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Key Facts: Esame Agente di Affari in Mediazione Exam

100

Practice Questions

OpenExamPrep

€93

CCIAA Exam Fee (€77 Diritti + €16 Bollo)

Unioncamere / CCIAA

7/10

Minimum Average Score Required Across Written Tests

D.M. 21 febbraio 1990, n. 300

Legge 39/1989

Primary Governing Statute for Real Estate Mediators

Normattiva

Art. 1754 C.C.

Civil Code Definition of Independent Broker / Mediatore

Codice Civile

150 hrs

Mandatory Accredited Regional Preparatory Course (80% Attendance Required)

Conferenza delle Regioni guidelines, 22 February 2024

2%

Registration Tax for First-Home Residential Purchase (Prezzo-Valore)

D.P.R. 131/1986

80%

Standard Statutory Loan-to-Value Limit for Credito Fondiario

Testo Unico Bancario (D.Lgs. 385/1993)

Statutory qualifying examination administered by Italian Chambers of Commerce (CCIAA) under Legge 39/1989. Features two written tests (legal/tax and technical/appraisal) requiring a combined 7/10 average, followed by an oral exam. Required for REA registration as a licensed real estate broker.

Sample Esame Agente di Affari in Mediazione Practice Questions

Try these sample questions to review concepts for the Esame Agente di Affari in Mediazione exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1According to Article 1754 of the Italian Civil Code (Codice Civile), how is the business agent in mediation (mediatore) defined?
A.A person who connects two or more parties for the conclusion of a deal, without being bound to any of them by collaboration, dependence, or representation relationships
B.An agent who acts exclusively on behalf of a seller under an employment contract with a real estate agency
C.A legal representative appointed by a buyer to negotiate real property acquisitions under a power of attorney
D.A commercial representative bound by an ongoing agency contract to promote sales within an exclusive territorial zone
Explanation: Article 1754 of the Italian Civil Code defines the mediatore as one who connects two or more parties for the conclusion of a deal without being tied to any of them by collaboration, dependence, or representation. Impartiality and independence are statutory hallmarks distinguishing mediation from agency or mandate.
2Under Article 1755 of the Italian Civil Code, when does the mediator acquire the legal right to receive a commission (provvigione)?
A.When the deal is concluded as a direct result of the mediator's professional intervention
B.Only when the final public notarial deed (rogito notarile) is registered and transcribed
C.Immediately upon receiving a written sales mandate from the property owner
D.Only when the purchase price is fully paid and possession of the property is handed over
Explanation: Article 1755, Paragraph 1 of the Italian Civil Code establishes that the mediator is entitled to a commission from each of the parties if the deal is concluded as a result of their intervention. There must be a causal nexus between the mediator's activity and the conclusion of the contract.
3According to established Italian jurisprudence regarding Article 1755 of the Civil Code, which of the following events constitutes the 'conclusion of the deal' (conclusione dell'affare) entitling the broker to the commission?
A.The signing of a binding preliminary contract of sale (contratto preliminare or compromesso) creating reciprocal enforceable obligations
B.The signing of a non-binding expression of interest without economic commitment or acceptance
C.The verbal acceptance of an informal telephone offer with no written documentation
D.The registration of the buyer's mortgage loan application at the financing credit institution
Explanation: Italian Supreme Court (Corte di Cassazione) jurisprudence consistently affirms that the 'conclusion of the deal' occurs when a binding legal relationship is established between the parties that grants them the legal right to demand execution, such as a signed preliminary contract (contratto preliminare).
4Pursuant to Article 1756 of the Italian Civil Code, under what circumstance is a mediator entitled to the reimbursement of expenses incurred if the deal is NOT concluded?
A.From the party on whose instructions (per incarico) the expenses were incurred, unless contrary agreement or usage applies
B.Automatically from both parties in all cases, up to a statutory ceiling of 10% of the property value
C.Only if the failure to conclude the deal was caused by the bankruptcy of the prospective buyer
D.Never, because statutory mediation rules prohibit any reimbursement when no commission is earned
Explanation: Article 1756 of the Italian Civil Code provides that, subject to contrary agreement or usage (salvo patti o usi contrari), the mediator is entitled to reimbursement of expenses from the person on whose instructions they were incurred, even if the deal was not concluded. The statutory default therefore favours the mediator against the instructing party: a party who wants to exclude reimbursement must contract out of it.
5What disclosure duty does Article 1759, Paragraph 1 of the Italian Civil Code impose on the real estate mediator toward the contracting parties?
A.The mediator must communicate all circumstances known to them, or knowable using average professional diligence, that may influence the conclusion of the deal
B.The mediator is strictly exempt from disclosing any defects or legal mortgages unless explicitly requested in writing by the buyer
