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Key Facts: Tawjihi Business Field Exam

50

MCQs per subject paper

70%

Grade 12 final score weighting

4,150

Candidates enrolled in 2026

4

Grade 12 ministerial subjects

JOD

Official currency for business math

2-2.5h

Duration per subject paper

The Jordan Tawjihi Business Field (حقل الأعمال) is a dedicated academic stream with 4,150 enrolled candidates in 2026. The examination structure features 50 multiple-choice questions per subject paper across 4 Grade 12 ministerial subjects (Business Mathematics, Financial Literacy, Advanced English, and one elective), weighted at 70% of the secondary average (with 30% from Grade 11). All monetary calculations use the Jordanian dinar (JOD). Mandatory disclosure: This bank is an independent English-language MCQ study adaptation by OpenExamPrep for academic revision—not an official Ministry translation or endorsement, and not an Arabic exam simulation.

Sample Tawjihi Business Field Practice Questions

Try these sample questions to review concepts for the Tawjihi Business Field exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1A merchant deposits 4,000 JOD into a fixed-term savings account at a commercial bank in Amman offering an annual simple interest rate of 6% for 3 years. How much total simple interest is earned at the end of the term?
A.720 JOD
B.240 JOD
C.480 JOD
D.4,720 JOD
Explanation: Simple interest is calculated using the formula I = P * r * t. Substituting the given values gives I = 4,000 JOD * 0.06 * 3 = 720 JOD. The merchant earns 720 JOD in total simple interest over the 3-year investment period.
2A business owner invests 5,000 JOD in an investment fund yielding 8% per annum compounded annually. What is the total accumulated balance (principal plus compound interest) after 2 years?
A.5,800 JOD
B.5,832 JOD
C.832 JOD
D.5,400 JOD
Explanation: Compound amount is calculated using A = P * (1 + r)^t. Here, A = 5,000 * (1 + 0.08)^2 = 5,000 * 1.1664 = 5,832 JOD. The total balance at maturity is 5,832 JOD.
3An investor deposits 6,000 JOD in a savings scheme. If the deposit generates a total simple interest of 1,200 JOD over 4 years, what is the annual simple interest rate?
A.4.0%
B.6.0%
C.5.0%
D.20.0%
Explanation: Using the simple interest formula I = P * r * t, rearrange to solve for the rate: r = I / (P * t). Substituting the figures gives r = 1,200 / (6,000 * 4) = 1,200 / 24,000 = 0.05, or 5.0% per annum.
4A trading firm in Zarqa deposits 10,000 JOD at an annual nominal interest rate of 6% compounded semi-annually. What is the total compound interest earned at the end of 1 year?
A.600 JOD
B.300 JOD
C.10,609 JOD
D.609 JOD
Explanation: With semi-annual compounding, the number of compounding periods per year is m = 2, and the periodic rate is i = 6% / 2 = 3% (0.03). The accumulated amount after 1 year is A = 10,000 * (1 + 0.03)^2 = 10,000 * 1.0609 = 10,609 JOD. Compound interest earned is 10,609 - 10,000 = 609 JOD.
5A Jordanian entrepreneur invests 8,000 JOD in a project bond paying 7.5% annual simple interest. How many years will it take for the investment to yield 1,800 JOD in total simple interest?
A.3 years
B.2 years
C.2.5 years
D.4 years
Explanation: Rearranging the simple interest equation I = P * r * t to solve for time gives t = I / (P * r). Substituting the values gives t = 1,800 / (8,000 * 0.075) = 1,800 / 600 = 3 years.
6A sum of 12,000 JOD is placed for 2 years at an interest rate of 10% per annum. By how much does the interest generated by annual compounding exceed the interest generated by simple interest over this period?
A.60 JOD
B.120 JOD
C.240 JOD
D.2,520 JOD
Explanation: Simple interest is I_s = 12,000 * 0.10 * 2 = 2,400 JOD. Compound interest is I_c = 12,000 * [(1 + 0.10)^2 - 1] = 12,000 * [1.21 - 1] = 12,000 * 0.21 = 2,520 JOD. The difference between compound and simple interest is 2,520 - 2,400 = 120 JOD.
7A consumer purchases commercial equipment with a cash price of 1,500 JOD under an installment plan. The terms require a down payment of 300 JOD followed by 12 equal monthly installments of 115 JOD. What is the total finance charge paid by the consumer?
A.120 JOD
B.1,380 JOD
C.180 JOD
D.380 JOD
Explanation: Total installment price equals Down Payment + Total Monthly Installments = 300 + (12 * 115) = 300 + 1,380 = 1,680 JOD. The finance charge is the excess over the cash price: 1,680 - 1,500 = 180 JOD.
8An investor deposits 1,000 JOD at the end of each year for 3 consecutive years into a bank account that pays 5% interest compounded annually. What is the future value of this ordinary annuity at the end of Year 3?
A.3,152.50 JOD
B.3,000.00 JOD
C.3,310.13 JOD
D.3,150.00 JOD
Explanation: The future value of an ordinary annuity is FV = PMT * [((1 + r)^n - 1) / r]. Here, FV = 1,000 * [((1.05)^3 - 1) / 0.05] = 1,000 * [(1.157625 - 1) / 0.05] = 1,000 * [0.157625 / 0.05] = 1,000 * 3.1525 = 3,152.50 JOD.
9A small business in Irbid secures a 1-year commercial loan of 12,000 JOD at an annual interest rate of 12% (1% monthly). The fixed monthly installment is 1,066.19 JOD. In the first monthly installment, what portion goes toward principal reduction?
A.120.00 JOD
B.946.19 JOD
C.1,000.00 JOD
D.1,066.19 JOD
Explanation: The monthly interest for the first period is calculated on the full initial loan balance: Interest = 12,000 JOD * 0.01 = 120.00 JOD. The principal repayment portion is the installment minus the interest: 1,066.19 - 120.00 = 946.19 JOD.
10A business contract guarantees cash receipts of 2,000 JOD at the end of each year for 2 years. Using an annual discount rate of 10%, what is the present value of this ordinary annuity?
A.4,000.00 JOD
B.3,636.36 JOD
C.3,471.07 JOD
D.3,305.79 JOD
Explanation: The present value of an ordinary annuity is PV = PMT * [1 - (1 + r)^-n] / r. For n = 2 and r = 0.10: PV = 2,000 / 1.10 + 2,000 / (1.10)^2 = 1,818.18 + 1,652.89 = 3,471.07 JOD.

