience
Explanation: Registration Step 1 is 교육수료 확인. The portal states that completion of the designated partner-school course is required at least seven days before the application start, and that completion checks run only during the application window. No professional-experience year-count is published on the intro page.
10If an AFPK® or CFP® certificant completes the ARPS education course, which continuing-education credit amounts does the ARPS intro publish?
A.Online education 30 credits; correspondence (우편원격) education 15 credits
B.Online education 15 credits; correspondence education 30 credits
C.A uniform 27 credits regardless of delivery
D.No continuing-education credit is available to planner certificants
Explanation: The current ARPS intro lists 온라인 교육 30학점 and 우편원격교육 15학점 for AFPK/CFP certificants who complete the ARPS course. An older education-center page that still shows 27 credits is not the current qualification-center rule.

About the 은퇴설계전문가 (ARPS) Exam

은퇴설계전문가 (ARPS / Accredited Retirement Planning Specialist) is a registered private qualification (등록민간자격 2020-004171) issued by 한국에프피협회 (Korea FP Association) under the Financial Services Commission. It is not a state-recognized accredited qualification (국가공인자격). The official Korean exam has 50 four-option items in 60 minutes and a 70% pass mark on a single total score. The three-volume curriculum covers the retirement-planning paradigm, cash-flow through pensions, financial products, and real estate, plus inheritance design and process-based counseling. This OpenExamPrep page is independent ARPS practice: an English-language 100-item four-option MCQ study adaptation, not an official translation, approval, format simulation, or substitute.

Exam sponsor: 한국에프피협회 (Korea FP Association). The requirements and fees below concern the certification or admission exam, separate from our free practice resources.

Assessment

Official online paper: 은퇴설계의 New Paradigm 10 items, 은퇴설계를 위한 현금흐름(Cash Flow) 확보 24 items, 은퇴설계 상담 실무와 상속설계 16 items (50 items, 60 minutes). The association notes that subjects may change. Curriculum volumes are New Paradigm (4 chapters), cash-flow (pensions, financial products, real estate), and counseling plus inheritance design.

Time Limit

60 minutes

Passing Score

70%

Exam / Certification Fees

KRW 33,000 per sitting (2026 official schedule). Education tuition is published by partner schools, not as one association fee.

Exam sponsor website

Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.

Official sources

Our practice resources: topics covered

We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.

20%

Retirement Design New Paradigm (1권)

Pensionized-society shift, family-structure change, checks before and after statutory retirement, and building versus receiving a lifetime paycheck (평생 월급).

48%

Cash-Flow Security (2권)

Pension cash-flow (국민연금, 기초연금, 퇴직연금 DB/DC/IRP, 개인연금), financial-product income, and real-estate cash-flow including 주택연금 (reverse mortgage) eligibility and fees.

32%

Counseling Practice and Inheritance Design (3권)

Inheritance and gift-tax design, non-financial factors (work, housing, relationships, health, leisure), process-based counseling, and generation- or client-type cases.

Preparing for the 은퇴설계전문가 (ARPS) Exam

What You Need to Know

  • Passing score: 70%
  • Assessment: Official online paper: 은퇴설계의 New Paradigm 10 items, 은퇴설계를 위한 현금흐름(Cash Flow) 확보 24 items, 은퇴설계 상담 실무와 상속설계 16 items (50 items, 60 minutes). The association notes that subjects may change. Curriculum volumes are New Paradigm (4 chapters), cash-flow (pensions, financial products, real estate), and counseling plus inheritance design.
  • Time limit: 60 minutes
  • Exam / certification fees: KRW 33,000 per sitting (2026 official schedule). Education tuition is published by partner schools, not as one association fee. Official sources

Using Our Practice Resources

  • Work through all 100 available questions
  • Review every answer and explanation
  • Track weak areas and revisit them
  • Use our AI tutor for tough concepts

은퇴설계전문가 (ARPS): Suggested Study Strategy

1Memorize the official 50-item mix (10 / 24 / 16) and 70% pass mark, then use this 100-item English bank as extra drill—not as a count of official items.
2Weight study toward cash-flow: 국민연금 timing math (6% early / 7.2% deferred), DB and DC formulas, 개인연금 tax-credit ceilings, and 주택연금 age and official-price gates.
3Practice inheritance design with Civil Code shares (spouse 1.5 versus each child 1), 유류분 (descendants and spouse one-half of the statutory share; siblings no longer have 유류분), and the KRW 500 million lump-sum inheritance deduction.
4Keep non-financial retirement design in view—work, housing, relationships, health, and leisure—before recommending a product.
5Do not confuse ARPS with KBI's 은퇴설계전문가-Core/Master or with 한국에프피협회 CPE (연금상담전문가); ARPS is the association's integrated retirement-design credential.

Frequently Asked Questions

What is 은퇴설계전문가 (ARPS)?

ARPS (Accredited Retirement Planning Specialist / 은퇴설계전문가) is a registered private qualification (등록민간자격 2020-004171) issued by 한국에프피협회 (Korea FP Association) under the Financial Services Commission. It covers integrated financial and non-financial retirement design. It is not a state-recognized accredited qualification (국가공인자격), and it is not the similarly named KBI 은퇴설계전문가-Core or Master credentials.

How is the official ARPS exam structured?

The official Korean online exam has 50 four-option multiple-choice items in 60 minutes. The published mix (from the second 2024 sitting onward) is 10 items on the New Paradigm volume, 24 on cash-flow, and 16 on counseling practice and inheritance design. The passing mark is 70% (35 of 50) with no per-subject 과락. The association notes that subjects may change.

What is the 2026 examination fee?

The official 2026 schedule lists 응시료 of KRW 33,000 for each sitting. Education tuition is published by partner schools, not as one association fee. Certificate reissue is KRW 6,000; a qualification confirmation certificate is free on the official intro page.

Is this practice bank an official translation of the ARPS exam?

No. The official exam is delivered in Korean as a 60-minute online test. This page is independent ARPS practice by OpenExamPrep: an English-language 100-item four-option MCQ study adaptation. It is not an official translation, not a past paper, and not a simulation of the official online format.

Who may sit the ARPS exam?

Only people who completed a listed partner-school ARPS course may register. Completion must be at least seven days before the application window opens. Listed partners are 알파코 (correspondence) and 이패스코리아, 토마토패스, and 해커스금융 (online). After one completion, later sittings have no published course-expiry rule.