C.The mediator is only required to disclose circumstances that the seller has formally certified before a notary public
D.The mediator must guarantee that the buyer will secure mortgage approval from a credit institution within 30 days
Explanation: Article 1759, Paragraph 1 C.C. states that the mediator must communicate to the parties any circumstances known to them regarding the evaluation and security of the deal that may influence its conclusion. Under judicial interpretation, this includes circumstances ascertainable with ordinary professional diligence.
6Under Article 1758 of the Italian Civil Code, how is the commission allocated when multiple independent mediators collaborate or intervene in the conclusion of the same real estate transaction?
A.Each mediator is entitled to a quota of the overall commission
B.The entire commission must be paid solely to the mediator who first obtained the seller's signature
C.The seller and buyer must pay a double full commission to each mediator separately
D.All commissions are forfeited and transferred to the Chamber of Commerce guarantee fund
Explanation: Article 1758 C.C. establishes that if a deal is concluded through the intervention of more than one mediator, each of them is entitled to a share of the commission. The total fee paid by the parties is divided among the intervening brokers based on their respective contribution.
7Under Article 3, Paragraph 5-bis of Legge 3 febbraio 1989, n. 39, which of the following is a mandatory prerequisite for an agent to legally practice real estate mediation?
A.Securing a professional civil liability insurance policy to cover risks and damages caused to third parties
B.Posting a cash guarantee deposit of €100,000 directly with the Bank of Italy
C.Employing at least two licensed real estate surveyors with a university degree in architecture
D.Publishing quarterly financial statements in the Official Gazette (Gazzetta Ufficiale)
Explanation: Legge 39/1989 (Art. 3, Paragraph 5-bis, introduced by Legge 57/2001) mandates that real estate business agents must hold an insurance policy against professional civil liability risks to cover potential damages inflicted on clients or third parties during their brokerage activities.
8What major administrative reform was enacted by Legislative Decree n. 59/2010 (Article 73) regarding the qualification and registration of real estate brokers in Italy?
A.The former 'Ruolo dei mediatori' at the Chambers of Commerce was suppressed, and registration was integrated into the Registro delle Imprese / REA via SCIA
B.All real estate transactions were reserved exclusively to state-appointed notaries without broker participation
C.The qualifying examination was abolished and replaced with a three-year mandatory apprenticeship
D.Brokers were transferred from the supervision of the Chambers of Commerce to the Ministry of Justice Bar Association
Explanation: Article 73 of Legislative Decree 59/2010 suppressed the historical 'Ruolo degli agenti di affari in mediazione'. Registration is now accomplished by filing a Certified Notification of Commencement of Activity (SCIA) with the Chamber of Commerce Business Register (Registro delle Imprese) or Economic and Administrative Index (REA).
9Pursuant to Article 8 of Legge 39/1989, what are the primary legal consequences for an individual who practices real estate mediation without being registered in the REA / Registro delle Imprese?
A.They have no legal right to any commission, must refund any fees received, and are subject to an administrative fine (€7,500 to €15,000)
B.Their contracts are fully valid and they retain all commissions, but they must pay a minor late registration fee of €100
C.They are automatically sentenced to immediate imprisonment for a minimum of 2 years without administrative fines
D.The parties to the transaction are legally obligated to pay the commission directly to the local municipality
Explanation: Article 8 of Legge 39/1989 establishes that unregistered practice of mediation deprives the practitioner of any right to commission and obligates the return of any received sums to the principals, alongside an administrative monetary sanction (€7,500 to €15,000). A third violation triggers criminal prosecution.
10Article 5, Paragraph 3 of Legge 39/1989, in the text substituted by Legge 23 dicembre 2021, n. 238 (Legge europea 2019-2020), declares the practice of mediation incompatible with which of the following?
A.Running an entrepreneurial activity of production, sale, representation, or promotion of goods in the same merchandise sector in which mediation is practised, or being an employee of that entrepreneur
B.Being enrolled in any other professional register, roll, or list, whatever its sector
C.Holding any salaried employment at all, including employment with another mediation firm
D.Owning residential property that the mediator lets to third parties
Explanation: In its current wording, Article 5(3) of Legge 39/1989 makes mediation incompatible with entrepreneurial activity of production, sale, representation, or promotion of goods in the same merchandise sector for which mediation is practised (or with being that entrepreneur's employee), with employment at a public body, with employment or collaboration with firms providing the financial services listed in Article 4 of D.Lgs. 59/2010, with intellectual professions in the same merchandise sector, and in any event with situations of conflict of interest.