About the Tawjihi Business Field Exam

The General Secondary Education Certificate Examination (Tawjihi) Business Field (حقل الأعمال) is Jordan's specialized secondary completion pathway preparing students for higher education in business administration, accounting, finance, banking, economics, and marketing. Under the Ministry of Education's two-year academic structure, Grade 11 common ministerial subjects contribute 30% to the student's cumulative average, while Grade 12 field subjects account for 70%. The official examination is administered by the Examinations and Tests Directorate in Arabic, with English tested as Advanced English. Mandatory disclosure: This question bank is an independent English-language multiple-choice study adaptation authored by OpenExamPrep for revision purposes. It is not an official translation, not an approved or endorsed resource of the Jordan Ministry of Education, and not a simulation of the exam's official Arabic language environment.

Exam sponsor: Examinations and Tests Directorate, Jordan Ministry of Education. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.

Assessment

Under the Ministry of Education's two-year academic track reform, secondary evaluation is divided into Grade 11 common subjects contributing 30% to the final cumulative average and Grade 12 field-specific ministerial examinations contributing 70%. The Business Field (حقل الأعمال) comprises four Grade 12 external subjects: Business Mathematics, Financial Literacy, Advanced English, and one elective chosen from Specialized Arabic, Specialized Islamic Education, or Geography. Each subject paper is administered electronically or via standardized optical answer sheets featuring 50 multiple-choice questions with 4 choices each.

Time Limit

2 to 2.5 hours per paper

Passing Score

Not published

Exam / Certification Fees

Not published

Exam sponsor website

Reported exam pass rate: 68.1% (academic track overall, 2026 sitting). 4,150 regular academic-track candidates enrolled in Business Field in 2026 This describes exam candidates, not OpenExamPrep users or results from using our resources. Exam sponsor website

Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.

Our practice resources: topics covered

We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.

30 practice questions

Business Mathematics (رياضيات الأعمال)

Rigorous quantitative financial calculations in JOD covering simple interest, compound interest, ordinary annuities, loan amortization, installment buying, break-even analysis, margin of safety, pricing markups, asset depreciation schedules, and business matrix algebra.