About the Esame Agente di Affari in Mediazione Exam

The Esame di Abilitazione per Agente di Affari in Mediazione is Italy's official state qualification examination for real estate brokers, administered by provincial Chambers of Commerce (CCIAA) under Legge 39/1989 and D.M. 300/1990. Passing both written and oral examinations qualifies candidates to file a SCIA and register in the Business Register (Registro delle Imprese / REA) to practice real estate brokerage throughout Italy.

Exam sponsor: Camere di Commercio, Industria, Artigianato e Agricoltura (CCIAA). The requirements and fees below concern the certification or admission exam, separate from our free practice resources.

Assessment

Two written tests (Test 1: Legal & Fiscal Regulations; Test 2: Technical & Economic Matters) followed by an oral examination covering all syllabus subjects, local market prices, and custom (usi e consuetudini). Item counts, timing, and delivery (in person, on chamber computers, or remote) vary by Chamber of Commerce.

Time Limit

Set by each Chamber of Commerce — commonly 20 minutes per written test, 40 minutes total at Milano, 50 minutes at Bolzano — plus a separately scheduled oral board

Passing Score

Written: average of at least 7/10 across both tests (minimum 6/10 in each); Oral: minimum 6/10

Exam / Certification Fees

€93 (€77 diritti di segreteria CCIAA + €16 imposta di bollo)

Exam sponsor website

Our practice resources: topics covered

We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.

30%

Brokerage Legislation & Civil Law (Disciplina della Professione e Diritto Civile)

Legge 39/1989, D.M. 452/1990, D.Lgs. 59/2010, REA registration, SCIA, mandatory professional indemnity insurance, and incompatibilities; mediator rights and duties (commission, liability, and disclosure under art. 1759 Civil Code); property rights (diritti reali), contracts and obligations (preliminary contracts, caparra, purchase contracts, and leases).

20%

Taxation & Fiscal Regulations (Diritto Tributario e Aspetti Fiscali)

Real estate transfer taxes (imposta di registro, ipotecaria, catastale, and IVA); the 'prezzo-valore' system; first-home benefits (agevolazioni prima casa); capital gains tax under art. 67 TUIR (plusvalenze); rental taxation (cedolare secca); local property taxes (IMU); and broker commission VAT.

25%

Cadastre, Building & Urban Planning (Catasto, Edilizia e Urbanistica)

Land and building cadastre (Catasto Terreni e Catasto Edilizio Urbano, categories, rendita catastale, DOCFA, and voltura); cadastral conformity (art. 19 c. 14 D.L. 78/2010); building permits (D.P.R. 380/2001: PdC, SCIA, CILA, and edilizia libera); certified habitability (agibilità); urban planning conformity and sanatoria; and Energy Performance Certificates (APE).

25%

Property Valuation, Condominium & Real Estate Financing (Estimo, Condominio e Credito Fondiario)

Principles and criteria of property appraisal (estimo: market value, reproduction cost, transformation, capitalization of income, and comparative methods); condominium law (arts. 1117–1139 Civil Code: common property, millesimi, assembly quorums, administrator duties, and joint liability); and real estate credit (Testo Unico Bancario: 80% LTV, fixed vs variable rates, EURIBOR/EURIRS, spread, and TAEG/ISC).