30 practice questions

Financial Literacy & Economics (الثقافة المالية والاقتصاد)

Applied financial systems in the Hashemite Kingdom of Jordan, including Central Bank of Jordan monetary instruments, commercial and Islamic banking models (Murabaha, Ijara), Amman Stock Exchange mechanisms, personal budgeting, Jordanian taxation laws, and microeconomic/macroeconomic indicators.

20 practice questions

Business Management & Accounting Principles (مبادئ إدارة الأعمال والمحاسبة)

Organizational leadership and managerial functions, full accounting cycle fundamentals from journalizing to trial balance, financial statement preparation, marketing mix application, and legal forms of business enterprises under Jordanian corporate law.

20 practice questions

Advanced English for Business (اللغة الإنجليزية المتقدمة للأعمال)

Professional English communication proficiency, formal commercial email and report conventions, business and banking vocabulary, reading comprehension of financial market briefings, and advanced grammatical structures for business negotiations.

Preparing for the Tawjihi Business Field Exam

What You Need to Know

  • Passing score: Not published
  • Assessment: Under the Ministry of Education's two-year academic track reform, secondary evaluation is divided into Grade 11 common subjects contributing 30% to the final cumulative average and Grade 12 field-specific ministerial examinations contributing 70%. The Business Field (حقل الأعمال) comprises four Grade 12 external subjects: Business Mathematics, Financial Literacy, Advanced English, and one elective chosen from Specialized Arabic, Specialized Islamic Education, or Geography. Each subject paper is administered electronically or via standardized optical answer sheets featuring 50 multiple-choice questions with 4 choices each.
  • Time limit: 2 to 2.5 hours per paper
  • Exam / certification fees: Not published Official sources

Using Our Practice Resources

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Tawjihi Business Field: Suggested Study Strategy

1Master step-by-step financial arithmetic in Jordanian dinars (JOD), especially compound interest, loan amortization tables, and break-even point formulas.
2Understand the key institutional distinctions between the Central Bank of Jordan (CBJ), commercial banks, Islamic banks, and the Amman Stock Exchange (ASE).
3Memorize the fundamental accounting equation (Assets = Liabilities + Equity) and practice debit and credit rules for standard journal entries and trial balance reconciliations.
4Build a strong commercial English vocabulary covering balance sheet items, liquidity, yield, procurement, and formal business correspondence formats.
5Allocate study time to reflect the 70% weighting of Grade 12 field subjects in your cumulative Tawjihi score while maintaining regular practice with 50-question timed sets.

Frequently Asked Questions

What is the Jordan Tawjihi Business Field (حقل الأعمال)?

The Business Field (حقل الأعمال) is one of the four reformed academic streams introduced by the Jordan Ministry of Education under the two-year secondary restructuring plan. It specifically prepares secondary students for university degrees in accounting, finance, banking sciences, business administration, marketing, supply chain management, and economics.

How is the final Tawjihi cumulative average calculated under the two-year reform?

Under the Ministry of Education's reform framework, Grade 11 common ministerial examinations account for 30% of the cumulative Tawjihi average, while the four specialized Grade 12 field subject papers account for the remaining 70%.

How does the Business Field differ from the old Information Technology (إدارة المعلوماتية) stream?

The former Information Technology (Management Information) stream was abolished in 2014. The modern Business Field (حقل الأعمال) is a distinct academic identity established under the contemporary four-field reform (alongside Health, STE, and Humanities) with dedicated curricula in Business Mathematics, Financial Literacy, and Advanced English.

What is the examination format and number of questions per subject paper?

Each ministerial Grade 12 subject paper consists of 50 electronic multiple-choice questions (MCQs) with a duration of 2 to 2.5 hours per sitting, administered by the Examinations and Tests Directorate.

What university faculties can graduates of the Business Field apply to?

Graduates of the Business Field are eligible to apply through the Unified Admission Coordination Unit (UACU) to all faculties of business, economics, finance, accounting, administrative sciences, and related humanities programs across public and private Jordanian universities.

What language is the official Tawjihi exam conducted in, and how does this practice bank relate to it?

The official Tawjihi examination is delivered entirely in Arabic, with English tested as the subject Advanced English. Mandatory disclosure: This practice question bank is an independent English-language MCQ study adaptation created by OpenExamPrep for concept mastery and revision. It is not an official translation, not endorsed or approved by the Jordan Ministry of Education, and not a simulation of the exam's official Arabic language environment.