Preparing for the Esame Agente di Affari in Mediazione Exam

What You Need to Know

  • Passing score: Written: average of at least 7/10 across both tests (minimum 6/10 in each); Oral: minimum 6/10
  • Assessment: Two written tests (Test 1: Legal & Fiscal Regulations; Test 2: Technical & Economic Matters) followed by an oral examination covering all syllabus subjects, local market prices, and custom (usi e consuetudini). Item counts, timing, and delivery (in person, on chamber computers, or remote) vary by Chamber of Commerce.
  • Time limit: Set by each Chamber of Commerce — commonly 20 minutes per written test, 40 minutes total at Milano, 50 minutes at Bolzano — plus a separately scheduled oral board
  • Exam / certification fees: €93 (€77 diritti di segreteria CCIAA + €16 imposta di bollo) Official sources

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Esame Agente di Affari in Mediazione: Suggested Study Strategy

1Master the Italian Civil Code provisions on brokerage: thoroughly study articles 1754–1765 C.C., with particular focus on when the right to commission arises (conclusione dell'affare), joint liability, and the broker's disclosure duty under article 1759 C.C.
2Memorize professional regulations: review Legge 39/1989, D.M. 452/1990, D.Lgs. 59/2010, the abolition of the former Ruolo in favor of REA/SCIA, mandatory professional indemnity insurance, and statutory incompatibility rules under Legge 37/2019 and Legge 238/2021.
3Understand contract law fundamentals: learn the essential elements of contracts (art. 1325 C.C.), preliminary contracts (art. 1351 C.C.), transcription of preliminary contracts (art. 2645-bis C.C.), and the distinction between caparra confirmatoria (art. 1385 C.C.) and caparra penitenziale (art. 1386 C.C.).
4Drill real estate taxation: master the 'prezzo-valore' calculation rule, first-home tax benefits (imposta di registro at 2% vs ordinary 9%), capital gains tax under art. 67 TUIR (plusvalenze with 26% imposta sostitutiva), and rental taxation (cedolare secca at 21% or 10%).
5Learn cadastre and building conformity: understand cadastral categories (A, B, C, D, E, F), rendita catastale multipliers, mandatory cadastral conformity under art. 19 c. 14 D.L. 78/2010, building permits under D.P.R. 380/2001 (PdC, SCIA, CILA), and certified habitability (agibilità).
6Practise appraisal (estimo) and mortgage math: study the six appraisal criteria (valore di mercato, costo, trasformazione, complementare, surrogazione, capitalizzazione), gross/net yield calculations, condominium millesimal expense shares, and mortgage terms (LTV, EURIBOR, EURIRS, TAEG, Bersani cancellation).

Frequently Asked Questions

What is the Italian Esame di Abilitazione per Agente di Affari in Mediazione?

It is the mandatory qualifying examination administered by Italian provincial Chambers of Commerce (CCIAA) pursuant to Legge 3 febbraio 1989, n. 39 and D.M. 21 febbraio 1990, n. 300. Passing the exam certifies professional competence and allows candidates to submit a SCIA to the Business Register (Registro delle Imprese / REA) to operate legally as a real estate broker.

What are the prerequisites to register for the CCIAA mediation exam?

Candidates must hold an upper secondary school diploma (diploma di scuola secondaria di secondo grado), complete a certified regional training course — standardised at 150 hours with at least 80% attendance under the Conferenza delle Regioni guidelines of 22 February 2024 — and meet moral integrity requirements (no disqualifying criminal convictions or bankruptcy). Legge 39/1989 also allows a diploma plus twelve continuous months of supervised practice combined with a specific vocational course.

How is the CCIAA real estate broker exam scored and evaluated?

The examination comprises two written tests and one oral test. To be admitted to the oral exam, candidates must achieve an average mark of at least 7/10 across the two written tests, with neither test scored below 6/10. The oral examination also requires a passing mark of at least 6/10.

What are the official examination fees?

The total fee is €93.00, paid via PagoPA to the administering Chamber of Commerce. This consists of €77.00 in administrative secretarial fees (diritti di segreteria CCIAA) and €16.00 for the revenue stamp (imposta di bollo).

How does this practice question bank adapt the official Italian exam?

The official CCIAA exam is conducted in Italian and consists of two written multiple-choice tests — commonly 10 or 20 questions each, depending on the Chamber of Commerce — followed by an oral interview before the examination commission. This practice bank is an independent English-language MCQ study adaptation by OpenExamPrep, not an official translation, an official question bank, or a simulation of the oral component. It covers the D.M. 300/1990 syllabus—Civil Code obligations and mediation, brokerage law (L. 39/1989), real estate transfer taxes, cadastre and building regulations (D.P.R. 380/2001), appraisal (estimo), condominium law, and property credit—while preserving the Italian legal terminology candidates will meet in the real exam.